Moving to Indiana from California

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What to Expect

Everything you need to know before relocating from California to Indiana — costs, safety, healthcare, and practical first steps.

If you moved from California to Indiana, you would find that Indiana is 23.2% cheaper than California. A $75,000 salary in California would need to be roughly $55,226 in Indiana to maintain the same lifestyle. Expect a noticeable climate shift — Indianapolis averages 62°F vs 74°F in Sacramento, making it significantly cooler.

How Far Will Your Money Go?

What to expect for your wallet after moving from California to Indiana.

What does your salary buy?

$75,000 $55,226

To maintain the same standard of living in Indiana

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 19.9% less

Groceries

pay 23.0% less

Transportation

pay 21.0% less

Housing

pay 29.2% less

Childcare

pay 29.4% less

Entertainment and Sports

pay 28.9% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Indiana cost about 34% less than cities in California.

Compare cities head-to-head

Key Indicator Comparison

Key indicators for anyone considering a move from California to Indiana.

Is it safe?

Violent crime rateFBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

CA
503
IN
327
Property crime rateFBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

CA
2303
IN
1519

Indiana performs significantly better than California across all safety metrics.

How's the healthcare?

Uninsured rateUS Census Bureau (American Community Survey), 2023

share of people without health insurance

CA
6.8%
IN
7.3%
Adult obesity rateCenters for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

CA
28.4%
IN
38.5%

California performs better than Indiana across all health & wellbeing metrics.

What about housing?

Median home valueUS Census Bureau (American Community Survey), 2023

typical price of a home

CA
$695,400
IN
$201,600
Median rentUS Census Bureau (American Community Survey), 2023

typical monthly gross rent

CA
$1,956
IN
$1,020

Indiana performs significantly better than California across all what about housing? metrics.

Will I have good infrastructure?

Internet accessUS Census Bureau (American Community Survey), 2023

share of households with internet

CA
92.6%
IN
88.5%
Average commuteUS Census Bureau (American Community Survey), 2023

minutes each way to work

CA
29 min
IN
24 min

California generally does better on infrastructure, though Indiana leads in average commute.

What are the job prospects?

Unemployment rateBureau of Labor Statistics, 2025

percentage of the labour force without work

CA
5.1%
IN
2.7%
GDP per capitaBureau of Economic Analysis, 2024

a broad measure of economic output per person

CA
$84,028
IN
$59,083

California generally does better on employment & economy, though Indiana leads in unemployment rate.

Is it good for families?

Life expectancyOECD Regional Demography, 2020

average years of life at birth

CA
79.0 yrs
IN
75.0 yrs
Bachelor's degree or higherUS Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

CA
25%
IN
19%

California performs better than Indiana across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

SacramentoRain: 18.5 in/yr (470 mm)
74°/48°F

Avg. annual high / low

IndianapolisRain: 40.8 in/yr (1036 mm)
62°/44°F

Avg. annual high / low

MonthsSacramentoIndianapolis
Jan–Mar60°/41°F (15°/5°C)42°/26°F (6°/-3°C)
Apr–Jun79°/51°F (26°/11°C)72°/53°F (22°/12°C)
Jul–Sep90°/57°F (32°/14°C)81°/63°F (27°/17°C)
Oct–Dec65°/44°F (18°/7°C)51°/35°F (11°/2°C)
View all months
MonthSacramentoIndianapolis
Jan54°/39°F (12.1°/3.8°C)35°/21°F (1.7°/-6.1°C)
Feb60°/41°F (15.7°/5.2°C)40°/24°F (4.4°/-4.4°C)
Mar65°/44°F (18.4°/6.7°C)51°/33°F (10.8°/0.8°C)
Apr71°/46°F (21.7°/7.9°C)63°/44°F (17.1°/6.4°C)
May80°/51°F (26.6°/10.6°C)72°/53°F (22.5°/11.7°C)
Jun87°/56°F (30.6°/13.2°C)81°/63°F (27.4°/17.4°C)
Jul92°/58°F (33.4°/14.7°C)84°/67°F (28.8°/19.2°C)
Aug91°/58°F (32.9°/14.4°C)83°/65°F (28.4°/18.3°C)
Sep87°/56°F (30.7°/13.2°C)77°/57°F (25.1°/13.9°C)
Oct78°/50°F (25.3°/10.1°C)64°/45°F (18.0°/7.3°C)
Nov64°/43°F (17.7°/6.0°C)52°/36°F (11.0°/2.3°C)
Dec54°/38°F (12.2°/3.6°C)38°/25°F (3.6°/-3.9°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Indiana than California?

Yes — Indiana is on average about 26% cheaper than California. City-level variation can be significant.

How much money do I need to move to Indiana?

Plan for at least 3 months of living expenses — roughly $13,806 in Indiana on a $75,000 comparable salary — plus one-off moving costs (movers, a truck rental, and a rental deposit).

Is Indiana safe?

Indiana performs significantly better than California across all safety metrics.

How is healthcare in Indiana compared to California?

California performs better than Indiana across all health & wellbeing metrics.

What's the weather like in Indiana compared to California?

The average high temperature in Indianapolis is 62°F, compared to 74°F in Sacramento. Indianapolis receives around 40.8 in of rainfall per year, while Sacramento gets 18.5 in.

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