Moving to Maryland from Montana

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What to Expect

A comprehensive look at what changes when you move from Montana to Maryland — from daily expenses to quality of life.

If you moved from Montana to Maryland, you would find that Maryland is 11.7% more expensive than Montana. A $75,000 salary in Montana would need to be roughly $81,249 in Maryland to maintain the same lifestyle. Expect a noticeable climate shift — Annapolis averages 68°F vs 58°F in Helena, making it significantly warmer.

How Far Will Your Money Go?

How your spending power changes when you relocate from Montana to Maryland.

What does your salary buy?

$75,000 $81,249

To maintain the same standard of living in Maryland

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 4.6% less

Groceries

pay 21.6% more

Transportation

pay 35.2% more

Housing

pay 0.6% less

Childcare

pay 33.3% more

Entertainment and Sports

pay 6.5% more

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Maryland cost about 10% more than cities in Montana.

Montana

Bozeman 74%
Missoula 64%
Billings 58%

Maryland

Bethesda 71%

Compare cities head-to-head

Key Indicator Comparison

How Montana and Maryland stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MT
437
MD
420
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MT
1815
MD
2043

Montana generally does better on safety, though Maryland leads in violent crime rate.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

MT
8.0%
MD
6.0%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

MT
31.8%
MD
33.4%

Montana generally does better on health & wellbeing, though Maryland leads in uninsured rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

MT
$338,100
MD
$397,700
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

MT
$1,031
MD
$1,662

Montana performs better than Maryland across all what about housing? metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

MT
88.7%
MD
91.6%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

MT
19 min
MD
32 min

Montana generally does better on infrastructure, though Maryland leads in internet access.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

MT
3.7%
MD
3.7%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

MT
$52,945
MD
$69,127

Maryland generally does better on employment & economy, though Montana leads in unemployment rate.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

MT
76.8 yrs
MD
76.8 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

MT
23%
MD
29%

Montana generally does better on family life, though Maryland leads in bachelor's degree or higher.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Helena Rain: 11.2 in/yr (285 mm)
58° / 33°F

Avg. annual high / low

Annapolis Rain: 47.3 in/yr (1201 mm)
68° / 50°F

Avg. annual high / low

Months Helena Annapolis
Jan–Mar 40°/18°F (4°/-8°C) 50°/33°F (10°/0°C)
Apr–Jun 67°/41°F (19°/5°C) 77°/57°F (25°/14°C)
Jul–Sep 81°/50°F (27°/10°C) 86°/69°F (30°/20°C)
Oct–Dec 45°/22°F (7°/-6°C) 59°/42°F (15°/6°C)
View all months
Month Helena Annapolis
Jan 33°/13°F (0.7°/-10.6°C) 44°/29°F (6.9°/-1.6°C)
Feb 39°/17°F (3.7°/-8.4°C) 48°/31°F (9.0°/-0.5°C)
Mar 48°/24°F (9.0°/-4.3°C) 57°/38°F (13.7°/3.5°C)
Apr 58°/32°F (14.3°/0.1°C) 68°/47°F (20.1°/8.6°C)
May 67°/41°F (19.5°/4.9°C) 77°/57°F (25.0°/13.7°C)
Jun 76°/49°F (24.3°/9.2°C) 86°/67°F (29.8°/19.2°C)
Jul 86°/54°F (29.8°/12.4°C) 89°/71°F (31.9°/21.9°C)
Aug 85°/52°F (29.2°/11.2°C) 87°/71°F (30.8°/21.4°C)
Sep 73°/43°F (22.6°/6.2°C) 81°/64°F (27.2°/17.6°C)
Oct 59°/33°F (14.8°/0.3°C) 69°/52°F (20.7°/10.9°C)
Nov 43°/22°F (6.2°/-5.6°C) 59°/42°F (14.9°/5.3°C)
Dec 32°/12°F (-0.2°/-11.2°C) 48°/33°F (9.1°/0.4°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Maryland than Montana?

Day-to-day costs in Maryland run about 8% higher than Montana on average; specific cities can swing further.

How much money do I need to move to Maryland?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a $75,000 comparable salary, that's around $20,312 in Maryland for everyday spending, before movers, a truck rental, and a rental deposit.

Is Maryland safe?

Montana generally does better on safety, though Maryland leads in violent crime rate.

How is healthcare in Maryland compared to Montana?

Montana generally does better on health & wellbeing, though Maryland leads in uninsured rate.

What's the weather like in Maryland compared to Montana?

The average high temperature in Annapolis is 68°F, compared to 58°F in Helena. Annapolis receives around 47.3 in of rainfall per year, while Helena gets 11.2 in.

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