Moving to Arizona from Montana

moving to

What to Expect

Everything you need to know before relocating from Montana to Arizona — costs, safety, healthcare, and practical first steps.

If you moved from Montana to Arizona, you would find that Arizona is 3.5% cheaper than Montana. A $75,000 salary in Montana would need to be roughly $73,632 in Arizona to maintain the same lifestyle. Expect a noticeable climate shift — Phoenix averages 87°F vs 58°F in Helena, making it significantly warmer.

How Far Will Your Money Go?

What to expect for your wallet after moving from Montana to Arizona.

What does your salary buy?

$75,000 $73,632

To maintain the same standard of living in Arizona

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 2.4% more

Groceries

pay 6.4% less

Transportation

pay 12.2% more

Housing

pay 11.0% more

Childcare

pay 28.1% less

Entertainment and Sports

pay 1.2% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Arizona cost about 2% more than cities in Montana.

Montana

Bozeman 74%
Missoula 64%
Billings 58%

Arizona

Tempe 68%
Mesa 66%

Compare cities head-to-head

Key Indicator Comparison

Key indicators for anyone considering a move from Montana to Arizona.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MT
437
AZ
398
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MT
1815
AZ
1752

Arizona performs significantly better than Montana across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

MT
8.0%
AZ
10.0%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

MT
31.8%
AZ
33.6%

Montana generally does better on health & wellbeing, though Arizona leads in adult smoking rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

MT
$338,100
AZ
$358,900
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

MT
$1,031
AZ
$1,431

Montana performs better than Arizona across all what about housing? metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

MT
88.7%
AZ
90.5%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

MT
19 min
AZ
26 min

Montana generally does better on infrastructure, though Arizona leads in internet access.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

MT
3.7%
AZ
4.0%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

MT
$52,945
AZ
$58,628

Montana generally does better on employment & economy, though Arizona leads in gdp per capita.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

MT
76.8 yrs
AZ
76.3 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

MT
23%
AZ
21%

Montana performs better than Arizona across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Helena Rain: 11.2 in/yr (285 mm)
58° / 33°F

Avg. annual high / low

Phoenix Rain: 8.2 in/yr (208 mm)
87° / 63°F

Avg. annual high / low

Months Helena Phoenix
Jan–Mar 40°/18°F (4°/-8°C) 73°/49°F (23°/10°C)
Apr–Jun 67°/41°F (19°/5°C) 95°/69°F (35°/20°C)
Jul–Sep 81°/50°F (27°/10°C) 103°/80°F (40°/27°C)
Oct–Dec 45°/22°F (7°/-6°C) 77°/54°F (25°/12°C)
View all months
Month Helena Phoenix
Jan 33°/13°F (0.7°/-10.6°C) 69°/46°F (20.3°/7.6°C)
Feb 39°/17°F (3.7°/-8.4°C) 72°/49°F (22.1°/9.3°C)
Mar 48°/24°F (9.0°/-4.3°C) 78°/53°F (25.7°/11.9°C)
Apr 58°/32°F (14.3°/0.1°C) 86°/60°F (29.9°/15.7°C)
May 67°/41°F (19.5°/4.9°C) 95°/69°F (34.8°/20.6°C)
Jun 76°/49°F (24.3°/9.2°C) 104°/77°F (39.9°/25.1°C)
Jul 86°/54°F (29.8°/12.4°C) 106°/83°F (41.0°/28.1°C)
Aug 85°/52°F (29.2°/11.2°C) 104°/82°F (40.1°/27.8°C)
Sep 73°/43°F (22.6°/6.2°C) 100°/75°F (37.8°/24.1°C)
Oct 59°/33°F (14.8°/0.3°C) 89°/64°F (31.8°/18.0°C)
Nov 43°/22°F (6.2°/-5.6°C) 76°/52°F (24.7°/11.1°C)
Dec 32°/12°F (-0.2°/-11.2°C) 67°/45°F (19.6°/7.1°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Arizona than Montana?

Costs in Arizona and Montana are broadly similar overall, though categories like rent and dining differ between cities.

How much money do I need to move to Arizona?

Plan for at least 3 months of living expenses — roughly $18,408 in Arizona on a $75,000 comparable salary — plus one-off moving costs (movers, a truck rental, and a rental deposit).

Is Arizona safe?

Arizona performs significantly better than Montana across all safety metrics.

How is healthcare in Arizona compared to Montana?

Montana generally does better on health & wellbeing, though Arizona leads in adult smoking rate.

What's the weather like in Arizona compared to Montana?

The average high temperature in Phoenix is 87°F, compared to 58°F in Helena. Phoenix receives around 8.2 in of rainfall per year, while Helena gets 11.2 in.

Share this