Moving to Florida from Montana

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What to Expect

Considering a move from Montana to Florida? Here's how the two compare on cost, climate, safety, and more.

If you moved from Montana to Florida, you would find that Florida is 1.8% cheaper than Montana. A $75,000 salary in Montana would need to be roughly $78,371 in Florida to maintain the same lifestyle. Expect a noticeable climate shift — Tallahassee averages 80°F vs 58°F in Helena, making it significantly warmer.

How Far Will Your Money Go?

A breakdown of how everyday costs differ between Montana and Florida.

What does your salary buy?

$75,000 $78,371

To maintain the same standard of living in Florida

Calculate with your salary →

How key spending categories compare

Restaurants

pay 3.2% more

Groceries

pay 5.0% more

Transportation

pay 12.8% more

Housing

pay 10.5% more

Childcare

pay 25.5% less

Entertainment and Sports

pay 4.5% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Florida cost about 5% more than cities in Montana.

Montana

Bozeman 74%
Missoula 64%
Billings 58%

Compare cities head-to-head

Key Indicator Comparison

The numbers behind daily life in Florida compared to Montana.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MT
437
FL
280
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MT
1815
FL
1461

Florida performs significantly better than Montana across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

MT
8.0%
FL
11.0%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

MT
31.8%
FL
32.6%

Montana generally does better on health & wellbeing, though Florida leads in adult smoking rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

MT
$338,100
FL
$325,000
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

MT
$1,031
FL
$1,564

Montana generally does better on what about housing?, though Florida leads in median home value.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

MT
88.7%
FL
90.4%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

MT
19 min
FL
28 min

Montana generally does better on infrastructure, though Florida leads in internet access.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

MT
3.7%
FL
4.4%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

MT
$52,945
FL
$57,636

Montana generally does better on employment & economy, though Florida leads in gdp per capita.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

MT
76.8 yrs
FL
77.5 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

MT
23%
FL
22%

Montana generally does better on family life, though Florida leads in life expectancy.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Helena Rain: 11.2 in/yr (285 mm)
58° / 33°F

Avg. annual high / low

Tallahassee Rain: 59.2 in/yr (1504 mm)
80° / 56°F

Avg. annual high / low

Months Helena Tallahassee
Jan–Mar 40°/18°F (4°/-8°C) 68°/43°F (20°/6°C)
Apr–Jun 67°/41°F (19°/5°C) 86°/61°F (30°/16°C)
Jul–Sep 81°/50°F (27°/10°C) 91°/71°F (33°/22°C)
Oct–Dec 45°/22°F (7°/-6°C) 73°/48°F (23°/9°C)
View all months
Month Helena Tallahassee
Jan 33°/13°F (0.7°/-10.6°C) 64°/39°F (17.5°/3.9°C)
Feb 39°/17°F (3.7°/-8.4°C) 67°/42°F (19.7°/5.5°C)
Mar 48°/24°F (9.0°/-4.3°C) 74°/47°F (23.2°/8.4°C)
Apr 58°/32°F (14.3°/0.1°C) 80°/52°F (26.6°/11.3°C)
May 67°/41°F (19.5°/4.9°C) 87°/62°F (30.6°/16.4°C)
Jun 76°/49°F (24.3°/9.2°C) 91°/69°F (32.8°/20.8°C)
Jul 86°/54°F (29.8°/12.4°C) 92°/72°F (33.4°/22.2°C)
Aug 85°/52°F (29.2°/11.2°C) 92°/72°F (33.1°/22.3°C)
Sep 73°/43°F (22.6°/6.2°C) 88°/68°F (31.3°/20.1°C)
Oct 59°/33°F (14.8°/0.3°C) 81°/57°F (27.4°/14.1°C)
Nov 43°/22°F (6.2°/-5.6°C) 73°/47°F (22.8°/8.6°C)
Dec 32°/12°F (-0.2°/-11.2°C) 65°/41°F (18.5°/5.1°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Florida than Montana?

On average Florida is around 4% pricier than Montana, with notable variation by city.

How much money do I need to move to Florida?

Budget about $19,593 for 3 months in Florida (based on a $75,000 comparable annual salary), then add the one-off costs: movers, a truck rental, and a rental deposit.

Is Florida safe?

Florida performs significantly better than Montana across all safety metrics.

How is healthcare in Florida compared to Montana?

Montana generally does better on health & wellbeing, though Florida leads in adult smoking rate.

What's the weather like in Florida compared to Montana?

The average high temperature in Tallahassee is 80°F, compared to 58°F in Helena. Tallahassee receives around 59.2 in of rainfall per year, while Helena gets 11.2 in.

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