Moving to Canada from New York

moving to

What to Expect

A comprehensive look at what changes when you move from New York to Canada — from daily expenses to quality of life.

If you moved from New York to Canada, you would find that Canada is 20.5% cheaper than New York. A $75,000 salary in New York would need to be roughly CA$93,093 in Canada to maintain the same lifestyle.

How Far Will Your Money Go?

How your spending power changes when you relocate from New York to Canada.

What does your salary buy?

$75,000 CA$93,093

To maintain the same standard of living in Canada

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 14.9% less

Groceries

pay 14.2% less

Transportation

pay 12.2% less

Housing

pay 22.8% less

Childcare

pay 55.7% less

Entertainment and Sports

pay 21.7% less

See full cost of living breakdown
Exchange rate: 1 USD = 1.42 CAD (June 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Canada cost about 23% less than cities in New York.

Compare cities head-to-head

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Who Else Is Making This Move?

Real numbers on people moving from New York to Canada, and how the trend has changed.

Moved in 2023
10,640 ↑ 2% vs 2022

people moved from United States to Canada · OECD (latest data available)

Who's moving to Canada?

Top countries of origin for Canada's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

How New York and Canada stack up on safety, healthcare, jobs, and infrastructure.

How's the healthcare?

Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

NY
29.9%
CA
29.4%

Canada performs significantly better than New York across all health & wellbeing metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

NY
89.7%
CA
93.0%

Canada performs significantly better than New York across all infrastructure metrics.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

NY
4.4%
CA
5.4%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

NY
$91,992
CA
$55,800

New York generally does better on employment & economy, though Canada leads in poverty rate.

Is it good for families?

Life expectancy OECD Regional Demography, 2022

average years of life at birth

NY
77.7 yrs
CA
83.8 yrs

Canada performs significantly better than New York across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Albany Rain: 39.4 in/yr (1000 mm)
58° / 39°F

Avg. annual high / low

Ottawa Rain: 37.1 in/yr (943 mm)
52° / 34°F

Avg. annual high / low

Months Albany Ottawa
Jan–Mar 37°/19°F (2°/-7°C) 27°/10°F (-3°/-12°C)
Apr–Jun 68°/47°F (20°/8°C) 64°/45°F (18°/7°C)
Jul–Sep 78°/58°F (26°/14°C) 75°/55°F (24°/13°C)
Oct–Dec 48°/31°F (9°/-1°C) 41°/25°F (5°/-4°C)
View all months
Month Albany Ottawa
Jan 31°/15°F (-0.8°/-9.7°C) 21°/4°F (-6.1°/-15.3°C)
Feb 35°/17°F (1.4°/-8.2°C) 25°/8°F (-4.1°/-13.3°C)
Mar 44°/26°F (6.9°/-3.5°C) 36°/19°F (2.2°/-7.1°C)
Apr 58°/37°F (14.6°/2.9°C) 51°/33°F (10.8°/0.6°C)
May 69°/47°F (20.8°/8.4°C) 66°/46°F (19.1°/7.7°C)
Jun 78°/56°F (25.5°/13.6°C) 75°/55°F (23.8°/12.7°C)
Jul 82°/61°F (27.9°/16.3°C) 80°/60°F (26.5°/15.4°C)
Aug 80°/60°F (26.9°/15.5°C) 77°/57°F (24.9°/14.1°C)
Sep 72°/52°F (22.3°/10.9°C) 67°/48°F (19.5°/9.1°C)
Oct 60°/40°F (15.4°/4.2°C) 54°/37°F (12.5°/3.0°C)
Nov 48°/31°F (8.8°/-0.3°C) 41°/27°F (4.8°/-2.8°C)
Dec 36°/21°F (2.1°/-6.0°C) 27°/12°F (-3.0°/-11.1°C)

Data: National Weather Service National Weather Service, Meteorological Service of Canada Meteorological Service of Canada

Visitor Visa Requirements

Short-stay tourist visa rules between United States and Canada. To live, work, or study long-term in Canada, you'll need a separate residence or work visa — check Canada's immigration authority.

United States passport

United States passport holder visiting Canada

Visa Free
United States passport holders can enter Canada without a visa.
Canada passport

Canada passport holder visiting United States

Visa Free
Canada passport holders can enter United States without a visa.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Canada than New York?

Generally yes: Canada runs about 12% cheaper than New York on average, though it depends heavily on the city.

How much money do I need to move to Canada?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a $75,000 comparable salary, that's around CA$23,273 in Canada for everyday spending, before flights, shipping, a rental deposit, and visa fees.

Can I work remotely from Canada?

Working remotely from Canada's major cities is generally feasible. The legal layer matters more — visa category, employer policy on overseas employees, and tax residency in New York and Canada.

How is healthcare in Canada compared to New York?

Canada performs significantly better than New York across all health & wellbeing metrics.

What's the weather like in Canada compared to New York?

The average high temperature in Ottawa is 52°F, compared to 58°F in Albany. Ottawa receives around 37.1 in of rainfall per year, while Albany gets 39.4 in.

What language do they speak in Canada?

The official languages in Canada are English and French. In New York, the official language is English.

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At a Glance

CA
Population 19,378,102 38,232,593
Currency United States Dollar ($) Canadian Dollar (CA$)
Languages English English, French
Driving side Right Right
Calling code +1 +1
Time zones 11 6
Emergency number 911 911