Moving to Montana from Colorado

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What to Expect

Considering a move from Colorado to Montana? Here's how the two compare on cost, climate, safety, and more.

If you moved from Colorado to Montana, you would find that Montana is 1.9% cheaper than Colorado. A $75,000 salary in Colorado would need to be roughly $68,746 in Montana to maintain the same lifestyle.

How Far Will Your Money Go?

A breakdown of how everyday costs differ between Colorado and Montana.

What does your salary buy?

$75,000 $68,746

To maintain the same standard of living in Montana

Calculate with your salary →

How key spending categories compare

Restaurants

pay 4.3% less

Groceries

pay 0.9% more

Transportation

pay 12.0% less

Housing

pay 7.3% less

Childcare

pay 10.9% more

Entertainment and Sports

pay 7.1% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Montana cost about 10% less than cities in Colorado.

Colorado

Boulder 74%

Montana

Bozeman 74%
Missoula 64%
Billings 58%

Compare cities head-to-head

Key Indicator Comparison

The numbers behind daily life in Montana compared to Colorado.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

CO
463
MT
437
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

CO
2814
MT
1815

Montana performs significantly better than Colorado across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

CO
7.3%
MT
8.0%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

CO
26.3%
MT
31.8%

Colorado performs better than Montana across all health & wellbeing metrics.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

CO
$502,200
MT
$338,100
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

CO
$1,693
MT
$1,031

Montana performs significantly better than Colorado across all what about housing? metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

CO
92.9%
MT
88.7%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

CO
26 min
MT
19 min

Colorado generally does better on infrastructure, though Montana leads in average commute.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

CO
3.6%
MT
3.7%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

CO
$74,650
MT
$52,945

Colorado performs better than Montana across all employment & economy metrics.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

CO
78.3 yrs
MT
76.8 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

CO
30%
MT
23%

Colorado performs better than Montana across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Denver Rain: 14.3 in/yr (363 mm)
65° / 36°F

Avg. annual high / low

Helena Rain: 11.2 in/yr (285 mm)
58° / 33°F

Avg. annual high / low

Months Denver Helena
Jan–Mar 48°/21°F (9°/-6°C) 40°/18°F (4°/-8°C)
Apr–Jun 72°/43°F (22°/6°C) 67°/41°F (19°/5°C)
Jul–Sep 85°/55°F (29°/13°C) 81°/50°F (27°/10°C)
Oct–Dec 53°/26°F (12°/-3°C) 45°/22°F (7°/-6°C)
View all months
Month Denver Helena
Jan 44°/17°F (6.7°/-8.1°C) 33°/13°F (0.7°/-10.6°C)
Feb 46°/19°F (7.9°/-7.3°C) 39°/17°F (3.7°/-8.4°C)
Mar 54°/26°F (12.4°/-3.1°C) 48°/24°F (9.0°/-4.3°C)
Apr 62°/33°F (16.4°/0.7°C) 58°/32°F (14.3°/0.1°C)
May 71°/43°F (21.9°/5.9°C) 67°/41°F (19.5°/4.9°C)
Jun 82°/52°F (28.0°/11.3°C) 76°/49°F (24.3°/9.2°C)
Jul 89°/59°F (31.9°/14.9°C) 86°/54°F (29.8°/12.4°C)
Aug 87°/58°F (30.7°/14.4°C) 85°/52°F (29.2°/11.2°C)
Sep 78°/48°F (25.8°/9.1°C) 73°/43°F (22.6°/6.2°C)
Oct 65°/37°F (18.5°/2.6°C) 59°/33°F (14.8°/0.3°C)
Nov 52°/24°F (11.2°/-4.2°C) 43°/22°F (6.2°/-5.6°C)
Dec 43°/17°F (6.0°/-8.3°C) 32°/12°F (-0.2°/-11.2°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Montana than Colorado?

On average Montana is about 8% less expensive than Colorado, with major cities narrowing the gap.

How much money do I need to move to Montana?

Budget about $17,186 for 3 months in Montana (based on a $75,000 comparable annual salary), then add the one-off costs: movers, a truck rental, and a rental deposit.

Is Montana safe?

Montana performs significantly better than Colorado across all safety metrics.

How is healthcare in Montana compared to Colorado?

Colorado performs better than Montana across all health & wellbeing metrics.

What's the weather like in Montana compared to Colorado?

The average high temperature in Helena is 58°F, compared to 65°F in Denver. Helena receives around 11.2 in of rainfall per year, while Denver gets 14.3 in.

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