Moving to Tennessee from Montana

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What to Expect

Considering a move from Montana to Tennessee? Here's how the two compare on cost, climate, safety, and more.

If you moved from Montana to Tennessee, you would find that Tennessee is 3.7% cheaper than Montana. A $75,000 salary in Montana would need to be roughly $72,300 in Tennessee to maintain the same lifestyle. Billings and Nashville are about 1,300 mi apart.

Is Tennessee cheaper than Montana?

How key spending categories compare

Restaurants

pay 9.0% less

Groceries

pay 4.6% more

Transportation

pay 2.7% less

Housing

pay 4.9% less

Childcare

pay 4.9% less

Entertainment and Sports

pay 8.2% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

What salary do you need in Tennessee?

What does your salary buy?

$75,000 → $72,300

To maintain the same standard of living in Tennessee

Calculate with your salary →

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Tennessee cost about 12% less than cities in Montana.

Montana

Bozeman 72%
Billings 57%

Tennessee

Compare cities head-to-head

Key Indicator Comparison

The numbers behind daily life in Tennessee compared to Montana.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MT
437
TN
612
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MT
1815
TN
2301

Montana performs better than Tennessee across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

MT
8.0%
TN
9.5%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

MT
31.8%
TN
37.9%

Montana performs better than Tennessee across all health & wellbeing metrics.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

MT
$338,100
TN
$256,800
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

MT
$1,031
TN
$1,122

Montana generally does better on what about housing?, though Tennessee leads in median home value.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

MT
88.7%
TN
87.6%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

MT
19 min
TN
26 min

Montana performs better than Tennessee across all infrastructure metrics.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

MT
3.7%
TN
3.4%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

MT
$52,945
TN
$60,177

Montana generally does better on employment & economy, though Tennessee leads in unemployment rate.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

MT
76.8 yrs
TN
73.8 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

MT
23%
TN
20%

Montana performs better than Tennessee across all family life metrics.

Weather in Tennessee vs Montana

Monthly averages — select a city to compare.

Billings Rain: 14.2 in/yr (360 mm)
64° / 35°F

Avg. annual high / low

Nashville Rain: 47.2 in/yr (1200 mm)
70° / 49°F

Avg. annual high / low

Months Billings Nashville
Jan–Mar 47°/20°F (8°/-7°C) 53°/33°F (12°/1°C)
Apr–Jun 72°/43°F (22°/6°C) 78°/56°F (26°/14°C)
Jul–Sep 85°/52°F (30°/11°C) 87°/66°F (30°/19°C)
Oct–Dec 51°/25°F (11°/-4°C) 60°/40°F (16°/4°C)
View all months
Month Billings Nashville
Jan 41°/16°F (4.8°/-9.1°C) 47°/28°F (8.3°/-2.0°C)
Feb 45°/19°F (7.3°/-7.3°C) 52°/32°F (11.0°/-0.2°C)
Mar 54°/26°F (12.3°/-3.5°C) 61°/39°F (16.1°/3.9°C)
Apr 63°/34°F (17.2°/1.1°C) 71°/47°F (21.4°/8.6°C)
May 72°/43°F (22.3°/5.9°C) 78°/57°F (25.7°/13.8°C)
Jun 81°/51°F (27.0°/10.6°C) 86°/65°F (30.0°/18.6°C)
Jul 89°/57°F (31.9°/13.8°C) 89°/69°F (31.8°/20.8°C)
Aug 89°/55°F (31.5°/12.6°C) 89°/68°F (31.7°/20.2°C)
Sep 78°/45°F (25.5°/7.2°C) 82°/61°F (28.0°/15.9°C)
Oct 65°/35°F (18.1°/1.6°C) 72°/49°F (22.1°/9.4°C)
Nov 49°/24°F (9.7°/-4.2°C) 60°/39°F (15.7°/4.1°C)
Dec 39°/15°F (4.0°/-9.2°C) 49°/31°F (9.7°/-0.4°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Tennessee than Montana?

On average Tennessee is about 4% less expensive than Montana, with major cities narrowing the gap.

How much money do I need to move to Tennessee?

Budget about $18,075 for 3 months in Tennessee (based on a $75,000 comparable annual salary), then add the one-off costs: movers, a truck rental, and a rental deposit.

Is Tennessee safe?

Montana performs better than Tennessee across all safety metrics.

How is healthcare in Tennessee compared to Montana?

Montana performs better than Tennessee across all health & wellbeing metrics.

What's the weather like in Tennessee compared to Montana?

The average high temperature in Nashville is 70°F, compared to 64°F in Billings. Nashville receives around 47.2 in of rainfall per year, while Billings gets 14.2 in.

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