Moving to Finland from South Africa

moving to

What to Expect

Considering a move from South Africa to Finland? Here's how the two compare on cost, climate, safety, and more.

If you moved from South Africa to Finland, you would find that Finland is 59.5% more expensive than South Africa overall. A ZAR1,200,000 salary in South Africa would need to be roughly €103,000 in Finland to maintain the same lifestyle, and you’d need to navigate life in Finnish and Swedish. You’ll also switch from driving on the left to the right. Expect a noticeable climate shift — Helsinki averages 48°F vs 77°F in Pretoria, making it significantly cooler.

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How Far Will Your Money Go?

A breakdown of how everyday costs differ between South Africa and Finland.

What does your salary buy?

ZAR1,200,000 → €103,000

To maintain the same standard of living in Finland

Calculate with your salary →

How key spending categories compare

Restaurants

pay 89.0% more

Groceries

pay 40.9% more

Transportation

pay 32.9% more

Housing

pay 60.3% more

Childcare

pay 2.2 times more

Entertainment and Sports

pay 2.3 times more

See full cost of living breakdown
Exchange rate: 1 ZAR = 0.054 EUR (October 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Finland cost about 33% more than cities in South Africa.

South Africa

Cape Town 45%
Sandton 44%
Durban 37%

Finland

Lahti 55%
Jyvaskyla 51%
Joensuu 51%

Compare cities head-to-head

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Who Else Is Making This Move?

What the data shows about people moving from South Africa to Finland.

Moved in 2023
68 ↓ 13% vs 2022

people moved from South Africa to Finland · OECD (latest data available)

Who's moving to Finland?

Top countries of origin for Finland's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

The numbers behind daily life in Finland compared to South Africa.

Is it safe?

Homicide rate World Bank, 2023

per 100,000 people per year

ZA
43.7
FI
1.0
Feel safe walking at night United Nations SDG Indicators, 2022

of residents who feel safe walking alone at night

ZA
37%
FI
86%

Finland performs significantly better than South Africa across all safety metrics.

How's the healthcare?

Healthcare spending per person World Bank, 2023

annual government + private spending per person

ZA
$1,354
FI
$6,433
Doctors per 10,000 people World Bank, 2022

affects wait times and access to care

ZA
7.9
FI
36.1

Finland generally does better on health & wellbeing, though South Africa leads in healthcare spending per person.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

ZA
47.0
FI
7.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

ZA
6.9t
FI
5.5t

Finland performs significantly better than South Africa across all environment metrics.

Will I have good infrastructure?

Broadband per 100 people World Bank, 2024

fixed broadband subscriptions — key for remote work

ZA
5.3
FI
36.5
Water stress level World Bank, 2022

higher means greater strain on freshwater supply

ZA
67.6%
FI
7.1%

Finland performs significantly better than South Africa across all infrastructure metrics.

What are the job prospects?

Unemployment rate World Bank, 2025

percentage of the labour force without work

ZA
32.4%
FI
9.5%
GDP per capita World Bank, 2025

a broad measure of economic output per person

ZA
$6,598
FI
$56,149

Finland generally does better on employment & economy, though South Africa leads in top income tax rate.

Is it good for families?

Life expectancy World Bank, 2024

average years of life at birth

ZA
66.3 yrs
FI
82.3 yrs
Infant mortality World Bank, 2024

deaths per 1,000 live births — lower is better

ZA
24.2
FI
1.9

Finland performs significantly better than South Africa across all family life metrics.

Sources: World Bank (2021–2025), United Nations SDG Indicators (2019–2022), World Health Organization (2024), South African Revenue Service (2017), Finnish Tax Administration (2016). How we calculate this

What's the Climate Like?

Monthly averages — select a city to compare.

