Moving to Montana from Indiana

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What to Expect

Considering a move from Indiana to Montana? Here's how the two compare on cost, climate, safety, and more.

If you moved from Indiana to Montana, you would find that Montana is 16.9% more expensive than Indiana. A $75,000 salary in Indiana would need to be roughly $84,946 in Montana to maintain the same lifestyle.

How Far Will Your Money Go?

A breakdown of how everyday costs differ between Indiana and Montana.

What does your salary buy?

$75,000 $84,946

To maintain the same standard of living in Montana

Calculate with your salary →

How key spending categories compare

Restaurants

pay 16.8% more

Groceries

pay 19.1% more

Transportation

pay 1.0% more

Housing

pay 16.9% more

Childcare

pay 15.5% more

Entertainment and Sports

pay 21.7% more

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Montana cost about 16% more than cities in Indiana.

Indiana

Montana

Bozeman 74%
Missoula 64%
Billings 58%

Compare cities head-to-head

Key Indicator Comparison

The numbers behind daily life in Montana compared to Indiana.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

IN
327
MT
437
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

IN
1519
MT
1815

Indiana performs better than Montana across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

IN
7.3%
MT
8.0%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

IN
38.5%
MT
31.8%

Montana generally does better on health & wellbeing, though Indiana leads in uninsured rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

IN
$201,600
MT
$338,100
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

IN
$1,020
MT
$1,031

Indiana performs better than Montana across all what about housing? metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

IN
88.5%
MT
88.7%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

IN
24 min
MT
19 min

Montana performs significantly better than Indiana across all infrastructure metrics.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

IN
2.7%
MT
3.7%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

IN
$59,083
MT
$52,945

Indiana generally does better on employment & economy, though Montana leads in poverty rate.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

IN
75.0 yrs
MT
76.8 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

IN
19%
MT
23%

Montana performs significantly better than Indiana across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Indianapolis Rain: 40.8 in/yr (1036 mm)
62° / 44°F

Avg. annual high / low

Helena Rain: 11.2 in/yr (285 mm)
58° / 33°F

Avg. annual high / low

Months Indianapolis Helena
Jan–Mar 42°/26°F (6°/-3°C) 40°/18°F (4°/-8°C)
Apr–Jun 72°/53°F (22°/12°C) 67°/41°F (19°/5°C)
Jul–Sep 81°/63°F (27°/17°C) 81°/50°F (27°/10°C)
Oct–Dec 51°/35°F (11°/2°C) 45°/22°F (7°/-6°C)
View all months
Month Indianapolis Helena
Jan 35°/21°F (1.7°/-6.1°C) 33°/13°F (0.7°/-10.6°C)
Feb 40°/24°F (4.4°/-4.4°C) 39°/17°F (3.7°/-8.4°C)
Mar 51°/33°F (10.8°/0.8°C) 48°/24°F (9.0°/-4.3°C)
Apr 63°/44°F (17.1°/6.4°C) 58°/32°F (14.3°/0.1°C)
May 72°/53°F (22.5°/11.7°C) 67°/41°F (19.5°/4.9°C)
Jun 81°/63°F (27.4°/17.4°C) 76°/49°F (24.3°/9.2°C)
Jul 84°/67°F (28.8°/19.2°C) 86°/54°F (29.8°/12.4°C)
Aug 83°/65°F (28.4°/18.3°C) 85°/52°F (29.2°/11.2°C)
Sep 77°/57°F (25.1°/13.9°C) 73°/43°F (22.6°/6.2°C)
Oct 64°/45°F (18.0°/7.3°C) 59°/33°F (14.8°/0.3°C)
Nov 52°/36°F (11.0°/2.3°C) 43°/22°F (6.2°/-5.6°C)
Dec 38°/25°F (3.6°/-3.9°C) 32°/12°F (-0.2°/-11.2°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Montana than Indiana?

On average Montana is around 13% pricier than Indiana, with notable variation by city.

How much money do I need to move to Montana?

Budget about $21,236 for 3 months in Montana (based on a $75,000 comparable annual salary), then add the one-off costs: movers, a truck rental, and a rental deposit.

Is Montana safe?

Indiana performs better than Montana across all safety metrics.

How is healthcare in Montana compared to Indiana?

Montana generally does better on health & wellbeing, though Indiana leads in uninsured rate.

What's the weather like in Montana compared to Indiana?

The average high temperature in Helena is 58°F, compared to 62°F in Indianapolis. Helena receives around 11.2 in of rainfall per year, while Indianapolis gets 40.8 in.

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