Moving to Tennessee from Maryland

moving to

What to Expect

Considering a move from Maryland to Tennessee? Here's how the two compare on cost, climate, safety, and more.

If you moved from Maryland to Tennessee, you would find that Tennessee is 9.7% cheaper than Maryland. A $75,000 salary in Maryland would need to be roughly $66,878 in Tennessee to maintain the same lifestyle.

How Far Will Your Money Go?

A breakdown of how everyday costs differ between Maryland and Tennessee.

What does your salary buy?

$75,000 $66,878

To maintain the same standard of living in Tennessee

Calculate with your salary →

How key spending categories compare

Restaurants

pay 4.5% more

Groceries

pay 16.6% less

Transportation

pay 15.3% less

Housing

pay 3.4% more

Childcare

pay 36.0% less

Entertainment and Sports

pay 12.5% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Key Indicator Comparison

The numbers behind daily life in Tennessee compared to Maryland.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MD
420
TN
612
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MD
2043
TN
2301

Maryland performs better than Tennessee across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

MD
6.0%
TN
9.5%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

MD
33.4%
TN
37.9%

Maryland performs better than Tennessee across all health & wellbeing metrics.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

MD
$397,700
TN
$256,800
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

MD
$1,662
TN
$1,122

Tennessee generally does better on what about housing?, though Maryland leads in homeownership rate.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

MD
91.6%
TN
87.6%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

MD
32 min
TN
26 min

Maryland generally does better on infrastructure, though Tennessee leads in average commute.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

MD
3.7%
TN
3.4%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

MD
$69,127
TN
$60,177

Maryland generally does better on employment & economy, though Tennessee leads in unemployment rate.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

MD
76.8 yrs
TN
73.8 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

MD
29%
TN
20%

Maryland performs better than Tennessee across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Annapolis Rain: 47.3 in/yr (1201 mm)
68° / 50°F

Avg. annual high / low

Nashville Rain: 47.2 in/yr (1200 mm)
70° / 49°F

Avg. annual high / low

Months Annapolis Nashville
Jan–Mar 50°/33°F (10°/0°C) 53°/33°F (12°/1°C)
Apr–Jun 77°/57°F (25°/14°C) 78°/56°F (26°/14°C)
Jul–Sep 86°/69°F (30°/20°C) 87°/66°F (30°/19°C)
Oct–Dec 59°/42°F (15°/6°C) 60°/40°F (16°/4°C)
View all months
Month Annapolis Nashville
Jan 44°/29°F (6.9°/-1.6°C) 47°/28°F (8.3°/-2.0°C)
Feb 48°/31°F (9.0°/-0.5°C) 52°/32°F (11.0°/-0.2°C)
Mar 57°/38°F (13.7°/3.5°C) 61°/39°F (16.1°/3.9°C)
Apr 68°/47°F (20.1°/8.6°C) 71°/47°F (21.4°/8.6°C)
May 77°/57°F (25.0°/13.7°C) 78°/57°F (25.7°/13.8°C)
Jun 86°/67°F (29.8°/19.2°C) 86°/65°F (30.0°/18.6°C)
Jul 89°/71°F (31.9°/21.9°C) 89°/69°F (31.8°/20.8°C)
Aug 87°/71°F (30.8°/21.4°C) 89°/68°F (31.7°/20.2°C)
Sep 81°/64°F (27.2°/17.6°C) 82°/61°F (28.0°/15.9°C)
Oct 69°/52°F (20.7°/10.9°C) 72°/49°F (22.1°/9.4°C)
Nov 59°/42°F (14.9°/5.3°C) 60°/39°F (15.7°/4.1°C)
Dec 48°/33°F (9.1°/0.4°C) 49°/31°F (9.7°/-0.4°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Tennessee than Maryland?

On average Tennessee is about 11% less expensive than Maryland, with major cities narrowing the gap.

How much money do I need to move to Tennessee?

Budget about $16,720 for 3 months in Tennessee (based on a $75,000 comparable annual salary), then add the one-off costs: movers, a truck rental, and a rental deposit.

Is Tennessee safe?

Maryland performs better than Tennessee across all safety metrics.

How is healthcare in Tennessee compared to Maryland?

Maryland performs better than Tennessee across all health & wellbeing metrics.

What's the weather like in Tennessee compared to Maryland?

The average high temperature in Nashville is 70°F, compared to 68°F in Annapolis. Nashville receives around 47.2 in of rainfall per year, while Annapolis gets 47.3 in.

Share this