Moving to Indiana from Texas

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What to Expect

Considering a move from Texas to Indiana? Here's how the two compare on cost, climate, safety, and more.

If you moved from Texas to Indiana, you would find that Indiana is 7.2% cheaper than Texas. A $75,000 salary in Texas would need to be roughly $71,868 in Indiana to maintain the same lifestyle. Expect a noticeable climate shift — Indianapolis averages 62°F vs 79°F in Austin, making it significantly cooler.

How Far Will Your Money Go?

A breakdown of how everyday costs differ between Texas and Indiana.

What does your salary buy?

$75,000 $71,868

To maintain the same standard of living in Indiana

Calculate with your salary →

How key spending categories compare

Restaurants

pay 9.6% less

Groceries

pay 5.4% less

Transportation

pay 7.7% less

Housing

pay 9.2% less

Childcare

pay 2.2% more

Entertainment and Sports

pay 10.0% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Indiana cost about 8% less than cities in Texas.

Texas

Dallas 68%
Plano 64%
Houston 63%

Indiana

Compare cities head-to-head

Key Indicator Comparison

The numbers behind daily life in Indiana compared to Texas.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

TX
391
IN
327
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

TX
2153
IN
1519

Indiana performs significantly better than Texas across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

TX
16.0%
IN
7.3%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

TX
36.8%
IN
38.5%

Texas generally does better on health & wellbeing, though Indiana leads in uninsured rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

TX
$260,400
IN
$201,600
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

TX
$1,339
IN
$1,020

Indiana performs significantly better than Texas across all what about housing? metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

TX
90.1%
IN
88.5%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

TX
27 min
IN
24 min

Texas generally does better on infrastructure, though Indiana leads in average commute.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

TX
3.9%
IN
2.7%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

TX
$70,071
IN
$59,083

Texas generally does better on employment & economy, though Indiana leads in unemployment rate.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

TX
76.5 yrs
IN
75.0 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

TX
20%
IN
19%

Texas performs better than Indiana across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Austin Rain: 36.2 in/yr (920 mm)
79° / 55°F

Avg. annual high / low

Indianapolis Rain: 40.8 in/yr (1036 mm)
62° / 44°F

Avg. annual high / low

Months Austin Indianapolis
Jan–Mar 65°/40°F (18°/5°C) 42°/26°F (6°/-3°C)
Apr–Jun 85°/63°F (29°/17°C) 72°/53°F (22°/12°C)
Jul–Sep 93°/70°F (34°/21°C) 81°/63°F (27°/17°C)
Oct–Dec 71°/47°F (22°/8°C) 51°/35°F (11°/2°C)
View all months
Month Austin Indianapolis
Jan 61°/37°F (15.9°/2.9°C) 35°/21°F (1.7°/-6.1°C)
Feb 64°/39°F (17.6°/3.8°C) 40°/24°F (4.4°/-4.4°C)
Mar 71°/45°F (21.6°/7.4°C) 51°/33°F (10.8°/0.8°C)
Apr 79°/55°F (25.9°/12.8°C) 63°/44°F (17.1°/6.4°C)
May 85°/64°F (29.7°/17.7°C) 72°/53°F (22.5°/11.7°C)
Jun 91°/70°F (32.8°/21.0°C) 81°/63°F (27.4°/17.4°C)
Jul 94°/72°F (34.7°/22.3°C) 84°/67°F (28.8°/19.2°C)
Aug 96°/72°F (35.4°/22.1°C) 83°/65°F (28.4°/18.3°C)
Sep 90°/67°F (32.3°/19.2°C) 77°/57°F (25.1°/13.9°C)
Oct 81°/57°F (27.3°/13.7°C) 64°/45°F (18.0°/7.3°C)
Nov 71°/47°F (21.4°/8.4°C) 52°/36°F (11.0°/2.3°C)
Dec 62°/38°F (16.5°/3.4°C) 38°/25°F (3.6°/-3.9°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Indiana than Texas?

On average Indiana is about 4% less expensive than Texas, with major cities narrowing the gap.

How much money do I need to move to Indiana?

Budget about $17,967 for 3 months in Indiana (based on a $75,000 comparable annual salary), then add the one-off costs: movers, a truck rental, and a rental deposit.

Is Indiana safe?

Indiana performs significantly better than Texas across all safety metrics.

How is healthcare in Indiana compared to Texas?

Texas generally does better on health & wellbeing, though Indiana leads in uninsured rate.

What's the weather like in Indiana compared to Texas?

The average high temperature in Indianapolis is 62°F, compared to 79°F in Austin. Indianapolis receives around 40.8 in of rainfall per year, while Austin gets 36.2 in.

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