Moving to Maryland from Indiana

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What to Expect

A comprehensive look at what changes when you move from Indiana to Maryland — from daily expenses to quality of life.

If you moved from Indiana to Maryland, you would find that Maryland is 28.2% more expensive than Indiana. A $75,000 salary in Indiana would need to be roughly $92,024 in Maryland to maintain the same lifestyle.

How Far Will Your Money Go?

How your spending power changes when you relocate from Indiana to Maryland.

What does your salary buy?

$75,000 $92,024

To maintain the same standard of living in Maryland

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 9.4% more

Groceries

pay 40.1% more

Transportation

pay 39.5% more

Housing

pay 16.9% more

Childcare

pay 52.2% more

Entertainment and Sports

pay 27.1% more

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Maryland cost about 28% more than cities in Indiana.

Indiana

Maryland

Bethesda 71%

Compare cities head-to-head

Key Indicator Comparison

How Indiana and Maryland stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

IN
327
MD
420
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

IN
1519
MD
2043

Indiana performs better than Maryland across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

IN
7.3%
MD
6.0%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

IN
38.5%
MD
33.4%

Maryland performs significantly better than Indiana across all health & wellbeing metrics.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

IN
$201,600
MD
$397,700
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

IN
$1,020
MD
$1,662

Indiana performs better than Maryland across all what about housing? metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

IN
88.5%
MD
91.6%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

IN
24 min
MD
32 min

Indiana generally does better on infrastructure, though Maryland leads in internet access.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

IN
2.7%
MD
3.7%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

IN
$59,083
MD
$69,127

Maryland generally does better on employment & economy, though Indiana leads in unemployment rate.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

IN
75.0 yrs
MD
76.8 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

IN
19%
MD
29%

Maryland performs significantly better than Indiana across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Indianapolis Rain: 40.8 in/yr (1036 mm)
62° / 44°F

Avg. annual high / low

Annapolis Rain: 47.3 in/yr (1201 mm)
68° / 50°F

Avg. annual high / low

Months Indianapolis Annapolis
Jan–Mar 42°/26°F (6°/-3°C) 50°/33°F (10°/0°C)
Apr–Jun 72°/53°F (22°/12°C) 77°/57°F (25°/14°C)
Jul–Sep 81°/63°F (27°/17°C) 86°/69°F (30°/20°C)
Oct–Dec 51°/35°F (11°/2°C) 59°/42°F (15°/6°C)
View all months
Month Indianapolis Annapolis
Jan 35°/21°F (1.7°/-6.1°C) 44°/29°F (6.9°/-1.6°C)
Feb 40°/24°F (4.4°/-4.4°C) 48°/31°F (9.0°/-0.5°C)
Mar 51°/33°F (10.8°/0.8°C) 57°/38°F (13.7°/3.5°C)
Apr 63°/44°F (17.1°/6.4°C) 68°/47°F (20.1°/8.6°C)
May 72°/53°F (22.5°/11.7°C) 77°/57°F (25.0°/13.7°C)
Jun 81°/63°F (27.4°/17.4°C) 86°/67°F (29.8°/19.2°C)
Jul 84°/67°F (28.8°/19.2°C) 89°/71°F (31.9°/21.9°C)
Aug 83°/65°F (28.4°/18.3°C) 87°/71°F (30.8°/21.4°C)
Sep 77°/57°F (25.1°/13.9°C) 81°/64°F (27.2°/17.6°C)
Oct 64°/45°F (18.0°/7.3°C) 69°/52°F (20.7°/10.9°C)
Nov 52°/36°F (11.0°/2.3°C) 59°/42°F (14.9°/5.3°C)
Dec 38°/25°F (3.6°/-3.9°C) 48°/33°F (9.1°/0.4°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Maryland than Indiana?

Day-to-day costs in Maryland run about 23% higher than Indiana on average; specific cities can swing further.

How much money do I need to move to Maryland?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a $75,000 comparable salary, that's around $23,006 in Maryland for everyday spending, before movers, a truck rental, and a rental deposit.

Is Maryland safe?

Indiana performs better than Maryland across all safety metrics.

How is healthcare in Maryland compared to Indiana?

Maryland performs significantly better than Indiana across all health & wellbeing metrics.

What's the weather like in Maryland compared to Indiana?

The average high temperature in Annapolis is 68°F, compared to 62°F in Indianapolis. Annapolis receives around 47.3 in of rainfall per year, while Indianapolis gets 40.8 in.

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