Moving to Maryland from Indiana
What to Expect
A comprehensive look at what changes when you move from Indiana to Maryland — from daily expenses to quality of life.
If you moved from Indiana to Maryland, you would find that Maryland is 27.8% more expensive than Indiana. A $75,000 salary in Indiana would need to be roughly $95,900 in Maryland to maintain the same lifestyle. Indianapolis and Baltimore are about 510 mi apart.
Is Maryland cheaper than Indiana?
The biggest cost differences at a glance
Restaurants
pay 12.8% more
Groceries
pay 18.6% more
Transportation
pay 20.7% more
Housing
pay 38.4% more
Childcare
pay 72.2% more
Entertainment and Sports
pay 27.9% more
Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.
What salary do you need in Maryland?
What does your salary buy?
$75,000 → $95,900
To maintain the same standard of living in Maryland
Calculate with your salary →Cost of living by city
Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).
On average, cities in Maryland cost about 20% more than cities in Indiana.
Compare cities head-to-head
Key Indicator Comparison
How Indiana and Maryland stack up on safety, healthcare, jobs, and infrastructure.
Is it safe?
incidents per 100,000 people per year
incidents per 100,000 people per year
Indiana performs better than Maryland across all safety metrics.
How's the healthcare?
share of people without health insurance
share of adults with obesity
share of adults with diabetes
share of adults who smoke
Maryland performs significantly better than Indiana across all health & wellbeing metrics.
What about housing?
typical price of a home
typical monthly gross rent
share of homes that are owner-occupied
Indiana performs better than Maryland across all what about housing? metrics.
Will I have good infrastructure?
share of households with internet
minutes each way to work
Indiana generally does better on infrastructure, though Maryland leads in internet access.
What are the job prospects?
percentage of the labour force without work
a broad measure of economic output per person
typical annual income of a household
share of people below the poverty line
Maryland generally does better on employment & economy, though Indiana leads in unemployment rate.
Is it good for families?
average years of life at birth
share of adults with a 4-year college degree
Maryland performs significantly better than Indiana across all family life metrics.
Sources: US Census Bureau (American Community Survey) (2023), Centers for Disease Control and Prevention (PLACES) (2022), FBI Uniform Crime Reporting (2023), Bureau of Labor Statistics (2025), Bureau of Economic Analysis (2024), OECD Regional Demography (2020). How we calculate this
Weather in Maryland vs Indiana
Monthly averages — select a city to compare.
Avg. annual high / low
Avg. annual high / low
| Months | Indianapolis | Baltimore |
|---|---|---|
| Jan–Mar | 42°/26°F (6°/-3°C) | 51°/35°F (11°/2°C) |
| Apr–Jun | 72°/53°F (22°/12°C) | 79°/61°F (26°/16°C) |
| Jul–Sep | 81°/63°F (27°/17°C) | 88°/71°F (31°/22°C) |
| Oct–Dec | 51°/35°F (11°/2°C) | 60°/44°F (16°/7°C) |
View all months
| Month | Indianapolis | Baltimore |
|---|---|---|
| Jan | 35°/21°F (1.7°/-6.1°C) | 46°/32°F (8.0°/-0.1°C) |
| Feb | 40°/24°F (4.4°/-4.4°C) | 49°/34°F (9.5°/1.2°C) |
| Mar | 51°/33°F (10.8°/0.8°C) | 59°/40°F (14.8°/4.5°C) |
| Apr | 63°/44°F (17.1°/6.4°C) | 69°/51°F (20.8°/10.4°C) |
| May | 72°/53°F (22.5°/11.7°C) | 79°/61°F (26.3°/16.1°C) |
| Jun | 81°/63°F (27.4°/17.4°C) | 89°/71°F (31.6°/21.5°C) |
| Jul | 84°/67°F (28.8°/19.2°C) | 92°/75°F (33.4°/23.9°C) |
| Aug | 83°/65°F (28.4°/18.3°C) | 90°/73°F (32.2°/22.8°C) |
| Sep | 77°/57°F (25.1°/13.9°C) | 83°/65°F (28.1°/18.5°C) |
| Oct | 64°/45°F (18.0°/7.3°C) | 71°/54°F (21.9°/12.3°C) |
| Nov | 52°/36°F (11.0°/2.3°C) | 60°/44°F (15.8°/6.4°C) |
| Dec | 38°/25°F (3.6°/-3.9°C) | 50°/35°F (9.8°/1.6°C) |
Data:
National Weather Service
Frequently Asked Questions
Is it cheaper to live in Maryland than Indiana?
Day-to-day costs in Maryland run about 28% higher than Indiana on average; specific cities can swing further.
How much money do I need to move to Maryland?
A safe rule of thumb is 3 months of local expenses plus relocation costs. On a $75,000 comparable salary, that's around $23,975 in Maryland for everyday spending, before movers, a truck rental, and a rental deposit.
Is Maryland safe?
Indiana performs better than Maryland across all safety metrics.
How is healthcare in Maryland compared to Indiana?
Maryland performs significantly better than Indiana across all health & wellbeing metrics.
What's the weather like in Maryland compared to Indiana?
The average high temperature in Baltimore is 70°F, compared to 62°F in Indianapolis. Baltimore receives around 42.4 in of rainfall per year, while Indianapolis gets 40.8 in.
