Moving to Texas from Indiana

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What to Expect

Considering a move from Indiana to Texas? Here's how the two compare on cost, climate, safety, and more.

If you moved from Indiana to Texas, you would find that Texas is 9.4% more expensive than Indiana. A $75,000 salary in Indiana would need to be roughly $78,269 in Texas to maintain the same lifestyle. Expect a noticeable climate shift — Austin averages 79°F vs 62°F in Indianapolis, making it significantly warmer.

How Far Will Your Money Go?

A breakdown of how everyday costs differ between Indiana and Texas.

What does your salary buy?

$75,000 $78,269

To maintain the same standard of living in Texas

Calculate with your salary →

How key spending categories compare

Restaurants

pay 10.9% more

Groceries

pay 6.2% more

Transportation

pay 17.5% more

Housing

pay 10.2% more

Childcare

pay 2.1% less

Entertainment and Sports

pay 11.3% more

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Texas cost about 9% more than cities in Indiana.

Indiana

Texas

Dallas 68%
Plano 64%
Houston 63%

Compare cities head-to-head

Key Indicator Comparison

The numbers behind daily life in Texas compared to Indiana.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

IN
327
TX
391
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

IN
1519
TX
2153

Indiana performs better than Texas across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

IN
7.3%
TX
16.0%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

IN
38.5%
TX
36.8%

Indiana generally does better on health & wellbeing, though Texas leads in adult obesity rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

IN
$201,600
TX
$260,400
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

IN
$1,020
TX
$1,339

Indiana performs better than Texas across all what about housing? metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

IN
88.5%
TX
90.1%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

IN
24 min
TX
27 min

Indiana generally does better on infrastructure, though Texas leads in internet access.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

IN
2.7%
TX
3.9%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

IN
$59,083
TX
$70,071

Indiana generally does better on employment & economy, though Texas leads in gdp per capita.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

IN
75.0 yrs
TX
76.5 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

IN
19%
TX
20%

Texas performs significantly better than Indiana across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Indianapolis Rain: 40.8 in/yr (1036 mm)
62° / 44°F

Avg. annual high / low

Austin Rain: 36.2 in/yr (920 mm)
79° / 55°F

Avg. annual high / low

Months Indianapolis Austin
Jan–Mar 42°/26°F (6°/-3°C) 65°/40°F (18°/5°C)
Apr–Jun 72°/53°F (22°/12°C) 85°/63°F (29°/17°C)
Jul–Sep 81°/63°F (27°/17°C) 93°/70°F (34°/21°C)
Oct–Dec 51°/35°F (11°/2°C) 71°/47°F (22°/8°C)
View all months
Month Indianapolis Austin
Jan 35°/21°F (1.7°/-6.1°C) 61°/37°F (15.9°/2.9°C)
Feb 40°/24°F (4.4°/-4.4°C) 64°/39°F (17.6°/3.8°C)
Mar 51°/33°F (10.8°/0.8°C) 71°/45°F (21.6°/7.4°C)
Apr 63°/44°F (17.1°/6.4°C) 79°/55°F (25.9°/12.8°C)
May 72°/53°F (22.5°/11.7°C) 85°/64°F (29.7°/17.7°C)
Jun 81°/63°F (27.4°/17.4°C) 91°/70°F (32.8°/21.0°C)
Jul 84°/67°F (28.8°/19.2°C) 94°/72°F (34.7°/22.3°C)
Aug 83°/65°F (28.4°/18.3°C) 96°/72°F (35.4°/22.1°C)
Sep 77°/57°F (25.1°/13.9°C) 90°/67°F (32.3°/19.2°C)
Oct 64°/45°F (18.0°/7.3°C) 81°/57°F (27.3°/13.7°C)
Nov 52°/36°F (11.0°/2.3°C) 71°/47°F (21.4°/8.4°C)
Dec 38°/25°F (3.6°/-3.9°C) 62°/38°F (16.5°/3.4°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Texas than Indiana?

On average Texas is around 4% pricier than Indiana, with notable variation by city.

How much money do I need to move to Texas?

Budget about $19,567 for 3 months in Texas (based on a $75,000 comparable annual salary), then add the one-off costs: movers, a truck rental, and a rental deposit.

Is Texas safe?

Indiana performs better than Texas across all safety metrics.

How is healthcare in Texas compared to Indiana?

Indiana generally does better on health & wellbeing, though Texas leads in adult obesity rate.

What's the weather like in Texas compared to Indiana?

The average high temperature in Austin is 79°F, compared to 62°F in Indianapolis. Austin receives around 36.2 in of rainfall per year, while Indianapolis gets 40.8 in.

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