Moving to California from Indiana

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What to Expect

Everything you need to know before relocating from Indiana to California — costs, safety, healthcare, and practical first steps.

If you moved from Indiana to California, you would find that California is 35.2% more expensive than Indiana. A $75,000 salary in Indiana would need to be roughly $101,854 in California to maintain the same lifestyle. Expect a noticeable climate shift — Sacramento averages 74°F vs 62°F in Indianapolis, making it significantly warmer.

How Far Will Your Money Go?

What to expect for your wallet after moving from Indiana to California.

What does your salary buy?

$75,000 $101,854

To maintain the same standard of living in California

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 25.4% more

Groceries

pay 32.4% more

Transportation

pay 35.2% more

Housing

pay 52.5% more

Childcare

pay 41.7% more

Entertainment and Sports

pay 46.4% more

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in California cost about 52% more than cities in Indiana.

Compare cities head-to-head

Key Indicator Comparison

Key indicators for anyone considering a move from Indiana to California.

Is it safe?

Violent crime rateFBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

IN
327
CA
503
Property crime rateFBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

IN
1519
CA
2303

Indiana performs better than California across all safety metrics.

How's the healthcare?

Uninsured rateUS Census Bureau (American Community Survey), 2023

share of people without health insurance

IN
7.3%
CA
6.8%
Adult obesity rateCenters for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

IN
38.5%
CA
28.4%

California performs significantly better than Indiana across all health & wellbeing metrics.

What about housing?

Median home valueUS Census Bureau (American Community Survey), 2023

typical price of a home

IN
$201,600
CA
$695,400
Median rentUS Census Bureau (American Community Survey), 2023

typical monthly gross rent

IN
$1,020
CA
$1,956

Indiana performs better than California across all what about housing? metrics.

Will I have good infrastructure?

Internet accessUS Census Bureau (American Community Survey), 2023

share of households with internet

IN
88.5%
CA
92.6%
Average commuteUS Census Bureau (American Community Survey), 2023

minutes each way to work

IN
24 min
CA
29 min

Indiana generally does better on infrastructure, though California leads in internet access.

What are the job prospects?

Unemployment rateBureau of Labor Statistics, 2025

percentage of the labour force without work

IN
2.7%
CA
5.1%
GDP per capitaBureau of Economic Analysis, 2024

a broad measure of economic output per person

IN
$59,083
CA
$84,028

Indiana generally does better on employment & economy, though California leads in gdp per capita.

Is it good for families?

Life expectancyOECD Regional Demography, 2020

average years of life at birth

IN
75.0 yrs
CA
79.0 yrs
Bachelor's degree or higherUS Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

IN
19%
CA
25%

California performs significantly better than Indiana across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

IndianapolisRain: 40.8 in/yr (1036 mm)
62°/44°F

Avg. annual high / low

SacramentoRain: 18.5 in/yr (470 mm)
74°/48°F

Avg. annual high / low

MonthsIndianapolisSacramento
Jan–Mar42°/26°F (6°/-3°C)60°/41°F (15°/5°C)
Apr–Jun72°/53°F (22°/12°C)79°/51°F (26°/11°C)
Jul–Sep81°/63°F (27°/17°C)90°/57°F (32°/14°C)
Oct–Dec51°/35°F (11°/2°C)65°/44°F (18°/7°C)
View all months
MonthIndianapolisSacramento
Jan35°/21°F (1.7°/-6.1°C)54°/39°F (12.1°/3.8°C)
Feb40°/24°F (4.4°/-4.4°C)60°/41°F (15.7°/5.2°C)
Mar51°/33°F (10.8°/0.8°C)65°/44°F (18.4°/6.7°C)
Apr63°/44°F (17.1°/6.4°C)71°/46°F (21.7°/7.9°C)
May72°/53°F (22.5°/11.7°C)80°/51°F (26.6°/10.6°C)
Jun81°/63°F (27.4°/17.4°C)87°/56°F (30.6°/13.2°C)
Jul84°/67°F (28.8°/19.2°C)92°/58°F (33.4°/14.7°C)
Aug83°/65°F (28.4°/18.3°C)91°/58°F (32.9°/14.4°C)
Sep77°/57°F (25.1°/13.9°C)87°/56°F (30.7°/13.2°C)
Oct64°/45°F (18.0°/7.3°C)78°/50°F (25.3°/10.1°C)
Nov52°/36°F (11.0°/2.3°C)64°/43°F (17.7°/6.0°C)
Dec38°/25°F (3.6°/-3.9°C)54°/38°F (12.2°/3.6°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in California than Indiana?

No — California is on average about 36% more expensive than Indiana. City-level variation matters.

How much money do I need to move to California?

Plan for at least 3 months of living expenses — roughly $25,464 in California on a $75,000 comparable salary — plus one-off moving costs (movers, a truck rental, and a rental deposit).

Is California safe?

Indiana performs better than California across all safety metrics.

How is healthcare in California compared to Indiana?

California performs significantly better than Indiana across all health & wellbeing metrics.

What's the weather like in California compared to Indiana?

The average high temperature in Sacramento is 74°F, compared to 62°F in Indianapolis. Sacramento receives around 18.5 in of rainfall per year, while Indianapolis gets 40.8 in.

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