Moving to Montana from Maryland

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What to Expect

Considering a move from Maryland to Montana? Here's how the two compare on cost, climate, safety, and more.

If you moved from Maryland to Montana, you would find that Montana is 4.3% cheaper than Maryland. A $75,000 salary in Maryland would need to be roughly $69,232 in Montana to maintain the same lifestyle. Expect a noticeable climate shift — Helena averages 58°F vs 68°F in Annapolis, making it significantly cooler.

How Far Will Your Money Go?

A breakdown of how everyday costs differ between Maryland and Montana.

What does your salary buy?

$75,000 $69,232

To maintain the same standard of living in Montana

Calculate with your salary →

How key spending categories compare

Restaurants

pay 6.7% more

Groceries

pay 13.4% less

Transportation

pay 12.2% less

Housing

pay 5.0% more

Childcare

pay 24.0% less

Entertainment and Sports

pay 5.1% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Montana cost about 9% less than cities in Maryland.

Maryland

Bethesda 71%

Montana

Bozeman 74%
Missoula 64%
Billings 58%

Compare cities head-to-head

Key Indicator Comparison

The numbers behind daily life in Montana compared to Maryland.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MD
420
MT
437
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MD
2043
MT
1815

Maryland generally does better on safety, though Montana leads in property crime rate.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

MD
6.0%
MT
8.0%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

MD
33.4%
MT
31.8%

Maryland generally does better on health & wellbeing, though Montana leads in adult obesity rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

MD
$397,700
MT
$338,100
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

MD
$1,662
MT
$1,031

Montana performs significantly better than Maryland across all what about housing? metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

MD
91.6%
MT
88.7%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

MD
32 min
MT
19 min

Maryland generally does better on infrastructure, though Montana leads in average commute.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

MD
3.7%
MT
3.7%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

MD
$69,127
MT
$52,945

Maryland performs better than Montana across all employment & economy metrics.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

MD
76.8 yrs
MT
76.8 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

MD
29%
MT
23%

Maryland performs better than Montana across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Annapolis Rain: 47.3 in/yr (1201 mm)
68° / 50°F

Avg. annual high / low

Helena Rain: 11.2 in/yr (285 mm)
58° / 33°F

Avg. annual high / low

Months Annapolis Helena
Jan–Mar 50°/33°F (10°/0°C) 40°/18°F (4°/-8°C)
Apr–Jun 77°/57°F (25°/14°C) 67°/41°F (19°/5°C)
Jul–Sep 86°/69°F (30°/20°C) 81°/50°F (27°/10°C)
Oct–Dec 59°/42°F (15°/6°C) 45°/22°F (7°/-6°C)
View all months
Month Annapolis Helena
Jan 44°/29°F (6.9°/-1.6°C) 33°/13°F (0.7°/-10.6°C)
Feb 48°/31°F (9.0°/-0.5°C) 39°/17°F (3.7°/-8.4°C)
Mar 57°/38°F (13.7°/3.5°C) 48°/24°F (9.0°/-4.3°C)
Apr 68°/47°F (20.1°/8.6°C) 58°/32°F (14.3°/0.1°C)
May 77°/57°F (25.0°/13.7°C) 67°/41°F (19.5°/4.9°C)
Jun 86°/67°F (29.8°/19.2°C) 76°/49°F (24.3°/9.2°C)
Jul 89°/71°F (31.9°/21.9°C) 86°/54°F (29.8°/12.4°C)
Aug 87°/71°F (30.8°/21.4°C) 85°/52°F (29.2°/11.2°C)
Sep 81°/64°F (27.2°/17.6°C) 73°/43°F (22.6°/6.2°C)
Oct 69°/52°F (20.7°/10.9°C) 59°/33°F (14.8°/0.3°C)
Nov 59°/42°F (14.9°/5.3°C) 43°/22°F (6.2°/-5.6°C)
Dec 48°/33°F (9.1°/0.4°C) 32°/12°F (-0.2°/-11.2°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Montana than Maryland?

On average Montana is about 8% less expensive than Maryland, with major cities narrowing the gap.

How much money do I need to move to Montana?

Budget about $17,308 for 3 months in Montana (based on a $75,000 comparable annual salary), then add the one-off costs: movers, a truck rental, and a rental deposit.

Is Montana safe?

Maryland generally does better on safety, though Montana leads in property crime rate.

How is healthcare in Montana compared to Maryland?

Maryland generally does better on health & wellbeing, though Montana leads in adult obesity rate.

What's the weather like in Montana compared to Maryland?

The average high temperature in Helena is 58°F, compared to 68°F in Annapolis. Helena receives around 11.2 in of rainfall per year, while Annapolis gets 47.3 in.

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