Moving to Tennessee from Maryland
What to Expect
Considering a move from Maryland to Tennessee? Here's how the two compare on cost, climate, safety, and more.
If you moved from Maryland to Tennessee, you would find that Tennessee is 12.7% cheaper than Maryland. A $75,000 salary in Maryland would need to be roughly $65,500 in Tennessee to maintain the same lifestyle.
How Far Will Your Money Go?
A breakdown of how everyday costs differ between Maryland and Tennessee.
What does your salary buy?
$75,000 → $65,500
To maintain the same standard of living in Tennessee
Calculate with your salary →How key spending categories compare
Restaurants
pay 1.7% less
Groceries
pay 5.7% less
Transportation
pay 16.2% less
Housing
pay 15.0% less
Childcare
pay 38.6% less
Entertainment and Sports
pay 11.6% less
Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.
Cost of living by city
Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).
On average, cities in Tennessee cost about 14% less than cities in Maryland.
Compare cities head-to-head
Key Indicator Comparison
The numbers behind daily life in Tennessee compared to Maryland.
Is it safe?
incidents per 100,000 people per year
incidents per 100,000 people per year
Maryland performs better than Tennessee across all safety metrics.
How's the healthcare?
share of people without health insurance
share of adults with obesity
share of adults with diabetes
share of adults who smoke
Maryland performs better than Tennessee across all health & wellbeing metrics.
What about housing?
typical price of a home
typical monthly gross rent
share of homes that are owner-occupied
Tennessee generally does better on what about housing?, though Maryland leads in homeownership rate.
Will I have good infrastructure?
share of households with internet
minutes each way to work
Maryland generally does better on infrastructure, though Tennessee leads in average commute.
What are the job prospects?
percentage of the labour force without work
a broad measure of economic output per person
typical annual income of a household
share of people below the poverty line
Maryland generally does better on employment & economy, though Tennessee leads in unemployment rate.
Is it good for families?
average years of life at birth
share of adults with a 4-year college degree
Maryland performs better than Tennessee across all family life metrics.
Sources: US Census Bureau (American Community Survey) (2023), Centers for Disease Control and Prevention (PLACES) (2022), FBI Uniform Crime Reporting (2023), Bureau of Labor Statistics (2025), Bureau of Economic Analysis (2024), OECD Regional Demography (2020). How we calculate this
What's the Climate Like?
Monthly averages — select a city to compare.
Avg. annual high / low
Avg. annual high / low
| Months | Annapolis | Nashville |
|---|---|---|
| Jan–Mar | 50°/33°F (10°/0°C) | 53°/33°F (12°/1°C) |
| Apr–Jun | 77°/57°F (25°/14°C) | 78°/56°F (26°/14°C) |
| Jul–Sep | 86°/69°F (30°/20°C) | 87°/66°F (30°/19°C) |
| Oct–Dec | 59°/42°F (15°/6°C) | 60°/40°F (16°/4°C) |
View all months
| Month | Annapolis | Nashville |
|---|---|---|
| Jan | 44°/29°F (6.9°/-1.6°C) | 47°/28°F (8.3°/-2.0°C) |
| Feb | 48°/31°F (9.0°/-0.5°C) | 52°/32°F (11.0°/-0.2°C) |
| Mar | 57°/38°F (13.7°/3.5°C) | 61°/39°F (16.1°/3.9°C) |
| Apr | 68°/47°F (20.1°/8.6°C) | 71°/47°F (21.4°/8.6°C) |
| May | 77°/57°F (25.0°/13.7°C) | 78°/57°F (25.7°/13.8°C) |
| Jun | 86°/67°F (29.8°/19.2°C) | 86°/65°F (30.0°/18.6°C) |
| Jul | 89°/71°F (31.9°/21.9°C) | 89°/69°F (31.8°/20.8°C) |
| Aug | 87°/71°F (30.8°/21.4°C) | 89°/68°F (31.7°/20.2°C) |
| Sep | 81°/64°F (27.2°/17.6°C) | 82°/61°F (28.0°/15.9°C) |
| Oct | 69°/52°F (20.7°/10.9°C) | 72°/49°F (22.1°/9.4°C) |
| Nov | 59°/42°F (14.9°/5.3°C) | 60°/39°F (15.7°/4.1°C) |
| Dec | 48°/33°F (9.1°/0.4°C) | 49°/31°F (9.7°/-0.4°C) |
Data:
National Weather Service
Frequently Asked Questions
Is it cheaper to live in Tennessee than Maryland?
On average Tennessee is about 13% less expensive than Maryland, with major cities narrowing the gap.
How much money do I need to move to Tennessee?
Budget about $16,375 for 3 months in Tennessee (based on a $75,000 comparable annual salary), then add the one-off costs: movers, a truck rental, and a rental deposit.
Is Tennessee safe?
Maryland performs better than Tennessee across all safety metrics.
How is healthcare in Tennessee compared to Maryland?
Maryland performs better than Tennessee across all health & wellbeing metrics.
What's the weather like in Tennessee compared to Maryland?
The average high temperature in Nashville is 70°F, compared to 68°F in Annapolis. Nashville receives around 47.2 in of rainfall per year, while Annapolis gets 47.3 in.
