Moving to New Jersey from Maryland

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What to Expect

Considering a move from Maryland to New Jersey? Here's how the two compare on cost, climate, safety, and more.

If you moved from Maryland to New Jersey, you would find that New Jersey is 8.9% more expensive than Maryland. A $75,000 salary in Maryland would need to be roughly $82,364 in New Jersey to maintain the same lifestyle.

How Far Will Your Money Go?

A breakdown of how everyday costs differ between Maryland and New Jersey.

What does your salary buy?

$75,000 $82,364

To maintain the same standard of living in New Jersey

Calculate with your salary →

How key spending categories compare

Restaurants

pay 8.5% more

Groceries

pay 2.7% more

Transportation

pay 12.8% more

Housing

pay 14.4% more

Childcare

pay 1.0% less

Entertainment and Sports

pay 11.6% more

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in New Jersey cost about 19% more than cities in Maryland.

Maryland

New Jersey

Compare cities head-to-head

Key Indicator Comparison

The numbers behind daily life in New Jersey compared to Maryland.

Is it safe?

Violent crime rateFBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MD
420
NJ
215
Property crime rateFBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MD
2043
NJ
1481

New Jersey performs significantly better than Maryland across all safety metrics.

How's the healthcare?

Uninsured rateUS Census Bureau (American Community Survey), 2023

share of people without health insurance

MD
6.0%
NJ
7.1%
Adult obesity rateCenters for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

MD
33.4%
NJ
30.0%

New Jersey generally does better on health & wellbeing, though Maryland leads in uninsured rate.

What about housing?

Median home valueUS Census Bureau (American Community Survey), 2023

typical price of a home

MD
$397,700
NJ
$427,600
Median rentUS Census Bureau (American Community Survey), 2023

typical monthly gross rent

MD
$1,662
NJ
$1,653

Maryland generally does better on what about housing?, though New Jersey leads in median rent.

Will I have good infrastructure?

Internet accessUS Census Bureau (American Community Survey), 2023

share of households with internet

MD
91.6%
NJ
91.9%
Average commuteUS Census Bureau (American Community Survey), 2023

minutes each way to work

MD
32 min
NJ
31 min

New Jersey performs significantly better than Maryland across all infrastructure metrics.

What are the job prospects?

Unemployment rateBureau of Labor Statistics, 2025

percentage of the labour force without work

MD
3.7%
NJ
4.5%
GDP per capitaBureau of Economic Analysis, 2024

a broad measure of economic output per person

MD
$69,127
NJ
$70,788

Maryland generally does better on employment & economy, though New Jersey leads in gdp per capita.

Is it good for families?

Life expectancyOECD Regional Demography, 2020

average years of life at birth

MD
76.8 yrs
NJ
77.5 yrs
Bachelor's degree or higherUS Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

MD
29%
NJ
29%

Maryland generally does better on family life, though New Jersey leads in life expectancy.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

AnnapolisRain: 47.3 in/yr (1201 mm)
68°/50°F

Avg. annual high / low

TrentonRain: 46.5 in/yr (1180 mm)
63°/44°F

Avg. annual high / low

MonthsAnnapolisTrenton
Jan–Mar50°/33°F (10°/0°C)44°/27°F (7°/-3°C)
Apr–Jun77°/57°F (25°/14°C)71°/51°F (22°/10°C)
Jul–Sep86°/69°F (30°/20°C)82°/62°F (28°/17°C)
Oct–Dec59°/42°F (15°/6°C)54°/36°F (12°/2°C)
View all months
MonthAnnapolisTrenton
Jan44°/29°F (6.9°/-1.6°C)39°/23°F (3.9°/-4.9°C)
Feb48°/31°F (9.0°/-0.5°C)42°/26°F (5.7°/-3.4°C)
Mar57°/38°F (13.7°/3.5°C)51°/32°F (10.5°/-0.1°C)
Apr68°/47°F (20.1°/8.6°C)61°/41°F (16.3°/5.0°C)
May77°/57°F (25.0°/13.7°C)72°/51°F (22.1°/10.3°C)
Jun86°/67°F (29.8°/19.2°C)81°/60°F (27.1°/15.7°C)
Jul89°/71°F (31.9°/21.9°C)85°/66°F (29.6°/18.9°C)
Aug87°/71°F (30.8°/21.4°C)84°/64°F (28.7°/17.9°C)
Sep81°/64°F (27.2°/17.6°C)76°/56°F (24.5°/13.6°C)
Oct69°/52°F (20.7°/10.9°C)65°/44°F (18.3°/6.8°C)
Nov59°/42°F (14.9°/5.3°C)54°/37°F (12.5°/2.7°C)
Dec48°/33°F (9.1°/0.4°C)43°/28°F (6.2°/-2.4°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in New Jersey than Maryland?

On average New Jersey is around 10% pricier than Maryland, with notable variation by city.

How much money do I need to move to New Jersey?

Budget about $20,591 for 3 months in New Jersey (based on a $75,000 comparable annual salary), then add the one-off costs: movers, a truck rental, and a rental deposit.

Is New Jersey safe?

New Jersey performs significantly better than Maryland across all safety metrics.

How is healthcare in New Jersey compared to Maryland?

New Jersey generally does better on health & wellbeing, though Maryland leads in uninsured rate.

What's the weather like in New Jersey compared to Maryland?

The average high temperature in Trenton is 63°F, compared to 68°F in Annapolis. Trenton receives around 46.5 in of rainfall per year, while Annapolis gets 47.3 in.

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