Moving to Maryland from Texas

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What to Expect

Everything you need to know before relocating from Texas to Maryland — costs, safety, healthcare, and practical first steps.

If you moved from Texas to Maryland, you would find that Maryland is 19.8% more expensive than Texas. A $75,000 salary in Texas would need to be roughly $88,181 in Maryland to maintain the same lifestyle. Expect a noticeable climate shift — Annapolis averages 68°F vs 79°F in Austin, making it significantly cooler.

How Far Will Your Money Go?

What to expect for your wallet after moving from Texas to Maryland.

What does your salary buy?

$75,000 $88,181

To maintain the same standard of living in Maryland

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 1.3% less

Groceries

pay 32.3% more

Transportation

pay 12.2% more

Housing

pay 6.1% more

Childcare

pay 55.4% more

Entertainment and Sports

pay 13.8% more

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Maryland cost about 17% more than cities in Texas.

Compare cities head-to-head

Key Indicator Comparison

Key indicators for anyone considering a move from Texas to Maryland.

Is it safe?

Violent crime rateFBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

TX
391
MD
420
Property crime rateFBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

TX
2153
MD
2043

Texas generally does better on safety, though Maryland leads in property crime rate.

How's the healthcare?

Uninsured rateUS Census Bureau (American Community Survey), 2023

share of people without health insurance

TX
16.0%
MD
6.0%
Adult obesity rateCenters for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

TX
36.8%
MD
33.4%

Maryland performs significantly better than Texas across all health & wellbeing metrics.

What about housing?

Median home valueUS Census Bureau (American Community Survey), 2023

typical price of a home

TX
$260,400
MD
$397,700
Median rentUS Census Bureau (American Community Survey), 2023

typical monthly gross rent

TX
$1,339
MD
$1,662

Texas generally does better on what about housing?, though Maryland leads in homeownership rate.

Will I have good infrastructure?

Internet accessUS Census Bureau (American Community Survey), 2023

share of households with internet

TX
90.1%
MD
91.6%
Average commuteUS Census Bureau (American Community Survey), 2023

minutes each way to work

TX
27 min
MD
32 min

Texas generally does better on infrastructure, though Maryland leads in internet access.

What are the job prospects?

Unemployment rateBureau of Labor Statistics, 2025

percentage of the labour force without work

TX
3.9%
MD
3.7%
GDP per capitaBureau of Economic Analysis, 2024

a broad measure of economic output per person

TX
$70,071
MD
$69,127

Maryland generally does better on employment & economy, though Texas leads in gdp per capita.

Is it good for families?

Life expectancyOECD Regional Demography, 2020

average years of life at birth

TX
76.5 yrs
MD
76.8 yrs
Bachelor's degree or higherUS Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

TX
20%
MD
29%

Maryland performs significantly better than Texas across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

AustinRain: 36.2 in/yr (920 mm)
79°/55°F

Avg. annual high / low

AnnapolisRain: 47.3 in/yr (1201 mm)
68°/50°F

Avg. annual high / low

MonthsAustinAnnapolis
Jan–Mar65°/40°F (18°/5°C)50°/33°F (10°/0°C)
Apr–Jun85°/63°F (29°/17°C)77°/57°F (25°/14°C)
Jul–Sep93°/70°F (34°/21°C)86°/69°F (30°/20°C)
Oct–Dec71°/47°F (22°/8°C)59°/42°F (15°/6°C)
View all months
MonthAustinAnnapolis
Jan61°/37°F (15.9°/2.9°C)44°/29°F (6.9°/-1.6°C)
Feb64°/39°F (17.6°/3.8°C)48°/31°F (9.0°/-0.5°C)
Mar71°/45°F (21.6°/7.4°C)57°/38°F (13.7°/3.5°C)
Apr79°/55°F (25.9°/12.8°C)68°/47°F (20.1°/8.6°C)
May85°/64°F (29.7°/17.7°C)77°/57°F (25.0°/13.7°C)
Jun91°/70°F (32.8°/21.0°C)86°/67°F (29.8°/19.2°C)
Jul94°/72°F (34.7°/22.3°C)89°/71°F (31.9°/21.9°C)
Aug96°/72°F (35.4°/22.1°C)87°/71°F (30.8°/21.4°C)
Sep90°/67°F (32.3°/19.2°C)81°/64°F (27.2°/17.6°C)
Oct81°/57°F (27.3°/13.7°C)69°/52°F (20.7°/10.9°C)
Nov71°/47°F (21.4°/8.4°C)59°/42°F (14.9°/5.3°C)
Dec62°/38°F (16.5°/3.4°C)48°/33°F (9.1°/0.4°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Maryland than Texas?

No — Maryland is on average about 18% more expensive than Texas. City-level variation matters.

How much money do I need to move to Maryland?

Plan for at least 3 months of living expenses — roughly $22,045 in Maryland on a $75,000 comparable salary — plus one-off moving costs (movers, a truck rental, and a rental deposit).

Is Maryland safe?

Texas generally does better on safety, though Maryland leads in property crime rate.

How is healthcare in Maryland compared to Texas?

Maryland performs significantly better than Texas across all health & wellbeing metrics.

What's the weather like in Maryland compared to Texas?

The average high temperature in Annapolis is 68°F, compared to 79°F in Austin. Annapolis receives around 47.3 in of rainfall per year, while Austin gets 36.2 in.

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