Moving to Montana from Florida

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What to Expect

A comprehensive look at what changes when you move from Florida to Montana — from daily expenses to quality of life.

If you moved from Florida to Montana, you would find that Montana is 6.2% more expensive than Florida. A $75,000 salary in Florida would need to be roughly $71,774 in Montana to maintain the same lifestyle. Expect a noticeable climate shift — Helena averages 58°F vs 80°F in Tallahassee, making it significantly cooler.

How Far Will Your Money Go?

How your spending power changes when you relocate from Florida to Montana.

What does your salary buy?

$75,000 $71,774

To maintain the same standard of living in Montana

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 0.7% less

Groceries

pay 1.3% less

Transportation

pay 7.0% less

Housing

pay 7.0% less

Childcare

pay 34.1% more

Entertainment and Sports

pay 7.4% more

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Montana cost about 5% less than cities in Florida.

Montana

Bozeman 74%
Missoula 64%
Billings 58%

Compare cities head-to-head

Key Indicator Comparison

How Florida and Montana stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

FL
280
MT
437
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

FL
1461
MT
1815

Florida performs better than Montana across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

FL
11.0%
MT
8.0%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

FL
32.6%
MT
31.8%

Montana generally does better on health & wellbeing, though Florida leads in adult smoking rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

FL
$325,000
MT
$338,100
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

FL
$1,564
MT
$1,031

Montana generally does better on what about housing?, though Florida leads in median home value.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

FL
90.4%
MT
88.7%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

FL
28 min
MT
19 min

Florida generally does better on infrastructure, though Montana leads in average commute.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

FL
4.4%
MT
3.7%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

FL
$57,636
MT
$52,945

Florida generally does better on employment & economy, though Montana leads in unemployment rate.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

FL
77.5 yrs
MT
76.8 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

FL
22%
MT
23%

Florida generally does better on family life, though Montana leads in bachelor's degree or higher.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Tallahassee Rain: 59.2 in/yr (1504 mm)
80° / 56°F

Avg. annual high / low

Helena Rain: 11.2 in/yr (285 mm)
58° / 33°F

Avg. annual high / low

Months Tallahassee Helena
Jan–Mar 68°/43°F (20°/6°C) 40°/18°F (4°/-8°C)
Apr–Jun 86°/61°F (30°/16°C) 67°/41°F (19°/5°C)
Jul–Sep 91°/71°F (33°/22°C) 81°/50°F (27°/10°C)
Oct–Dec 73°/48°F (23°/9°C) 45°/22°F (7°/-6°C)
View all months
Month Tallahassee Helena
Jan 64°/39°F (17.5°/3.9°C) 33°/13°F (0.7°/-10.6°C)
Feb 67°/42°F (19.7°/5.5°C) 39°/17°F (3.7°/-8.4°C)
Mar 74°/47°F (23.2°/8.4°C) 48°/24°F (9.0°/-4.3°C)
Apr 80°/52°F (26.6°/11.3°C) 58°/32°F (14.3°/0.1°C)
May 87°/62°F (30.6°/16.4°C) 67°/41°F (19.5°/4.9°C)
Jun 91°/69°F (32.8°/20.8°C) 76°/49°F (24.3°/9.2°C)
Jul 92°/72°F (33.4°/22.2°C) 86°/54°F (29.8°/12.4°C)
Aug 92°/72°F (33.1°/22.3°C) 85°/52°F (29.2°/11.2°C)
Sep 88°/68°F (31.3°/20.1°C) 73°/43°F (22.6°/6.2°C)
Oct 81°/57°F (27.4°/14.1°C) 59°/33°F (14.8°/0.3°C)
Nov 73°/47°F (22.8°/8.6°C) 43°/22°F (6.2°/-5.6°C)
Dec 65°/41°F (18.5°/5.1°C) 32°/12°F (-0.2°/-11.2°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Montana than Florida?

Generally yes: Montana runs about 4% cheaper than Florida on average, though it depends heavily on the city.

How much money do I need to move to Montana?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a $75,000 comparable salary, that's around $17,944 in Montana for everyday spending, before movers, a truck rental, and a rental deposit.

Is Montana safe?

Florida performs better than Montana across all safety metrics.

How is healthcare in Montana compared to Florida?

Montana generally does better on health & wellbeing, though Florida leads in adult smoking rate.

What's the weather like in Montana compared to Florida?

The average high temperature in Helena is 58°F, compared to 80°F in Tallahassee. Helena receives around 11.2 in of rainfall per year, while Tallahassee gets 59.2 in.

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