Moving to Indiana from Montana

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What to Expect

Everything you need to know before relocating from Montana to Indiana — costs, safety, healthcare, and practical first steps.

If you moved from Montana to Indiana, you would find that Indiana is 12.1% cheaper than Montana. A $75,000 salary in Montana would need to be roughly $66,218 in Indiana to maintain the same lifestyle.

How Far Will Your Money Go?

What to expect for your wallet after moving from Montana to Indiana.

What does your salary buy?

$75,000 $66,218

To maintain the same standard of living in Indiana

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 12.5% less

Groceries

pay 12.8% less

Transportation

pay 0.1% more

Housing

pay 14.0% less

Childcare

pay 12.5% less

Entertainment and Sports

pay 14.1% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Indiana cost about 14% less than cities in Montana.

Montana

Bozeman 74%
Missoula 64%
Billings 58%

Indiana

Compare cities head-to-head

Key Indicator Comparison

Key indicators for anyone considering a move from Montana to Indiana.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MT
437
IN
327
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MT
1815
IN
1519

Indiana performs significantly better than Montana across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

MT
8.0%
IN
7.3%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

MT
31.8%
IN
38.5%

Montana generally does better on health & wellbeing, though Indiana leads in uninsured rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

MT
$338,100
IN
$201,600
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

MT
$1,031
IN
$1,020

Indiana performs significantly better than Montana across all what about housing? metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

MT
88.7%
IN
88.5%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

MT
19 min
IN
24 min

Montana performs better than Indiana across all infrastructure metrics.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

MT
3.7%
IN
2.7%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

MT
$52,945
IN
$59,083

Indiana generally does better on employment & economy, though Montana leads in poverty rate.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

MT
76.8 yrs
IN
75.0 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

MT
23%
IN
19%

Montana performs better than Indiana across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Helena Rain: 11.2 in/yr (285 mm)
58° / 33°F

Avg. annual high / low

Indianapolis Rain: 40.8 in/yr (1036 mm)
62° / 44°F

Avg. annual high / low

Months Helena Indianapolis
Jan–Mar 40°/18°F (4°/-8°C) 42°/26°F (6°/-3°C)
Apr–Jun 67°/41°F (19°/5°C) 72°/53°F (22°/12°C)
Jul–Sep 81°/50°F (27°/10°C) 81°/63°F (27°/17°C)
Oct–Dec 45°/22°F (7°/-6°C) 51°/35°F (11°/2°C)
View all months
Month Helena Indianapolis
Jan 33°/13°F (0.7°/-10.6°C) 35°/21°F (1.7°/-6.1°C)
Feb 39°/17°F (3.7°/-8.4°C) 40°/24°F (4.4°/-4.4°C)
Mar 48°/24°F (9.0°/-4.3°C) 51°/33°F (10.8°/0.8°C)
Apr 58°/32°F (14.3°/0.1°C) 63°/44°F (17.1°/6.4°C)
May 67°/41°F (19.5°/4.9°C) 72°/53°F (22.5°/11.7°C)
Jun 76°/49°F (24.3°/9.2°C) 81°/63°F (27.4°/17.4°C)
Jul 86°/54°F (29.8°/12.4°C) 84°/67°F (28.8°/19.2°C)
Aug 85°/52°F (29.2°/11.2°C) 83°/65°F (28.4°/18.3°C)
Sep 73°/43°F (22.6°/6.2°C) 77°/57°F (25.1°/13.9°C)
Oct 59°/33°F (14.8°/0.3°C) 64°/45°F (18.0°/7.3°C)
Nov 43°/22°F (6.2°/-5.6°C) 52°/36°F (11.0°/2.3°C)
Dec 32°/12°F (-0.2°/-11.2°C) 38°/25°F (3.6°/-3.9°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Indiana than Montana?

Yes — Indiana is on average about 12% cheaper than Montana. City-level variation can be significant.

How much money do I need to move to Indiana?

Plan for at least 3 months of living expenses — roughly $16,554 in Indiana on a $75,000 comparable salary — plus one-off moving costs (movers, a truck rental, and a rental deposit).

Is Indiana safe?

Indiana performs significantly better than Montana across all safety metrics.

How is healthcare in Indiana compared to Montana?

Montana generally does better on health & wellbeing, though Indiana leads in uninsured rate.

What's the weather like in Indiana compared to Montana?

The average high temperature in Indianapolis is 62°F, compared to 58°F in Helena. Indianapolis receives around 40.8 in of rainfall per year, while Helena gets 11.2 in.

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