Moving to North Carolina from Montana

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What to Expect

Everything you need to know before relocating from Montana to North Carolina — costs, safety, healthcare, and practical first steps.

If you moved from Montana to North Carolina, you would find that North Carolina is 2.1% cheaper than Montana. A $75,000 salary in Montana would need to be roughly $73,400 in North Carolina to maintain the same lifestyle. Billings and Charlotte are about 1,600 mi apart.

Is North Carolina cheaper than Montana?

Where you'll feel the difference day-to-day

Restaurants

pay 13.0% less

Groceries

pay 17.0% more

Transportation

pay 6.9% more

Housing

pay 9.6% less

Childcare

pay 0.5% more

Entertainment and Sports

pay 5.4% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

What salary do you need in North Carolina?

What does your salary buy?

$75,000 → $73,400

To maintain the same standard of living in North Carolina

Calculate with your salary →

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in North Carolina cost about 3% more than cities in Montana.

Montana

Bozeman 72%
Billings 57%

North Carolina

Durham 62%
Boone 59%

Compare cities head-to-head

Key Indicator Comparison

Key indicators for anyone considering a move from Montana to North Carolina.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MT
437
NC
379
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MT
1815
NC
1998

Montana generally does better on safety, though North Carolina leads in violent crime rate.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

MT
8.0%
NC
9.6%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

MT
31.8%
NC
33.6%

Montana generally does better on health & wellbeing, though North Carolina leads in adult smoking rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

MT
$338,100
NC
$259,400
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

MT
$1,031
NC
$1,162

Montana generally does better on what about housing?, though North Carolina leads in median home value.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

MT
88.7%
NC
88.7%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

MT
19 min
NC
25 min

Montana performs better than North Carolina across all infrastructure metrics.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

MT
3.7%
NC
3.4%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

MT
$52,945
NC
$59,308

Montana generally does better on employment & economy, though North Carolina leads in unemployment rate.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

MT
76.8 yrs
NC
76.1 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

MT
23%
NC
22%

Montana performs better than North Carolina across all family life metrics.

Weather in North Carolina vs Montana

Monthly averages — select a city to compare.

Billings Rain: 14.2 in/yr (360 mm)
64° / 35°F

Avg. annual high / low

Charlotte Rain: 41.7 in/yr (1058 mm)
71° / 49°F

Avg. annual high / low

Months Billings Charlotte
Jan–Mar 47°/20°F (8°/-7°C) 56°/34°F (14°/1°C)
Apr–Jun 72°/43°F (22°/6°C) 79°/56°F (26°/13°C)
Jul–Sep 85°/52°F (30°/11°C) 86°/65°F (30°/18°C)
Oct–Dec 51°/25°F (11°/-4°C) 62°/40°F (17°/4°C)
View all months
Month Billings Charlotte
Jan 41°/16°F (4.8°/-9.1°C) 51°/30°F (10.4°/-1.3°C)
Feb 45°/19°F (7.3°/-7.3°C) 55°/33°F (12.8°/0.4°C)
Mar 54°/26°F (12.3°/-3.5°C) 63°/39°F (17.3°/4.1°C)
Apr 63°/34°F (17.2°/1.1°C) 72°/47°F (22.2°/8.3°C)
May 72°/43°F (22.3°/5.9°C) 79°/56°F (26.1°/13.2°C)
Jun 81°/51°F (27.0°/10.6°C) 86°/65°F (30.0°/18.1°C)
Jul 89°/57°F (31.9°/13.8°C) 89°/68°F (31.7°/20.1°C)
Aug 89°/55°F (31.5°/12.6°C) 87°/67°F (30.8°/19.6°C)
Sep 78°/45°F (25.5°/7.2°C) 81°/60°F (27.4°/15.8°C)
Oct 65°/35°F (18.1°/1.6°C) 72°/49°F (22.1°/9.3°C)
Nov 49°/24°F (9.7°/-4.2°C) 62°/39°F (16.9°/4.0°C)
Dec 39°/15°F (4.0°/-9.2°C) 53°/32°F (11.6°/-0.1°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in North Carolina than Montana?

Costs in North Carolina and Montana are broadly similar overall, though categories like rent and dining differ between cities.

How much money do I need to move to North Carolina?

Plan for at least 3 months of living expenses — roughly $18,350 in North Carolina on a $75,000 comparable salary — plus one-off moving costs (movers, a truck rental, and a rental deposit).

Is North Carolina safe?

Montana generally does better on safety, though North Carolina leads in violent crime rate.

How is healthcare in North Carolina compared to Montana?

Montana generally does better on health & wellbeing, though North Carolina leads in adult smoking rate.

What's the weather like in North Carolina compared to Montana?

The average high temperature in Charlotte is 71°F, compared to 64°F in Billings. Charlotte receives around 41.7 in of rainfall per year, while Billings gets 14.2 in.

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