Moving to Montana from New York

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What to Expect

Considering a move from New York to Montana? Here's how the two compare on cost, climate, safety, and more.

If you moved from New York to Montana, you would find that Montana is 6.2% cheaper than New York. A $75,000 salary in New York would need to be roughly $67,999 in Montana to maintain the same lifestyle.

How Far Will Your Money Go?

A breakdown of how everyday costs differ between New York and Montana.

What does your salary buy?

$75,000 $67,999

To maintain the same standard of living in Montana

Calculate with your salary →

How key spending categories compare

Restaurants

pay 2.6% more

Groceries

pay 9.3% less

Transportation

pay 20.9% less

Housing

pay 2.5% less

Childcare

pay 12.5% less

Entertainment and Sports

pay 15.6% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Montana cost about 11% less than cities in New York.

New York

Queens 73%
Ithaca 62%

Montana

Bozeman 74%
Missoula 64%
Billings 58%

Compare cities head-to-head

Key Indicator Comparison

The numbers behind daily life in Montana compared to New York.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

NY
381
MT
437
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

NY
1760
MT
1815

New York performs better than Montana across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

NY
5.0%
MT
8.0%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

NY
29.9%
MT
31.8%

New York generally does better on health & wellbeing, though Montana leads in diabetes rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

NY
$403,000
MT
$338,100
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

NY
$1,576
MT
$1,031

Montana performs significantly better than New York across all what about housing? metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

NY
89.7%
MT
88.7%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

NY
33 min
MT
19 min

New York generally does better on infrastructure, though Montana leads in average commute.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

NY
4.4%
MT
3.7%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

NY
$91,992
MT
$52,945

New York generally does better on employment & economy, though Montana leads in unemployment rate.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

NY
77.7 yrs
MT
76.8 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

NY
28%
MT
23%

New York performs better than Montana across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Albany Rain: 39.4 in/yr (1000 mm)
58° / 39°F

Avg. annual high / low

Helena Rain: 11.2 in/yr (285 mm)
58° / 33°F

Avg. annual high / low

Months Albany Helena
Jan–Mar 37°/19°F (2°/-7°C) 40°/18°F (4°/-8°C)
Apr–Jun 68°/47°F (20°/8°C) 67°/41°F (19°/5°C)
Jul–Sep 78°/58°F (26°/14°C) 81°/50°F (27°/10°C)
Oct–Dec 48°/31°F (9°/-1°C) 45°/22°F (7°/-6°C)
View all months
Month Albany Helena
Jan 31°/15°F (-0.8°/-9.7°C) 33°/13°F (0.7°/-10.6°C)
Feb 35°/17°F (1.4°/-8.2°C) 39°/17°F (3.7°/-8.4°C)
Mar 44°/26°F (6.9°/-3.5°C) 48°/24°F (9.0°/-4.3°C)
Apr 58°/37°F (14.6°/2.9°C) 58°/32°F (14.3°/0.1°C)
May 69°/47°F (20.8°/8.4°C) 67°/41°F (19.5°/4.9°C)
Jun 78°/56°F (25.5°/13.6°C) 76°/49°F (24.3°/9.2°C)
Jul 82°/61°F (27.9°/16.3°C) 86°/54°F (29.8°/12.4°C)
Aug 80°/60°F (26.9°/15.5°C) 85°/52°F (29.2°/11.2°C)
Sep 72°/52°F (22.3°/10.9°C) 73°/43°F (22.6°/6.2°C)
Oct 60°/40°F (15.4°/4.2°C) 59°/33°F (14.8°/0.3°C)
Nov 48°/31°F (8.8°/-0.3°C) 43°/22°F (6.2°/-5.6°C)
Dec 36°/21°F (2.1°/-6.0°C) 32°/12°F (-0.2°/-11.2°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Montana than New York?

On average Montana is about 9% less expensive than New York, with major cities narrowing the gap.

How much money do I need to move to Montana?

Budget about $17,000 for 3 months in Montana (based on a $75,000 comparable annual salary), then add the one-off costs: movers, a truck rental, and a rental deposit.

Is Montana safe?

New York performs better than Montana across all safety metrics.

How is healthcare in Montana compared to New York?

New York generally does better on health & wellbeing, though Montana leads in diabetes rate.

What's the weather like in Montana compared to New York?

The average high temperature in Helena is 58°F, compared to 58°F in Albany. Helena receives around 11.2 in of rainfall per year, while Albany gets 39.4 in.

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