Moving to Illinois from Indiana

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What to Expect

Everything you need to know before relocating from Indiana to Illinois — costs, safety, healthcare, and practical first steps.

If you moved from Indiana to Illinois, you would find that Illinois is 15.7% more expensive than Indiana. A $75,000 salary in Indiana would need to be roughly $80,223 in Illinois to maintain the same lifestyle.

How Far Will Your Money Go?

What to expect for your wallet after moving from Indiana to Illinois.

What does your salary buy?

$75,000 $80,223

To maintain the same standard of living in Illinois

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 5.2% more

Groceries

pay 10.4% more

Transportation

pay 24.1% more

Housing

pay 7.2% more

Childcare

pay 21.9% more

Entertainment and Sports

pay 24.6% more

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Illinois cost about 11% more than cities in Indiana.

Indiana

Illinois

Chicago 76%
Champaign 53%

Compare cities head-to-head

Key Indicator Comparison

Key indicators for anyone considering a move from Indiana to Illinois.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

IN
327
IL
306
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

IN
1519
IL
1697

Indiana generally does better on safety, though Illinois leads in violent crime rate.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

IN
7.3%
IL
6.8%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

IN
38.5%
IL
34.6%

Illinois performs significantly better than Indiana across all health & wellbeing metrics.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

IN
$201,600
IL
$250,500
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

IN
$1,020
IL
$1,227

Indiana performs better than Illinois across all what about housing? metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

IN
88.5%
IL
89.6%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

IN
24 min
IL
28 min

Indiana generally does better on infrastructure, though Illinois leads in internet access.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

IN
2.7%
IL
4.8%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

IN
$59,083
IL
$70,691

Illinois generally does better on employment & economy, though Indiana leads in unemployment rate.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

IN
75.0 yrs
IL
76.8 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

IN
19%
IL
26%

Illinois performs significantly better than Indiana across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Indianapolis Rain: 40.8 in/yr (1036 mm)
62° / 44°F

Avg. annual high / low

Springfield Rain: 37.4 in/yr (951 mm)
63° / 43°F

Avg. annual high / low

Months Indianapolis Springfield
Jan–Mar 42°/26°F (6°/-3°C) 42°/25°F (6°/-4°C)
Apr–Jun 72°/53°F (22°/12°C) 74°/52°F (23°/11°C)
Jul–Sep 81°/63°F (27°/17°C) 83°/61°F (29°/16°C)
Oct–Dec 51°/35°F (11°/2°C) 52°/33°F (11°/1°C)
View all months
Month Indianapolis Springfield
Jan 35°/21°F (1.7°/-6.1°C) 35°/19°F (1.6°/-7.4°C)
Feb 40°/24°F (4.4°/-4.4°C) 40°/23°F (4.4°/-5.2°C)
Mar 51°/33°F (10.8°/0.8°C) 52°/32°F (11.2°/0.1°C)
Apr 63°/44°F (17.1°/6.4°C) 65°/42°F (18.1°/5.8°C)
May 72°/53°F (22.5°/11.7°C) 75°/53°F (23.8°/11.4°C)
Jun 81°/63°F (27.4°/17.4°C) 83°/62°F (28.4°/16.6°C)
Jul 84°/67°F (28.8°/19.2°C) 86°/65°F (30.1°/18.6°C)
Aug 83°/65°F (28.4°/18.3°C) 85°/64°F (29.4°/17.6°C)
Sep 77°/57°F (25.1°/13.9°C) 79°/55°F (26.1°/12.6°C)
Oct 64°/45°F (18.0°/7.3°C) 66°/44°F (19.1°/6.6°C)
Nov 52°/36°F (11.0°/2.3°C) 52°/34°F (11.3°/1.1°C)
Dec 38°/25°F (3.6°/-3.9°C) 38°/22°F (3.5°/-5.3°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Illinois than Indiana?

No — Illinois is on average about 7% more expensive than Indiana. City-level variation matters.

How much money do I need to move to Illinois?

Plan for at least 3 months of living expenses — roughly $20,056 in Illinois on a $75,000 comparable salary — plus one-off moving costs (movers, a truck rental, and a rental deposit).

Is Illinois safe?

Indiana generally does better on safety, though Illinois leads in violent crime rate.

How is healthcare in Illinois compared to Indiana?

Illinois performs significantly better than Indiana across all health & wellbeing metrics.

What's the weather like in Illinois compared to Indiana?

The average high temperature in Springfield is 63°F, compared to 62°F in Indianapolis. Springfield receives around 37.4 in of rainfall per year, while Indianapolis gets 40.8 in.

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