Moving to Indiana from Maryland
What to Expect
A comprehensive look at what changes when you move from Maryland to Indiana — from daily expenses to quality of life.
If you moved from Maryland to Indiana, you would find that Indiana is 21.8% cheaper than Maryland. A $75,000 salary in Maryland would need to be roughly $58,700 in Indiana to maintain the same lifestyle. Baltimore and Indianapolis are about 510 mi apart.
Is Indiana cheaper than Maryland?
The biggest cost differences at a glance
Restaurants
pay 11.3% less
Groceries
pay 15.7% less
Transportation
pay 17.2% less
Housing
pay 27.8% less
Childcare
pay 41.9% less
Entertainment and Sports
pay 21.8% less
Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.
What salary do you need in Indiana?
What does your salary buy?
$75,000 → $58,700
To maintain the same standard of living in Indiana
Calculate with your salary →Cost of living by city
Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).
On average, cities in Indiana cost about 16% less than cities in Maryland.
Compare cities head-to-head
Key Indicator Comparison
How Maryland and Indiana stack up on safety, healthcare, jobs, and infrastructure.
Is it safe?
incidents per 100,000 people per year
incidents per 100,000 people per year
Indiana performs significantly better than Maryland across all safety metrics.
How's the healthcare?
share of people without health insurance
share of adults with obesity
share of adults with diabetes
share of adults who smoke
Maryland performs better than Indiana across all health & wellbeing metrics.
What about housing?
typical price of a home
typical monthly gross rent
share of homes that are owner-occupied
Indiana performs significantly better than Maryland across all what about housing? metrics.
Will I have good infrastructure?
share of households with internet
minutes each way to work
Maryland generally does better on infrastructure, though Indiana leads in average commute.
What are the job prospects?
percentage of the labour force without work
a broad measure of economic output per person
typical annual income of a household
share of people below the poverty line
Maryland generally does better on employment & economy, though Indiana leads in unemployment rate.
Is it good for families?
average years of life at birth
share of adults with a 4-year college degree
Maryland performs better than Indiana across all family life metrics.
Sources: US Census Bureau (American Community Survey) (2023), Centers for Disease Control and Prevention (PLACES) (2022), FBI Uniform Crime Reporting (2023), Bureau of Labor Statistics (2025), Bureau of Economic Analysis (2024), OECD Regional Demography (2020). How we calculate this
Weather in Indiana vs Maryland
Monthly averages — select a city to compare.
Avg. annual high / low
Avg. annual high / low
| Months | Baltimore | Indianapolis |
|---|---|---|
| Jan–Mar | 51°/35°F (11°/2°C) | 42°/26°F (6°/-3°C) |
| Apr–Jun | 79°/61°F (26°/16°C) | 72°/53°F (22°/12°C) |
| Jul–Sep | 88°/71°F (31°/22°C) | 81°/63°F (27°/17°C) |
| Oct–Dec | 60°/44°F (16°/7°C) | 51°/35°F (11°/2°C) |
View all months
| Month | Baltimore | Indianapolis |
|---|---|---|
| Jan | 46°/32°F (8.0°/-0.1°C) | 35°/21°F (1.7°/-6.1°C) |
| Feb | 49°/34°F (9.5°/1.2°C) | 40°/24°F (4.4°/-4.4°C) |
| Mar | 59°/40°F (14.8°/4.5°C) | 51°/33°F (10.8°/0.8°C) |
| Apr | 69°/51°F (20.8°/10.4°C) | 63°/44°F (17.1°/6.4°C) |
| May | 79°/61°F (26.3°/16.1°C) | 72°/53°F (22.5°/11.7°C) |
| Jun | 89°/71°F (31.6°/21.5°C) | 81°/63°F (27.4°/17.4°C) |
| Jul | 92°/75°F (33.4°/23.9°C) | 84°/67°F (28.8°/19.2°C) |
| Aug | 90°/73°F (32.2°/22.8°C) | 83°/65°F (28.4°/18.3°C) |
| Sep | 83°/65°F (28.1°/18.5°C) | 77°/57°F (25.1°/13.9°C) |
| Oct | 71°/54°F (21.9°/12.3°C) | 64°/45°F (18.0°/7.3°C) |
| Nov | 60°/44°F (15.8°/6.4°C) | 52°/36°F (11.0°/2.3°C) |
| Dec | 50°/35°F (9.8°/1.6°C) | 38°/25°F (3.6°/-3.9°C) |
Data:
National Weather Service
Frequently Asked Questions
Is it cheaper to live in Indiana than Maryland?
Generally yes: Indiana runs about 22% cheaper than Maryland on average, though it depends heavily on the city.
How much money do I need to move to Indiana?
A safe rule of thumb is 3 months of local expenses plus relocation costs. On a $75,000 comparable salary, that's around $14,675 in Indiana for everyday spending, before movers, a truck rental, and a rental deposit.
Is Indiana safe?
Indiana performs significantly better than Maryland across all safety metrics.
How is healthcare in Indiana compared to Maryland?
Maryland performs better than Indiana across all health & wellbeing metrics.
What's the weather like in Indiana compared to Maryland?
The average high temperature in Indianapolis is 62°F, compared to 70°F in Baltimore. Indianapolis receives around 40.8 in of rainfall per year, while Baltimore gets 42.4 in.
