Moving to Kentucky from Indiana
What to Expect
A comprehensive look at what changes when you move from Indiana to Kentucky — from daily expenses to quality of life.
If you moved from Indiana to Kentucky, you would find that Kentucky is 0.3% cheaper than Indiana. A $75,000 salary in Indiana would need to be roughly $73,720 in Kentucky to maintain the same lifestyle.
How Far Will Your Money Go?
How your spending power changes when you relocate from Indiana to Kentucky.
What does your salary buy?
$75,000 → $73,720
To maintain the same standard of living in Kentucky
Calculate with your salary →The biggest cost differences at a glance
Restaurants
pay 0.8% less
Groceries
pay 4.0% more
Transportation
pay 1.8% less
Housing
pay 5.3% less
Childcare
pay 3.4% more
Entertainment and Sports
pay 0.6% less
Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.
Key Indicator Comparison
How Indiana and Kentucky stack up on safety, healthcare, jobs, and infrastructure.
Is it safe?
incidents per 100,000 people per year
incidents per 100,000 people per year
Indiana generally does better on safety, though Kentucky leads in violent crime rate.
How's the healthcare?
share of people without health insurance
share of adults with obesity
share of adults with diabetes
share of adults who smoke
Indiana generally does better on health & wellbeing, though Kentucky leads in uninsured rate.
What about housing?
typical price of a home
typical monthly gross rent
share of homes that are owner-occupied
Kentucky generally does better on what about housing?, though Indiana leads in homeownership rate.
Will I have good infrastructure?
share of households with internet
minutes each way to work
Indiana performs better than Kentucky across all infrastructure metrics.
What are the job prospects?
percentage of the labour force without work
a broad measure of economic output per person
typical annual income of a household
share of people below the poverty line
Indiana performs better than Kentucky across all employment & economy metrics.
Is it good for families?
average years of life at birth
share of adults with a 4-year college degree
Indiana performs better than Kentucky across all family life metrics.
Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)
What's the Climate Like?
Monthly averages — select a city to compare.
Avg. annual high / low
Avg. annual high / low
| Months | Indianapolis | Bowling Green |
|---|---|---|
| Jan–Mar | 42°/26°F (6°/-3°C) | 52°/31°F (11°/-1°C) |
| Apr–Jun | 72°/53°F (22°/12°C) | 78°/55°F (25°/13°C) |
| Jul–Sep | 81°/63°F (27°/17°C) | 87°/64°F (30°/18°C) |
| Oct–Dec | 51°/35°F (11°/2°C) | 59°/38°F (15°/3°C) |
View all months
| Month | Indianapolis | Bowling Green |
|---|---|---|
| Jan | 35°/21°F (1.7°/-6.1°C) | 45°/26°F (7.2°/-3.1°C) |
| Feb | 40°/24°F (4.4°/-4.4°C) | 50°/30°F (10.0°/-1.3°C) |
| Mar | 51°/33°F (10.8°/0.8°C) | 60°/37°F (15.4°/2.8°C) |
| Apr | 63°/44°F (17.1°/6.4°C) | 70°/46°F (20.9°/7.6°C) |
| May | 72°/53°F (22.5°/11.7°C) | 78°/55°F (25.4°/12.8°C) |
| Jun | 81°/63°F (27.4°/17.4°C) | 86°/64°F (30.1°/17.7°C) |
| Jul | 84°/67°F (28.8°/19.2°C) | 89°/68°F (31.9°/19.9°C) |
| Aug | 83°/65°F (28.4°/18.3°C) | 89°/66°F (31.6°/18.9°C) |
| Sep | 77°/57°F (25.1°/13.9°C) | 82°/58°F (27.8°/14.4°C) |
| Oct | 64°/45°F (18.0°/7.3°C) | 71°/46°F (21.8°/7.9°C) |
| Nov | 52°/36°F (11.0°/2.3°C) | 59°/38°F (15.2°/3.1°C) |
| Dec | 38°/25°F (3.6°/-3.9°C) | 48°/29°F (8.8°/-1.6°C) |
Data:
National Weather Service
Frequently Asked Questions
Is it cheaper to live in Kentucky than Indiana?
Headline costs are within a few percent between Kentucky and Indiana; rent and dining are where you'll actually feel differences.
How much money do I need to move to Kentucky?
A safe rule of thumb is 3 months of local expenses plus relocation costs. On a $75,000 comparable salary, that's around $18,430 in Kentucky for everyday spending, before movers, a truck rental, and a rental deposit.
Is Kentucky safe?
Indiana generally does better on safety, though Kentucky leads in violent crime rate.
How is healthcare in Kentucky compared to Indiana?
Indiana generally does better on health & wellbeing, though Kentucky leads in uninsured rate.
What's the weather like in Kentucky compared to Indiana?
The average high temperature in Bowling Green is 69°F, compared to 62°F in Indianapolis. Bowling Green receives around 49.9 in of rainfall per year, while Indianapolis gets 40.8 in.
