Moving to Colorado from Montana

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What to Expect

A comprehensive look at what changes when you move from Montana to Colorado — from daily expenses to quality of life.

If you moved from Montana to Colorado, you would find that Colorado is 7.2% more expensive than Montana. A $75,000 salary in Montana would need to be roughly $81,823 in Colorado to maintain the same lifestyle.

How Far Will Your Money Go?

How your spending power changes when you relocate from Montana to Colorado.

What does your salary buy?

$75,000 $81,823

To maintain the same standard of living in Colorado

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 6.7% more

Groceries

pay 1.6% more

Transportation

pay 29.9% more

Housing

pay 12.6% more

Childcare

pay 4.4% less

Entertainment and Sports

pay 8.7% more

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Colorado cost about 11% more than cities in Montana.

Montana

Bozeman 74%
Missoula 64%
Billings 58%

Colorado

Boulder 74%

Compare cities head-to-head

Key Indicator Comparison

How Montana and Colorado stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MT
437
CO
463
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MT
1815
CO
2814

Montana performs better than Colorado across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

MT
8.0%
CO
7.3%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

MT
31.8%
CO
26.3%

Colorado generally does better on health & wellbeing, though Montana leads in diabetes rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

MT
$338,100
CO
$502,200
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

MT
$1,031
CO
$1,693

Montana performs better than Colorado across all what about housing? metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

MT
88.7%
CO
92.9%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

MT
19 min
CO
26 min

Montana generally does better on infrastructure, though Colorado leads in internet access.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

MT
3.7%
CO
3.6%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

MT
$52,945
CO
$74,650

Colorado performs significantly better than Montana across all employment & economy metrics.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

MT
76.8 yrs
CO
78.3 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

MT
23%
CO
30%

Colorado performs significantly better than Montana across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Helena Rain: 11.2 in/yr (285 mm)
58° / 33°F

Avg. annual high / low

Denver Rain: 14.3 in/yr (363 mm)
65° / 36°F

Avg. annual high / low

Months Helena Denver
Jan–Mar 40°/18°F (4°/-8°C) 48°/21°F (9°/-6°C)
Apr–Jun 67°/41°F (19°/5°C) 72°/43°F (22°/6°C)
Jul–Sep 81°/50°F (27°/10°C) 85°/55°F (29°/13°C)
Oct–Dec 45°/22°F (7°/-6°C) 53°/26°F (12°/-3°C)
View all months
Month Helena Denver
Jan 33°/13°F (0.7°/-10.6°C) 44°/17°F (6.7°/-8.1°C)
Feb 39°/17°F (3.7°/-8.4°C) 46°/19°F (7.9°/-7.3°C)
Mar 48°/24°F (9.0°/-4.3°C) 54°/26°F (12.4°/-3.1°C)
Apr 58°/32°F (14.3°/0.1°C) 62°/33°F (16.4°/0.7°C)
May 67°/41°F (19.5°/4.9°C) 71°/43°F (21.9°/5.9°C)
Jun 76°/49°F (24.3°/9.2°C) 82°/52°F (28.0°/11.3°C)
Jul 86°/54°F (29.8°/12.4°C) 89°/59°F (31.9°/14.9°C)
Aug 85°/52°F (29.2°/11.2°C) 87°/58°F (30.7°/14.4°C)
Sep 73°/43°F (22.6°/6.2°C) 78°/48°F (25.8°/9.1°C)
Oct 59°/33°F (14.8°/0.3°C) 65°/37°F (18.5°/2.6°C)
Nov 43°/22°F (6.2°/-5.6°C) 52°/24°F (11.2°/-4.2°C)
Dec 32°/12°F (-0.2°/-11.2°C) 43°/17°F (6.0°/-8.3°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Colorado than Montana?

Day-to-day costs in Colorado run about 9% higher than Montana on average; specific cities can swing further.

How much money do I need to move to Colorado?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a $75,000 comparable salary, that's around $20,456 in Colorado for everyday spending, before movers, a truck rental, and a rental deposit.

Is Colorado safe?

Montana performs better than Colorado across all safety metrics.

How is healthcare in Colorado compared to Montana?

Colorado generally does better on health & wellbeing, though Montana leads in diabetes rate.

What's the weather like in Colorado compared to Montana?

The average high temperature in Denver is 65°F, compared to 58°F in Helena. Denver receives around 14.3 in of rainfall per year, while Helena gets 11.2 in.

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