Moving to Montana from Arizona

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What to Expect

Everything you need to know before relocating from Arizona to Montana — costs, safety, healthcare, and practical first steps.

If you moved from Arizona to Montana, you would find that Montana is 9.4% more expensive than Arizona. A $75,000 salary in Arizona would need to be roughly $76,394 in Montana to maintain the same lifestyle. Expect a noticeable climate shift — Helena averages 58°F vs 87°F in Phoenix, making it significantly cooler.

How Far Will Your Money Go?

What to expect for your wallet after moving from Arizona to Montana.

What does your salary buy?

$75,000 $76,394

To maintain the same standard of living in Montana

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 0.4% less

Groceries

pay 9.9% more

Transportation

pay 5.9% less

Housing

pay 9.1% less

Childcare

pay 45.4% more

Entertainment and Sports

pay 5.2% more

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Montana cost about 2% less than cities in Arizona.

Arizona

Tempe 68%
Mesa 66%

Montana

Bozeman 74%
Missoula 64%
Billings 58%

Compare cities head-to-head

Key Indicator Comparison

Key indicators for anyone considering a move from Arizona to Montana.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

AZ
398
MT
437
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

AZ
1752
MT
1815

Arizona performs better than Montana across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

AZ
10.0%
MT
8.0%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

AZ
33.6%
MT
31.8%

Montana generally does better on health & wellbeing, though Arizona leads in adult smoking rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

AZ
$358,900
MT
$338,100
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

AZ
$1,431
MT
$1,031

Montana performs significantly better than Arizona across all what about housing? metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

AZ
90.5%
MT
88.7%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

AZ
26 min
MT
19 min

Arizona generally does better on infrastructure, though Montana leads in average commute.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

AZ
4.0%
MT
3.7%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

AZ
$58,628
MT
$52,945

Arizona generally does better on employment & economy, though Montana leads in unemployment rate.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

AZ
76.3 yrs
MT
76.8 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

AZ
21%
MT
23%

Montana performs significantly better than Arizona across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Phoenix Rain: 8.2 in/yr (208 mm)
87° / 63°F

Avg. annual high / low

Helena Rain: 11.2 in/yr (285 mm)
58° / 33°F

Avg. annual high / low

Months Phoenix Helena
Jan–Mar 73°/49°F (23°/10°C) 40°/18°F (4°/-8°C)
Apr–Jun 95°/69°F (35°/20°C) 67°/41°F (19°/5°C)
Jul–Sep 103°/80°F (40°/27°C) 81°/50°F (27°/10°C)
Oct–Dec 77°/54°F (25°/12°C) 45°/22°F (7°/-6°C)
View all months
Month Phoenix Helena
Jan 69°/46°F (20.3°/7.6°C) 33°/13°F (0.7°/-10.6°C)
Feb 72°/49°F (22.1°/9.3°C) 39°/17°F (3.7°/-8.4°C)
Mar 78°/53°F (25.7°/11.9°C) 48°/24°F (9.0°/-4.3°C)
Apr 86°/60°F (29.9°/15.7°C) 58°/32°F (14.3°/0.1°C)
May 95°/69°F (34.8°/20.6°C) 67°/41°F (19.5°/4.9°C)
Jun 104°/77°F (39.9°/25.1°C) 76°/49°F (24.3°/9.2°C)
Jul 106°/83°F (41.0°/28.1°C) 86°/54°F (29.8°/12.4°C)
Aug 104°/82°F (40.1°/27.8°C) 85°/52°F (29.2°/11.2°C)
Sep 100°/75°F (37.8°/24.1°C) 73°/43°F (22.6°/6.2°C)
Oct 89°/64°F (31.8°/18.0°C) 59°/33°F (14.8°/0.3°C)
Nov 76°/52°F (24.7°/11.1°C) 43°/22°F (6.2°/-5.6°C)
Dec 67°/45°F (19.6°/7.1°C) 32°/12°F (-0.2°/-11.2°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Montana than Arizona?

Costs in Montana and Arizona are broadly similar overall, though categories like rent and dining differ between cities.

How much money do I need to move to Montana?

Plan for at least 3 months of living expenses — roughly $19,098 in Montana on a $75,000 comparable salary — plus one-off moving costs (movers, a truck rental, and a rental deposit).

Is Montana safe?

Arizona performs better than Montana across all safety metrics.

How is healthcare in Montana compared to Arizona?

Montana generally does better on health & wellbeing, though Arizona leads in adult smoking rate.

What's the weather like in Montana compared to Arizona?

The average high temperature in Helena is 58°F, compared to 87°F in Phoenix. Helena receives around 11.2 in of rainfall per year, while Phoenix gets 8.2 in.

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