Moving to Iowa from Montana

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What to Expect

A comprehensive look at what changes when you move from Montana to Iowa — from daily expenses to quality of life.

If you moved from Montana to Iowa, you would find that Iowa is 11.7% cheaper than Montana. A $75,000 salary in Montana would need to be roughly $63,078 in Iowa to maintain the same lifestyle.

How Far Will Your Money Go?

How your spending power changes when you relocate from Montana to Iowa.

What does your salary buy?

$75,000 $63,078

To maintain the same standard of living in Iowa

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 10.2% less

Groceries

pay 12.0% less

Transportation

pay 7.2% less

Housing

pay 22.5% less

Childcare

pay 17.5% less

Entertainment and Sports

pay 0.5% more

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Iowa cost about 14% less than cities in Montana.

Montana

Bozeman 74%
Missoula 64%
Billings 58%

Compare cities head-to-head

Key Indicator Comparison

How Montana and Iowa stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MT
437
IA
277
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MT
1815
IA
1427

Iowa performs significantly better than Montana across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

MT
8.0%
IA
4.7%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

MT
31.8%
IA
38.7%

Montana generally does better on health & wellbeing, though Iowa leads in uninsured rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

MT
$338,100
IA
$195,900
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

MT
$1,031
IA
$949

Iowa performs significantly better than Montana across all what about housing? metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

MT
88.7%
IA
87.9%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

MT
19 min
IA
20 min

Montana performs better than Iowa across all infrastructure metrics.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

MT
3.7%
IA
3.3%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

MT
$52,945
IA
$63,747

Iowa performs significantly better than Montana across all employment & economy metrics.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

MT
76.8 yrs
IA
77.5 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

MT
23%
IA
20%

Montana generally does better on family life, though Iowa leads in life expectancy.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Helena Rain: 11.2 in/yr (285 mm)
58° / 33°F

Avg. annual high / low

Des Moines Rain: 36.0 in/yr (915 mm)
60° / 41°F

Avg. annual high / low

Months Helena Des Moines
Jan–Mar 40°/18°F (4°/-8°C) 39°/21°F (4°/-6°C)
Apr–Jun 67°/41°F (19°/5°C) 72°/52°F (22°/11°C)
Jul–Sep 81°/50°F (27°/10°C) 82°/62°F (28°/17°C)
Oct–Dec 45°/22°F (7°/-6°C) 48°/31°F (9°/-1°C)
View all months
Month Helena Des Moines
Jan 33°/13°F (0.7°/-10.6°C) 31°/14°F (-0.6°/-9.8°C)
Feb 39°/17°F (3.7°/-8.4°C) 36°/19°F (2.3°/-7.3°C)
Mar 48°/24°F (9.0°/-4.3°C) 49°/30°F (9.4°/-1.3°C)
Apr 58°/32°F (14.3°/0.1°C) 62°/41°F (16.8°/5.1°C)
May 67°/41°F (19.5°/4.9°C) 72°/52°F (22.4°/11.2°C)
Jun 76°/49°F (24.3°/9.2°C) 82°/62°F (27.6°/16.7°C)
Jul 86°/54°F (29.8°/12.4°C) 86°/67°F (29.8°/19.3°C)
Aug 85°/52°F (29.2°/11.2°C) 84°/65°F (28.8°/18.2°C)
Sep 73°/43°F (22.6°/6.2°C) 76°/55°F (24.5°/12.9°C)
Oct 59°/33°F (14.8°/0.3°C) 63°/43°F (17.3°/6.1°C)
Nov 43°/22°F (6.2°/-5.6°C) 48°/31°F (8.8°/-0.8°C)
Dec 32°/12°F (-0.2°/-11.2°C) 34°/18°F (1.1°/-7.8°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Iowa than Montana?

Generally yes: Iowa runs about 16% cheaper than Montana on average, though it depends heavily on the city.

How much money do I need to move to Iowa?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a $75,000 comparable salary, that's around $15,770 in Iowa for everyday spending, before movers, a truck rental, and a rental deposit.

Is Iowa safe?

Iowa performs significantly better than Montana across all safety metrics.

How is healthcare in Iowa compared to Montana?

Montana generally does better on health & wellbeing, though Iowa leads in uninsured rate.

What's the weather like in Iowa compared to Montana?

The average high temperature in Des Moines is 60°F, compared to 58°F in Helena. Des Moines receives around 36.0 in of rainfall per year, while Helena gets 11.2 in.

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