Moving to Maryland from Tennessee

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What to Expect

Everything you need to know before relocating from Tennessee to Maryland — costs, safety, healthcare, and practical first steps.

If you moved from Tennessee to Maryland, you would find that Maryland is 18.1% more expensive than Tennessee. A $75,000 salary in Tennessee would need to be roughly $84,108 in Maryland to maintain the same lifestyle.

How Far Will Your Money Go?

What to expect for your wallet after moving from Tennessee to Maryland.

What does your salary buy?

$75,000 $84,108

To maintain the same standard of living in Maryland

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 4.0% less

Groceries

pay 24.0% more

Transportation

pay 33.8% more

Housing

pay 1.8% more

Childcare

pay 59.0% more

Entertainment and Sports

pay 16.2% more

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Key Indicator Comparison

Key indicators for anyone considering a move from Tennessee to Maryland.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

TN
612
MD
420
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

TN
2301
MD
2043

Maryland performs significantly better than Tennessee across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

TN
9.5%
MD
6.0%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

TN
37.9%
MD
33.4%

Maryland performs significantly better than Tennessee across all health & wellbeing metrics.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

TN
$256,800
MD
$397,700
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

TN
$1,122
MD
$1,662

Tennessee generally does better on what about housing?, though Maryland leads in homeownership rate.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

TN
87.6%
MD
91.6%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

TN
26 min
MD
32 min

Tennessee generally does better on infrastructure, though Maryland leads in internet access.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

TN
3.4%
MD
3.7%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

TN
$60,177
MD
$69,127

Maryland generally does better on employment & economy, though Tennessee leads in unemployment rate.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

TN
73.8 yrs
MD
76.8 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

TN
20%
MD
29%

Maryland performs significantly better than Tennessee across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Nashville Rain: 47.2 in/yr (1200 mm)
70° / 49°F

Avg. annual high / low

Annapolis Rain: 47.3 in/yr (1201 mm)
68° / 50°F

Avg. annual high / low

Months Nashville Annapolis
Jan–Mar 53°/33°F (12°/1°C) 50°/33°F (10°/0°C)
Apr–Jun 78°/56°F (26°/14°C) 77°/57°F (25°/14°C)
Jul–Sep 87°/66°F (30°/19°C) 86°/69°F (30°/20°C)
Oct–Dec 60°/40°F (16°/4°C) 59°/42°F (15°/6°C)
View all months
Month Nashville Annapolis
Jan 47°/28°F (8.3°/-2.0°C) 44°/29°F (6.9°/-1.6°C)
Feb 52°/32°F (11.0°/-0.2°C) 48°/31°F (9.0°/-0.5°C)
Mar 61°/39°F (16.1°/3.9°C) 57°/38°F (13.7°/3.5°C)
Apr 71°/47°F (21.4°/8.6°C) 68°/47°F (20.1°/8.6°C)
May 78°/57°F (25.7°/13.8°C) 77°/57°F (25.0°/13.7°C)
Jun 86°/65°F (30.0°/18.6°C) 86°/67°F (29.8°/19.2°C)
Jul 89°/69°F (31.8°/20.8°C) 89°/71°F (31.9°/21.9°C)
Aug 89°/68°F (31.7°/20.2°C) 87°/71°F (30.8°/21.4°C)
Sep 82°/61°F (28.0°/15.9°C) 81°/64°F (27.2°/17.6°C)
Oct 72°/49°F (22.1°/9.4°C) 69°/52°F (20.7°/10.9°C)
Nov 60°/39°F (15.7°/4.1°C) 59°/42°F (14.9°/5.3°C)
Dec 49°/31°F (9.7°/-0.4°C) 48°/33°F (9.1°/0.4°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Maryland than Tennessee?

No — Maryland is on average about 12% more expensive than Tennessee. City-level variation matters.

How much money do I need to move to Maryland?

Plan for at least 3 months of living expenses — roughly $21,027 in Maryland on a $75,000 comparable salary — plus one-off moving costs (movers, a truck rental, and a rental deposit).

Is Maryland safe?

Maryland performs significantly better than Tennessee across all safety metrics.

How is healthcare in Maryland compared to Tennessee?

Maryland performs significantly better than Tennessee across all health & wellbeing metrics.

What's the weather like in Maryland compared to Tennessee?

The average high temperature in Annapolis is 68°F, compared to 70°F in Nashville. Annapolis receives around 47.3 in of rainfall per year, while Nashville gets 47.2 in.

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