Moving to Texas from Maryland

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What to Expect

Everything you need to know before relocating from Maryland to Texas — costs, safety, healthcare, and practical first steps.

If you moved from Maryland to Texas, you would find that Texas is 10.7% cheaper than Maryland. A $75,000 salary in Maryland would need to be roughly $63,789 in Texas to maintain the same lifestyle. Expect a noticeable climate shift — Austin averages 79°F vs 68°F in Annapolis, making it significantly warmer.

How Far Will Your Money Go?

What to expect for your wallet after moving from Maryland to Texas.

What does your salary buy?

$75,000 $63,789

To maintain the same standard of living in Texas

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 1.4% more

Groceries

pay 22.7% less

Transportation

pay 6.7% less

Housing

pay 0.1% more

Childcare

pay 35.7% less

Entertainment and Sports

pay 11.2% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Texas cost about 15% less than cities in Maryland.

Compare cities head-to-head

Key Indicator Comparison

Key indicators for anyone considering a move from Maryland to Texas.

Is it safe?

Violent crime rateFBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MD
420
TX
391
Property crime rateFBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MD
2043
TX
2153

Maryland generally does better on safety, though Texas leads in violent crime rate.

How's the healthcare?

Uninsured rateUS Census Bureau (American Community Survey), 2023

share of people without health insurance

MD
6.0%
TX
16.0%
Adult obesity rateCenters for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

MD
33.4%
TX
36.8%

Maryland performs better than Texas across all health & wellbeing metrics.

What about housing?

Median home valueUS Census Bureau (American Community Survey), 2023

typical price of a home

MD
$397,700
TX
$260,400
Median rentUS Census Bureau (American Community Survey), 2023

typical monthly gross rent

MD
$1,662
TX
$1,339

Texas generally does better on what about housing?, though Maryland leads in homeownership rate.

Will I have good infrastructure?

Internet accessUS Census Bureau (American Community Survey), 2023

share of households with internet

MD
91.6%
TX
90.1%
Average commuteUS Census Bureau (American Community Survey), 2023

minutes each way to work

MD
32 min
TX
27 min

Maryland generally does better on infrastructure, though Texas leads in average commute.

What are the job prospects?

Unemployment rateBureau of Labor Statistics, 2025

percentage of the labour force without work

MD
3.7%
TX
3.9%
GDP per capitaBureau of Economic Analysis, 2024

a broad measure of economic output per person

MD
$69,127
TX
$70,071

Maryland generally does better on employment & economy, though Texas leads in gdp per capita.

Is it good for families?

Life expectancyOECD Regional Demography, 2020

average years of life at birth

MD
76.8 yrs
TX
76.5 yrs
Bachelor's degree or higherUS Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

MD
29%
TX
20%

Maryland performs better than Texas across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

AnnapolisRain: 47.3 in/yr (1201 mm)
68°/50°F

Avg. annual high / low

AustinRain: 36.2 in/yr (920 mm)
79°/55°F

Avg. annual high / low

MonthsAnnapolisAustin
Jan–Mar50°/33°F (10°/0°C)65°/40°F (18°/5°C)
Apr–Jun77°/57°F (25°/14°C)85°/63°F (29°/17°C)
Jul–Sep86°/69°F (30°/20°C)93°/70°F (34°/21°C)
Oct–Dec59°/42°F (15°/6°C)71°/47°F (22°/8°C)
View all months
MonthAnnapolisAustin
Jan44°/29°F (6.9°/-1.6°C)61°/37°F (15.9°/2.9°C)
Feb48°/31°F (9.0°/-0.5°C)64°/39°F (17.6°/3.8°C)
Mar57°/38°F (13.7°/3.5°C)71°/45°F (21.6°/7.4°C)
Apr68°/47°F (20.1°/8.6°C)79°/55°F (25.9°/12.8°C)
May77°/57°F (25.0°/13.7°C)85°/64°F (29.7°/17.7°C)
Jun86°/67°F (29.8°/19.2°C)91°/70°F (32.8°/21.0°C)
Jul89°/71°F (31.9°/21.9°C)94°/72°F (34.7°/22.3°C)
Aug87°/71°F (30.8°/21.4°C)96°/72°F (35.4°/22.1°C)
Sep81°/64°F (27.2°/17.6°C)90°/67°F (32.3°/19.2°C)
Oct69°/52°F (20.7°/10.9°C)81°/57°F (27.3°/13.7°C)
Nov59°/42°F (14.9°/5.3°C)71°/47°F (21.4°/8.4°C)
Dec48°/33°F (9.1°/0.4°C)62°/38°F (16.5°/3.4°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Texas than Maryland?

Yes — Texas is on average about 15% cheaper than Maryland. City-level variation can be significant.

How much money do I need to move to Texas?

Plan for at least 3 months of living expenses — roughly $15,947 in Texas on a $75,000 comparable salary — plus one-off moving costs (movers, a truck rental, and a rental deposit).

Is Texas safe?

Maryland generally does better on safety, though Texas leads in violent crime rate.

How is healthcare in Texas compared to Maryland?

Maryland performs better than Texas across all health & wellbeing metrics.

What's the weather like in Texas compared to Maryland?

The average high temperature in Austin is 79°F, compared to 68°F in Annapolis. Austin receives around 36.2 in of rainfall per year, while Annapolis gets 47.3 in.

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