Moving to Texas from Montana

moving to

What to Expect

Everything you need to know before relocating from Montana to Texas — costs, safety, healthcare, and practical first steps.

If you moved from Montana to Texas, you would find that Texas is 4.2% cheaper than Montana. A $75,000 salary in Montana would need to be roughly $69,104 in Texas to maintain the same lifestyle. Expect a noticeable climate shift — Austin averages 79°F vs 58°F in Helena, making it significantly warmer.

How Far Will Your Money Go?

What to expect for your wallet after moving from Montana to Texas.

What does your salary buy?

$75,000 $69,104

To maintain the same standard of living in Texas

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 2.9% less

Groceries

pay 8.0% less

Transportation

pay 15.4% more

Housing

pay 5.2% less

Childcare

pay 14.1% less

Entertainment and Sports

pay 5.2% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Texas cost about 6% less than cities in Montana.

Montana

Bozeman 74%
Missoula 64%
Billings 58%

Texas

Dallas 68%
Plano 64%
Houston 63%

Compare cities head-to-head

Key Indicator Comparison

Key indicators for anyone considering a move from Montana to Texas.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MT
437
TX
391
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MT
1815
TX
2153

Montana generally does better on safety, though Texas leads in violent crime rate.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

MT
8.0%
TX
16.0%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

MT
31.8%
TX
36.8%

Montana generally does better on health & wellbeing, though Texas leads in adult smoking rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

MT
$338,100
TX
$260,400
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

MT
$1,031
TX
$1,339

Montana generally does better on what about housing?, though Texas leads in median home value.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

MT
88.7%
TX
90.1%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

MT
19 min
TX
27 min

Montana generally does better on infrastructure, though Texas leads in internet access.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

MT
3.7%
TX
3.9%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

MT
$52,945
TX
$70,071

Montana generally does better on employment & economy, though Texas leads in gdp per capita.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

MT
76.8 yrs
TX
76.5 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

MT
23%
TX
20%

Montana performs better than Texas across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Helena Rain: 11.2 in/yr (285 mm)
58° / 33°F

Avg. annual high / low

Austin Rain: 36.2 in/yr (920 mm)
79° / 55°F

Avg. annual high / low

Months Helena Austin
Jan–Mar 40°/18°F (4°/-8°C) 65°/40°F (18°/5°C)
Apr–Jun 67°/41°F (19°/5°C) 85°/63°F (29°/17°C)
Jul–Sep 81°/50°F (27°/10°C) 93°/70°F (34°/21°C)
Oct–Dec 45°/22°F (7°/-6°C) 71°/47°F (22°/8°C)
View all months
Month Helena Austin
Jan 33°/13°F (0.7°/-10.6°C) 61°/37°F (15.9°/2.9°C)
Feb 39°/17°F (3.7°/-8.4°C) 64°/39°F (17.6°/3.8°C)
Mar 48°/24°F (9.0°/-4.3°C) 71°/45°F (21.6°/7.4°C)
Apr 58°/32°F (14.3°/0.1°C) 79°/55°F (25.9°/12.8°C)
May 67°/41°F (19.5°/4.9°C) 85°/64°F (29.7°/17.7°C)
Jun 76°/49°F (24.3°/9.2°C) 91°/70°F (32.8°/21.0°C)
Jul 86°/54°F (29.8°/12.4°C) 94°/72°F (34.7°/22.3°C)
Aug 85°/52°F (29.2°/11.2°C) 96°/72°F (35.4°/22.1°C)
Sep 73°/43°F (22.6°/6.2°C) 90°/67°F (32.3°/19.2°C)
Oct 59°/33°F (14.8°/0.3°C) 81°/57°F (27.3°/13.7°C)
Nov 43°/22°F (6.2°/-5.6°C) 71°/47°F (21.4°/8.4°C)
Dec 32°/12°F (-0.2°/-11.2°C) 62°/38°F (16.5°/3.4°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Texas than Montana?

Yes — Texas is on average about 8% cheaper than Montana. City-level variation can be significant.

How much money do I need to move to Texas?

Plan for at least 3 months of living expenses — roughly $17,276 in Texas on a $75,000 comparable salary — plus one-off moving costs (movers, a truck rental, and a rental deposit).

Is Texas safe?

Montana generally does better on safety, though Texas leads in violent crime rate.

How is healthcare in Texas compared to Montana?

Montana generally does better on health & wellbeing, though Texas leads in adult smoking rate.

What's the weather like in Texas compared to Montana?

The average high temperature in Austin is 79°F, compared to 58°F in Helena. Austin receives around 36.2 in of rainfall per year, while Helena gets 11.2 in.

Share this