Moving to New Jersey from Indiana

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What to Expect

Considering a move from Indiana to New Jersey? Here's how the two compare on cost, climate, safety, and more.

If you moved from Indiana to New Jersey, you would find that New Jersey is 39.3% more expensive than Indiana. A $75,000 salary in Indiana would need to be roughly $101,060 in New Jersey to maintain the same lifestyle.

How Far Will Your Money Go?

A breakdown of how everyday costs differ between Indiana and New Jersey.

What does your salary buy?

$75,000 $101,060

To maintain the same standard of living in New Jersey

Calculate with your salary →

How key spending categories compare

Restaurants

pay 18.6% more

Groceries

pay 41.2% more

Transportation

pay 59.4% more

Housing

pay 36.6% more

Childcare

pay 50.9% more

Entertainment and Sports

pay 41.2% more

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in New Jersey cost about 52% more than cities in Indiana.

Indiana

New Jersey

Princeton 87%

Compare cities head-to-head

Key Indicator Comparison

The numbers behind daily life in New Jersey compared to Indiana.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

IN
327
NJ
215
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

IN
1519
NJ
1481

New Jersey performs significantly better than Indiana across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

IN
7.3%
NJ
7.1%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

IN
38.5%
NJ
30.0%

New Jersey performs significantly better than Indiana across all health & wellbeing metrics.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

IN
$201,600
NJ
$427,600
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

IN
$1,020
NJ
$1,653

Indiana performs better than New Jersey across all what about housing? metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

IN
88.5%
NJ
91.9%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

IN
24 min
NJ
31 min

Indiana generally does better on infrastructure, though New Jersey leads in internet access.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

IN
2.7%
NJ
4.5%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

IN
$59,083
NJ
$70,788

New Jersey generally does better on employment & economy, though Indiana leads in unemployment rate.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

IN
75.0 yrs
NJ
77.5 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

IN
19%
NJ
29%

New Jersey performs significantly better than Indiana across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Indianapolis Rain: 40.8 in/yr (1036 mm)
62° / 44°F

Avg. annual high / low

Trenton Rain: 46.5 in/yr (1180 mm)
63° / 44°F

Avg. annual high / low

Months Indianapolis Trenton
Jan–Mar 42°/26°F (6°/-3°C) 44°/27°F (7°/-3°C)
Apr–Jun 72°/53°F (22°/12°C) 71°/51°F (22°/10°C)
Jul–Sep 81°/63°F (27°/17°C) 82°/62°F (28°/17°C)
Oct–Dec 51°/35°F (11°/2°C) 54°/36°F (12°/2°C)
View all months
Month Indianapolis Trenton
Jan 35°/21°F (1.7°/-6.1°C) 39°/23°F (3.9°/-4.9°C)
Feb 40°/24°F (4.4°/-4.4°C) 42°/26°F (5.7°/-3.4°C)
Mar 51°/33°F (10.8°/0.8°C) 51°/32°F (10.5°/-0.1°C)
Apr 63°/44°F (17.1°/6.4°C) 61°/41°F (16.3°/5.0°C)
May 72°/53°F (22.5°/11.7°C) 72°/51°F (22.1°/10.3°C)
Jun 81°/63°F (27.4°/17.4°C) 81°/60°F (27.1°/15.7°C)
Jul 84°/67°F (28.8°/19.2°C) 85°/66°F (29.6°/18.9°C)
Aug 83°/65°F (28.4°/18.3°C) 84°/64°F (28.7°/17.9°C)
Sep 77°/57°F (25.1°/13.9°C) 76°/56°F (24.5°/13.6°C)
Oct 64°/45°F (18.0°/7.3°C) 65°/44°F (18.3°/6.8°C)
Nov 52°/36°F (11.0°/2.3°C) 54°/37°F (12.5°/2.7°C)
Dec 38°/25°F (3.6°/-3.9°C) 43°/28°F (6.2°/-2.4°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in New Jersey than Indiana?

On average New Jersey is around 35% pricier than Indiana, with notable variation by city.

How much money do I need to move to New Jersey?

Budget about $25,265 for 3 months in New Jersey (based on a $75,000 comparable annual salary), then add the one-off costs: movers, a truck rental, and a rental deposit.

Is New Jersey safe?

New Jersey performs significantly better than Indiana across all safety metrics.

How is healthcare in New Jersey compared to Indiana?

New Jersey performs significantly better than Indiana across all health & wellbeing metrics.

What's the weather like in New Jersey compared to Indiana?

The average high temperature in Trenton is 63°F, compared to 62°F in Indianapolis. Trenton receives around 46.5 in of rainfall per year, while Indianapolis gets 40.8 in.

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