Moving to Minnesota from Indiana

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What to Expect

A comprehensive look at what changes when you move from Indiana to Minnesota — from daily expenses to quality of life.

If you moved from Indiana to Minnesota, you would find that Minnesota is 13.4% more expensive than Indiana. A $75,000 salary in Indiana would need to be roughly $80,220 in Minnesota to maintain the same lifestyle.

How Far Will Your Money Go?

How your spending power changes when you relocate from Indiana to Minnesota.

What does your salary buy?

$75,000 $80,220

To maintain the same standard of living in Minnesota

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 11.4% more

Groceries

pay 20.1% more

Transportation

pay 21.4% more

Housing

pay 0.1% less

Childcare

pay 7.3% more

Entertainment and Sports

pay 27.8% more

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Key Indicator Comparison

How Indiana and Minnesota stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

IN
327
MN
257
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

IN
1519
MN
1675

Indiana generally does better on safety, though Minnesota leads in violent crime rate.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

IN
7.3%
MN
4.5%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

IN
38.5%
MN
33.9%

Minnesota performs significantly better than Indiana across all health & wellbeing metrics.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

IN
$201,600
MN
$305,500
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

IN
$1,020
MN
$1,235

Indiana generally does better on what about housing?, though Minnesota leads in homeownership rate.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

IN
88.5%
MN
91.0%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

IN
24 min
MN
23 min

Minnesota performs significantly better than Indiana across all infrastructure metrics.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

IN
2.7%
MN
4.3%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

IN
$59,083
MN
$68,478

Minnesota generally does better on employment & economy, though Indiana leads in unemployment rate.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

IN
75.0 yrs
MN
79.1 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

IN
19%
MN
26%

Minnesota performs significantly better than Indiana across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Indianapolis Rain: 40.8 in/yr (1036 mm)
62° / 44°F

Avg. annual high / low

Saint Paul Rain: 28.5 in/yr (724 mm)
56° / 38°F

Avg. annual high / low

Months Indianapolis Saint Paul
Jan–Mar 42°/26°F (6°/-3°C) 32°/16°F (0°/-9°C)
Apr–Jun 72°/53°F (22°/12°C) 69°/50°F (21°/10°C)
Jul–Sep 81°/63°F (27°/17°C) 79°/60°F (26°/16°C)
Oct–Dec 51°/35°F (11°/2°C) 43°/27°F (6°/-3°C)
View all months
Month Indianapolis Saint Paul
Jan 35°/21°F (1.7°/-6.1°C) 25°/9°F (-4.1°/-12.6°C)
Feb 40°/24°F (4.4°/-4.4°C) 30°/14°F (-1.3°/-9.9°C)
Mar 51°/33°F (10.8°/0.8°C) 42°/26°F (5.5°/-3.6°C)
Apr 63°/44°F (17.1°/6.4°C) 58°/39°F (14.7°/3.9°C)
May 72°/53°F (22.5°/11.7°C) 70°/50°F (21.2°/10.0°C)
Jun 81°/63°F (27.4°/17.4°C) 79°/60°F (26.0°/15.4°C)
Jul 84°/67°F (28.8°/19.2°C) 83°/65°F (28.5°/18.1°C)
Aug 83°/65°F (28.4°/18.3°C) 81°/62°F (27.1°/16.8°C)
Sep 77°/57°F (25.1°/13.9°C) 72°/53°F (22.2°/11.7°C)
Oct 64°/45°F (18.0°/7.3°C) 59°/40°F (14.8°/4.7°C)
Nov 52°/36°F (11.0°/2.3°C) 42°/28°F (5.6°/-2.4°C)
Dec 38°/25°F (3.6°/-3.9°C) 28°/14°F (-2.5°/-10.1°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Minnesota than Indiana?

Day-to-day costs in Minnesota run about 7% higher than Indiana on average; specific cities can swing further.

How much money do I need to move to Minnesota?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a $75,000 comparable salary, that's around $20,055 in Minnesota for everyday spending, before movers, a truck rental, and a rental deposit.

Is Minnesota safe?

Indiana generally does better on safety, though Minnesota leads in violent crime rate.

How is healthcare in Minnesota compared to Indiana?

Minnesota performs significantly better than Indiana across all health & wellbeing metrics.

What's the weather like in Minnesota compared to Indiana?

The average high temperature in Saint Paul is 56°F, compared to 62°F in Indianapolis. Saint Paul receives around 28.5 in of rainfall per year, while Indianapolis gets 40.8 in.

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