Moving to New York from Montana

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What to Expect

Considering a move from Montana to New York? Here's how the two compare on cost, climate, safety, and more.

If you moved from Montana to New York, you would find that New York is 12.8% more expensive than Montana. A $75,000 salary in Montana would need to be roughly $82,721 in New York to maintain the same lifestyle.

How Far Will Your Money Go?

A breakdown of how everyday costs differ between Montana and New York.

What does your salary buy?

$75,000 $82,721

To maintain the same standard of living in New York

Calculate with your salary →

How key spending categories compare

Restaurants

pay 1.8% less

Groceries

pay 13.4% more

Transportation

pay 42.9% more

Housing

pay 6.0% more

Childcare

pay 19.9% more

Entertainment and Sports

pay 20.7% more

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in New York cost about 12% more than cities in Montana.

Montana

Bozeman 74%
Missoula 64%
Billings 58%

New York

Queens 73%
Ithaca 62%

Compare cities head-to-head

Key Indicator Comparison

The numbers behind daily life in New York compared to Montana.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MT
437
NY
381
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MT
1815
NY
1760

New York performs significantly better than Montana across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

MT
8.0%
NY
5.0%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

MT
31.8%
NY
29.9%

New York generally does better on health & wellbeing, though Montana leads in diabetes rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

MT
$338,100
NY
$403,000
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

MT
$1,031
NY
$1,576

Montana performs better than New York across all what about housing? metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

MT
88.7%
NY
89.7%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

MT
19 min
NY
33 min

Montana generally does better on infrastructure, though New York leads in internet access.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

MT
3.7%
NY
4.4%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

MT
$52,945
NY
$91,992

Montana generally does better on employment & economy, though New York leads in gdp per capita.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

MT
76.8 yrs
NY
77.7 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

MT
23%
NY
28%

New York performs significantly better than Montana across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Helena Rain: 11.2 in/yr (285 mm)
58° / 33°F

Avg. annual high / low

Albany Rain: 39.4 in/yr (1000 mm)
58° / 39°F

Avg. annual high / low

Months Helena Albany
Jan–Mar 40°/18°F (4°/-8°C) 37°/19°F (2°/-7°C)
Apr–Jun 67°/41°F (19°/5°C) 68°/47°F (20°/8°C)
Jul–Sep 81°/50°F (27°/10°C) 78°/58°F (26°/14°C)
Oct–Dec 45°/22°F (7°/-6°C) 48°/31°F (9°/-1°C)
View all months
Month Helena Albany
Jan 33°/13°F (0.7°/-10.6°C) 31°/15°F (-0.8°/-9.7°C)
Feb 39°/17°F (3.7°/-8.4°C) 35°/17°F (1.4°/-8.2°C)
Mar 48°/24°F (9.0°/-4.3°C) 44°/26°F (6.9°/-3.5°C)
Apr 58°/32°F (14.3°/0.1°C) 58°/37°F (14.6°/2.9°C)
May 67°/41°F (19.5°/4.9°C) 69°/47°F (20.8°/8.4°C)
Jun 76°/49°F (24.3°/9.2°C) 78°/56°F (25.5°/13.6°C)
Jul 86°/54°F (29.8°/12.4°C) 82°/61°F (27.9°/16.3°C)
Aug 85°/52°F (29.2°/11.2°C) 80°/60°F (26.9°/15.5°C)
Sep 73°/43°F (22.6°/6.2°C) 72°/52°F (22.3°/10.9°C)
Oct 59°/33°F (14.8°/0.3°C) 60°/40°F (15.4°/4.2°C)
Nov 43°/22°F (6.2°/-5.6°C) 48°/31°F (8.8°/-0.3°C)
Dec 32°/12°F (-0.2°/-11.2°C) 36°/21°F (2.1°/-6.0°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in New York than Montana?

On average New York is around 10% pricier than Montana, with notable variation by city.

How much money do I need to move to New York?

Budget about $20,680 for 3 months in New York (based on a $75,000 comparable annual salary), then add the one-off costs: movers, a truck rental, and a rental deposit.

Is New York safe?

New York performs significantly better than Montana across all safety metrics.

How is healthcare in New York compared to Montana?

New York generally does better on health & wellbeing, though Montana leads in diabetes rate.

What's the weather like in New York compared to Montana?

The average high temperature in Albany is 58°F, compared to 58°F in Helena. Albany receives around 39.4 in of rainfall per year, while Helena gets 11.2 in.

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