Moving to Indiana from Illinois

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What to Expect

Everything you need to know before relocating from Illinois to Indiana — costs, safety, healthcare, and practical first steps.

If you moved from Illinois to Indiana, you would find that Indiana is 11.6% cheaper than Illinois. A $75,000 salary in Illinois would need to be roughly $70,117 in Indiana to maintain the same lifestyle.

How Far Will Your Money Go?

What to expect for your wallet after moving from Illinois to Indiana.

What does your salary buy?

$75,000 $70,117

To maintain the same standard of living in Indiana

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 4.9% less

Groceries

pay 8.7% less

Transportation

pay 12.2% less

Housing

pay 6.8% less

Childcare

pay 17.8% less

Entertainment and Sports

pay 17.0% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Indiana cost about 10% less than cities in Illinois.

Illinois

Chicago 76%
Champaign 53%

Indiana

Compare cities head-to-head

Key Indicator Comparison

Key indicators for anyone considering a move from Illinois to Indiana.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

IL
306
IN
327
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

IL
1697
IN
1519

Illinois generally does better on safety, though Indiana leads in property crime rate.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

IL
6.8%
IN
7.3%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

IL
34.6%
IN
38.5%

Illinois performs better than Indiana across all health & wellbeing metrics.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

IL
$250,500
IN
$201,600
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

IL
$1,227
IN
$1,020

Indiana performs significantly better than Illinois across all what about housing? metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

IL
89.6%
IN
88.5%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

IL
28 min
IN
24 min

Illinois generally does better on infrastructure, though Indiana leads in average commute.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

IL
4.8%
IN
2.7%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

IL
$70,691
IN
$59,083

Illinois generally does better on employment & economy, though Indiana leads in unemployment rate.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

IL
76.8 yrs
IN
75.0 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

IL
26%
IN
19%

Illinois performs better than Indiana across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Springfield Rain: 37.4 in/yr (951 mm)
63° / 43°F

Avg. annual high / low

Indianapolis Rain: 40.8 in/yr (1036 mm)
62° / 44°F

Avg. annual high / low

Months Springfield Indianapolis
Jan–Mar 42°/25°F (6°/-4°C) 42°/26°F (6°/-3°C)
Apr–Jun 74°/52°F (23°/11°C) 72°/53°F (22°/12°C)
Jul–Sep 83°/61°F (29°/16°C) 81°/63°F (27°/17°C)
Oct–Dec 52°/33°F (11°/1°C) 51°/35°F (11°/2°C)
View all months
Month Springfield Indianapolis
Jan 35°/19°F (1.6°/-7.4°C) 35°/21°F (1.7°/-6.1°C)
Feb 40°/23°F (4.4°/-5.2°C) 40°/24°F (4.4°/-4.4°C)
Mar 52°/32°F (11.2°/0.1°C) 51°/33°F (10.8°/0.8°C)
Apr 65°/42°F (18.1°/5.8°C) 63°/44°F (17.1°/6.4°C)
May 75°/53°F (23.8°/11.4°C) 72°/53°F (22.5°/11.7°C)
Jun 83°/62°F (28.4°/16.6°C) 81°/63°F (27.4°/17.4°C)
Jul 86°/65°F (30.1°/18.6°C) 84°/67°F (28.8°/19.2°C)
Aug 85°/64°F (29.4°/17.6°C) 83°/65°F (28.4°/18.3°C)
Sep 79°/55°F (26.1°/12.6°C) 77°/57°F (25.1°/13.9°C)
Oct 66°/44°F (19.1°/6.6°C) 64°/45°F (18.0°/7.3°C)
Nov 52°/34°F (11.3°/1.1°C) 52°/36°F (11.0°/2.3°C)
Dec 38°/22°F (3.5°/-5.3°C) 38°/25°F (3.6°/-3.9°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Indiana than Illinois?

Yes — Indiana is on average about 7% cheaper than Illinois. City-level variation can be significant.

How much money do I need to move to Indiana?

Plan for at least 3 months of living expenses — roughly $17,529 in Indiana on a $75,000 comparable salary — plus one-off moving costs (movers, a truck rental, and a rental deposit).

Is Indiana safe?

Illinois generally does better on safety, though Indiana leads in property crime rate.

How is healthcare in Indiana compared to Illinois?

Illinois performs better than Indiana across all health & wellbeing metrics.

What's the weather like in Indiana compared to Illinois?

The average high temperature in Indianapolis is 62°F, compared to 63°F in Springfield. Indianapolis receives around 40.8 in of rainfall per year, while Springfield gets 37.4 in.

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