Moving to Iowa from Indiana

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What to Expect

A comprehensive look at what changes when you move from Indiana to Iowa — from daily expenses to quality of life.

If you moved from Indiana to Iowa, you would find that Iowa is 2.1% more expensive than Indiana. A $75,000 salary in Indiana would need to be roughly $71,444 in Iowa to maintain the same lifestyle.

How Far Will Your Money Go?

How your spending power changes when you relocate from Indiana to Iowa.

What does your salary buy?

$75,000 $71,444

To maintain the same standard of living in Iowa

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 3.0% more

Groceries

pay 1.9% more

Transportation

pay 6.4% less

Housing

pay 10.0% less

Childcare

pay 6.0% less

Entertainment and Sports

pay 23.5% more

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

Compare cities head-to-head

Key Indicator Comparison

How Indiana and Iowa stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

IN
327
IA
277
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

IN
1519
IA
1427

Iowa performs significantly better than Indiana across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

IN
7.3%
IA
4.7%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

IN
38.5%
IA
38.7%

Iowa generally does better on health & wellbeing, though Indiana leads in adult obesity rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

IN
$201,600
IA
$195,900
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

IN
$1,020
IA
$949

Iowa performs significantly better than Indiana across all what about housing? metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

IN
88.5%
IA
87.9%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

IN
24 min
IA
20 min

Indiana generally does better on infrastructure, though Iowa leads in average commute.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

IN
2.7%
IA
3.3%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

IN
$59,083
IA
$63,747

Iowa generally does better on employment & economy, though Indiana leads in unemployment rate.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

IN
75.0 yrs
IA
77.5 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

IN
19%
IA
20%

Iowa performs significantly better than Indiana across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Indianapolis Rain: 40.8 in/yr (1036 mm)
62° / 44°F

Avg. annual high / low

Des Moines Rain: 36.0 in/yr (915 mm)
60° / 41°F

Avg. annual high / low

Months Indianapolis Des Moines
Jan–Mar 42°/26°F (6°/-3°C) 39°/21°F (4°/-6°C)
Apr–Jun 72°/53°F (22°/12°C) 72°/52°F (22°/11°C)
Jul–Sep 81°/63°F (27°/17°C) 82°/62°F (28°/17°C)
Oct–Dec 51°/35°F (11°/2°C) 48°/31°F (9°/-1°C)
View all months
Month Indianapolis Des Moines
Jan 35°/21°F (1.7°/-6.1°C) 31°/14°F (-0.6°/-9.8°C)
Feb 40°/24°F (4.4°/-4.4°C) 36°/19°F (2.3°/-7.3°C)
Mar 51°/33°F (10.8°/0.8°C) 49°/30°F (9.4°/-1.3°C)
Apr 63°/44°F (17.1°/6.4°C) 62°/41°F (16.8°/5.1°C)
May 72°/53°F (22.5°/11.7°C) 72°/52°F (22.4°/11.2°C)
Jun 81°/63°F (27.4°/17.4°C) 82°/62°F (27.6°/16.7°C)
Jul 84°/67°F (28.8°/19.2°C) 86°/67°F (29.8°/19.3°C)
Aug 83°/65°F (28.4°/18.3°C) 84°/65°F (28.8°/18.2°C)
Sep 77°/57°F (25.1°/13.9°C) 76°/55°F (24.5°/12.9°C)
Oct 64°/45°F (18.0°/7.3°C) 63°/43°F (17.3°/6.1°C)
Nov 52°/36°F (11.0°/2.3°C) 48°/31°F (8.8°/-0.8°C)
Dec 38°/25°F (3.6°/-3.9°C) 34°/18°F (1.1°/-7.8°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Iowa than Indiana?

Generally yes: Iowa runs about 5% cheaper than Indiana on average, though it depends heavily on the city.

How much money do I need to move to Iowa?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a $75,000 comparable salary, that's around $17,861 in Iowa for everyday spending, before movers, a truck rental, and a rental deposit.

Is Iowa safe?

Iowa performs significantly better than Indiana across all safety metrics.

How is healthcare in Iowa compared to Indiana?

Iowa generally does better on health & wellbeing, though Indiana leads in adult obesity rate.

What's the weather like in Iowa compared to Indiana?

The average high temperature in Des Moines is 60°F, compared to 62°F in Indianapolis. Des Moines receives around 36.0 in of rainfall per year, while Indianapolis gets 40.8 in.

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