Moving to Indiana from Kentucky

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What to Expect

A comprehensive look at what changes when you move from Kentucky to Indiana — from daily expenses to quality of life.

If you moved from Kentucky to Indiana, you would find that Indiana is 0.8% more expensive than Kentucky. A $75,000 salary in Kentucky would need to be roughly $76,302 in Indiana to maintain the same lifestyle.

How Far Will Your Money Go?

How your spending power changes when you relocate from Kentucky to Indiana.

What does your salary buy?

$75,000 $76,302

To maintain the same standard of living in Indiana

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 0.9% more

Groceries

pay 2.8% less

Transportation

pay 2.7% more

Housing

pay 6.0% more

Childcare

pay 3.1% less

Entertainment and Sports

pay 0.8% more

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Key Indicator Comparison

How Kentucky and Indiana stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

KY
220
IN
327
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

KY
1525
IN
1519

Kentucky generally does better on safety, though Indiana leads in property crime rate.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

KY
5.7%
IN
7.3%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

KY
38.2%
IN
38.5%

Kentucky generally does better on health & wellbeing, though Indiana leads in diabetes rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

KY
$192,300
IN
$201,600
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

KY
$933
IN
$1,020

Kentucky generally does better on what about housing?, though Indiana leads in homeownership rate.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

KY
87.4%
IN
88.5%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

KY
24 min
IN
24 min

Kentucky generally does better on infrastructure, though Indiana leads in internet access.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

KY
3.5%
IN
2.7%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

KY
$50,135
IN
$59,083

Indiana performs significantly better than Kentucky across all employment & economy metrics.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

KY
73.5 yrs
IN
75.0 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

KY
18%
IN
19%

Indiana performs significantly better than Kentucky across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Bowling Green Rain: 49.9 in/yr (1267 mm)
69° / 47°F

Avg. annual high / low

Indianapolis Rain: 40.8 in/yr (1036 mm)
62° / 44°F

Avg. annual high / low

Months Bowling Green Indianapolis
Jan–Mar 52°/31°F (11°/-1°C) 42°/26°F (6°/-3°C)
Apr–Jun 78°/55°F (25°/13°C) 72°/53°F (22°/12°C)
Jul–Sep 87°/64°F (30°/18°C) 81°/63°F (27°/17°C)
Oct–Dec 59°/38°F (15°/3°C) 51°/35°F (11°/2°C)
View all months
Month Bowling Green Indianapolis
Jan 45°/26°F (7.2°/-3.1°C) 35°/21°F (1.7°/-6.1°C)
Feb 50°/30°F (10.0°/-1.3°C) 40°/24°F (4.4°/-4.4°C)
Mar 60°/37°F (15.4°/2.8°C) 51°/33°F (10.8°/0.8°C)
Apr 70°/46°F (20.9°/7.6°C) 63°/44°F (17.1°/6.4°C)
May 78°/55°F (25.4°/12.8°C) 72°/53°F (22.5°/11.7°C)
Jun 86°/64°F (30.1°/17.7°C) 81°/63°F (27.4°/17.4°C)
Jul 89°/68°F (31.9°/19.9°C) 84°/67°F (28.8°/19.2°C)
Aug 89°/66°F (31.6°/18.9°C) 83°/65°F (28.4°/18.3°C)
Sep 82°/58°F (27.8°/14.4°C) 77°/57°F (25.1°/13.9°C)
Oct 71°/46°F (21.8°/7.9°C) 64°/45°F (18.0°/7.3°C)
Nov 59°/38°F (15.2°/3.1°C) 52°/36°F (11.0°/2.3°C)
Dec 48°/29°F (8.8°/-1.6°C) 38°/25°F (3.6°/-3.9°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Indiana than Kentucky?

Headline costs are within a few percent between Indiana and Kentucky; rent and dining are where you'll actually feel differences.

How much money do I need to move to Indiana?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a $75,000 comparable salary, that's around $19,076 in Indiana for everyday spending, before movers, a truck rental, and a rental deposit.

Is Indiana safe?

Kentucky generally does better on safety, though Indiana leads in property crime rate.

How is healthcare in Indiana compared to Kentucky?

Kentucky generally does better on health & wellbeing, though Indiana leads in diabetes rate.

What's the weather like in Indiana compared to Kentucky?

The average high temperature in Indianapolis is 62°F, compared to 69°F in Bowling Green. Indianapolis receives around 40.8 in of rainfall per year, while Bowling Green gets 49.9 in.

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