Moving to Massachusetts from Maryland

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What to Expect

A comprehensive look at what changes when you move from Maryland to Massachusetts — from daily expenses to quality of life.

If you moved from Maryland to Massachusetts, you would find that Massachusetts is 4.5% more expensive than Maryland. A $75,000 salary in Maryland would need to be roughly $81,016 in Massachusetts to maintain the same lifestyle. Expect a noticeable climate shift — Boston averages 59°F vs 68°F in Annapolis, making it significantly cooler.

How Far Will Your Money Go?

How your spending power changes when you relocate from Maryland to Massachusetts.

What does your salary buy?

$75,000 $81,016

To maintain the same standard of living in Massachusetts

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 11.0% more

Groceries

pay 8.2% less

Transportation

pay 3.5% less

Housing

pay 23.0% more

Childcare

pay 0.4% more

Entertainment and Sports

pay 11.7% more

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Massachusetts cost about 15% more than cities in Maryland.

Maryland

Bethesda 71%

Massachusetts

Cambridge 85%
Worcester 73%

Compare cities head-to-head

Key Indicator Comparison

How Maryland and Massachusetts stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MD
420
MA
308
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MD
2043
MA
1077

Massachusetts performs significantly better than Maryland across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

MD
6.0%
MA
2.6%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

MD
33.4%
MA
28.8%

Massachusetts generally does better on health & wellbeing, though Maryland leads in adult smoking rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

MD
$397,700
MA
$525,800
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

MD
$1,662
MA
$1,687

Maryland performs better than Massachusetts across all what about housing? metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

MD
91.6%
MA
91.9%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

MD
32 min
MA
29 min

Massachusetts performs significantly better than Maryland across all infrastructure metrics.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

MD
3.7%
MA
4.7%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

MD
$69,127
MA
$87,892

Maryland generally does better on employment & economy, though Massachusetts leads in gdp per capita.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

MD
76.8 yrs
MA
79.0 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

MD
29%
MA
32%

Massachusetts performs significantly better than Maryland across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Annapolis Rain: 47.3 in/yr (1201 mm)
68° / 50°F

Avg. annual high / low

Boston Rain: 43.8 in/yr (1112 mm)
59° / 44°F

Avg. annual high / low

Months Annapolis Boston
Jan–Mar 50°/33°F (10°/0°C) 40°/26°F (4°/-3°C)
Apr–Jun 77°/57°F (25°/14°C) 66°/50°F (19°/10°C)
Jul–Sep 86°/69°F (30°/20°C) 78°/62°F (25°/17°C)
Oct–Dec 59°/42°F (15°/6°C) 51°/38°F (11°/3°C)
View all months
Month Annapolis Boston
Jan 44°/29°F (6.9°/-1.6°C) 36°/22°F (2.1°/-5.4°C)
Feb 48°/31°F (9.0°/-0.5°C) 39°/25°F (3.7°/-4.1°C)
Mar 57°/38°F (13.7°/3.5°C) 45°/31°F (7.4°/-0.5°C)
Apr 68°/47°F (20.1°/8.6°C) 56°/41°F (13.1°/4.8°C)
May 77°/57°F (25.0°/13.7°C) 66°/50°F (18.9°/9.9°C)
Jun 86°/67°F (29.8°/19.2°C) 76°/60°F (24.4°/15.3°C)
Jul 89°/71°F (31.9°/21.9°C) 81°/65°F (27.4°/18.6°C)
Aug 87°/71°F (30.8°/21.4°C) 80°/65°F (26.4°/18.1°C)
Sep 81°/64°F (27.2°/17.6°C) 72°/57°F (22.4°/14.1°C)
Oct 69°/52°F (20.7°/10.9°C) 61°/47°F (16.3°/8.1°C)
Nov 59°/42°F (14.9°/5.3°C) 51°/38°F (10.8°/3.3°C)
Dec 48°/33°F (9.1°/0.4°C) 41°/28°F (5.1°/-2.1°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Massachusetts than Maryland?

Day-to-day costs in Massachusetts run about 8% higher than Maryland on average; specific cities can swing further.

How much money do I need to move to Massachusetts?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a $75,000 comparable salary, that's around $20,254 in Massachusetts for everyday spending, before movers, a truck rental, and a rental deposit.

Is Massachusetts safe?

Massachusetts performs significantly better than Maryland across all safety metrics.

How is healthcare in Massachusetts compared to Maryland?

Massachusetts generally does better on health & wellbeing, though Maryland leads in adult smoking rate.

What's the weather like in Massachusetts compared to Maryland?

The average high temperature in Boston is 59°F, compared to 68°F in Annapolis. Boston receives around 43.8 in of rainfall per year, while Annapolis gets 47.3 in.

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