Pretoria Rain: 27.0 in/yr (685 mm)
77° / 55°F

Avg. annual high / low

Helsinki Rain: 25.6 in/yr (650 mm)
48° / 34°F

Avg. annual high / low

Months Pretoria Helsinki
Jan–Mar 83°/64°F (28°/18°C) 29°/18°F (-1°/-8°C)
Apr–Jun 72°/48°F (22°/9°C) 58°/40°F (14°/4°C)
Jul–Sep 72°/47°F (22°/8°C) 65°/49°F (19°/10°C)
Oct–Dec 79°/60°F (26°/15°C) 38°/28°F (3°/-2°C)
View all months
Month Pretoria Helsinki
Jan 84°/65°F (29.0°/18.1°C) 27°/17°F (-2.6°/-8.5°C)
Feb 84°/64°F (28.7°/18.0°C) 27°/15°F (-2.9°/-9.3°C)
Mar 81°/62°F (27.3°/16.6°C) 34°/22°F (1.1°/-5.6°C)
Apr 77°/56°F (24.8°/13.1°C) 46°/31°F (7.5°/-0.7°C)
May 72°/48°F (22.4°/8.7°C) 60°/40°F (15.5°/4.4°C)
Jun 67°/41°F (19.6°/5.2°C) 68°/49°F (19.8°/9.3°C)
Jul 68°/42°F (19.8°/5.3°C) 71°/53°F (21.8°/11.8°C)
Aug 72°/47°F (22.3°/8.2°C) 68°/51°F (19.9°/10.7°C)
Sep 76°/53°F (24.4°/11.8°C) 57°/43°F (14.0°/6.1°C)
Oct 77°/57°F (25.2°/14.0°C) 47°/36°F (8.1°/2.2°C)
Nov 79°/60°F (26.0°/15.4°C) 36°/28°F (2.5°/-2.4°C)
Dec 82°/63°F (27.9°/17.0°C) 31°/20°F (-0.8°/-6.6°C)

Data: South African Weather Service South African Weather Service, Finnish Meteorological Institute Finnish Meteorological Institute

Visitor Visa Requirements

Short-stay tourist visa rules between South Africa and Finland. To live, work, or study long-term in Finland, you'll need a separate residence or work visa — check Finland's immigration authority.

South Africa passport

South Africa passport holder visiting Finland

Visa Required
South Africa passport holders need a visa to enter Finland.
Finland passport

Finland passport holder visiting South Africa

Visa Free
Finland passport holders can enter South Africa without a visa.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Finland than South Africa?

On average Finland is around 59% pricier than South Africa, with notable variation by city.

How much money do I need to move to Finland?

Budget about €25,750 for 3 months in Finland (based on a ZAR1,200,000 comparable annual salary), then add the one-off costs: flights, shipping, a rental deposit, and visa fees.

Can I work remotely from Finland?

Connectivity is usually fine (Finland: 36.5 fixed broadband per 100). What actually decides it is legal: does Finland offer a digital nomad visa, will your employer permit overseas work, and where are you tax-resident?

Is Finland safe for expats?

Finland performs significantly better than South Africa across all safety metrics. The homicide rate in Finland is 1.0 per 100,000 people, compared to 43.7 in South Africa. About 86% of people in Finland feel safe walking alone at night.

How is healthcare in Finland compared to South Africa?

Finland generally does better on health & wellbeing, though South Africa leads in healthcare spending per person. There are 36.1 doctors per 10,000 people in Finland, compared to 7.9 in South Africa. Finland scores 86 on the WHO universal health coverage index (South Africa: 71).

What's the weather like in Finland compared to South Africa?

The average high temperature in Helsinki is 48°F, compared to 77°F in Pretoria. Helsinki receives around 25.6 in of rainfall per year, while Pretoria gets 27.0 in.

What language do they speak in Finland?

The official languages in Finland are Finnish and Swedish. In South Africa, the official languages are Afrikaans, English, Northern Sotho, Southern Ndebele, Southern Sotho, Swazi, Tsonga, Tswana, Venda, Xhosa and Zulu.

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At a Glance

ZA FI
Population 64,747,319 5,646,436
Currency South African Rand (ZAR) Euro (€)
Languages Afrikaans, English, Northern Sotho, Southern Ndebele, Southern Sotho, Swazi, Tsonga, Tswana, Venda, Xhosa, Zulu Finnish, Swedish
Driving side Left Right
Calling code +27 +358
Time zones 1 1
Emergency number 10111 112