Moving to Kentucky from Tennessee

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What to Expect

Everything you need to know before relocating from Tennessee to Kentucky — costs, safety, healthcare, and practical first steps.

If you moved from Tennessee to Kentucky, you would find that Kentucky is 7.7% cheaper than Tennessee. A $75,000 salary in Tennessee would need to be roughly $67,379 in Kentucky to maintain the same lifestyle.

How Far Will Your Money Go?

What to expect for your wallet after moving from Tennessee to Kentucky.

What does your salary buy?

$75,000 $67,379

To maintain the same standard of living in Kentucky

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 12.9% less

Groceries

pay 8.3% less

Transportation

pay 0.7% less

Housing

pay 16.8% less

Childcare

pay 8.5% more

Entertainment and Sports

pay 9.0% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Key Indicator Comparison

Key indicators for anyone considering a move from Tennessee to Kentucky.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

TN
612
KY
220
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

TN
2301
KY
1525

Kentucky performs significantly better than Tennessee across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

TN
9.5%
KY
5.7%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

TN
37.9%
KY
38.2%

Kentucky generally does better on health & wellbeing, though Tennessee leads in adult obesity rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

TN
$256,800
KY
$192,300
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

TN
$1,122
KY
$933

Kentucky performs significantly better than Tennessee across all what about housing? metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

TN
87.6%
KY
87.4%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

TN
26 min
KY
24 min

Tennessee generally does better on infrastructure, though Kentucky leads in average commute.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

TN
3.4%
KY
3.5%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

TN
$60,177
KY
$50,135

Tennessee performs better than Kentucky across all employment & economy metrics.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

TN
73.8 yrs
KY
73.5 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

TN
20%
KY
18%

Tennessee performs better than Kentucky across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Nashville Rain: 47.2 in/yr (1200 mm)
70° / 49°F

Avg. annual high / low

Bowling Green Rain: 49.9 in/yr (1267 mm)
69° / 47°F

Avg. annual high / low

Months Nashville Bowling Green
Jan–Mar 53°/33°F (12°/1°C) 52°/31°F (11°/-1°C)
Apr–Jun 78°/56°F (26°/14°C) 78°/55°F (25°/13°C)
Jul–Sep 87°/66°F (30°/19°C) 87°/64°F (30°/18°C)
Oct–Dec 60°/40°F (16°/4°C) 59°/38°F (15°/3°C)
View all months
Month Nashville Bowling Green
Jan 47°/28°F (8.3°/-2.0°C) 45°/26°F (7.2°/-3.1°C)
Feb 52°/32°F (11.0°/-0.2°C) 50°/30°F (10.0°/-1.3°C)
Mar 61°/39°F (16.1°/3.9°C) 60°/37°F (15.4°/2.8°C)
Apr 71°/47°F (21.4°/8.6°C) 70°/46°F (20.9°/7.6°C)
May 78°/57°F (25.7°/13.8°C) 78°/55°F (25.4°/12.8°C)
Jun 86°/65°F (30.0°/18.6°C) 86°/64°F (30.1°/17.7°C)
Jul 89°/69°F (31.8°/20.8°C) 89°/68°F (31.9°/19.9°C)
Aug 89°/68°F (31.7°/20.2°C) 89°/66°F (31.6°/18.9°C)
Sep 82°/61°F (28.0°/15.9°C) 82°/58°F (27.8°/14.4°C)
Oct 72°/49°F (22.1°/9.4°C) 71°/46°F (21.8°/7.9°C)
Nov 60°/39°F (15.7°/4.1°C) 59°/38°F (15.2°/3.1°C)
Dec 49°/31°F (9.7°/-0.4°C) 48°/29°F (8.8°/-1.6°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Kentucky than Tennessee?

Yes — Kentucky is on average about 10% cheaper than Tennessee. City-level variation can be significant.

How much money do I need to move to Kentucky?

Plan for at least 3 months of living expenses — roughly $16,845 in Kentucky on a $75,000 comparable salary — plus one-off moving costs (movers, a truck rental, and a rental deposit).

Is Kentucky safe?

Kentucky performs significantly better than Tennessee across all safety metrics.

How is healthcare in Kentucky compared to Tennessee?

Kentucky generally does better on health & wellbeing, though Tennessee leads in adult obesity rate.

What's the weather like in Kentucky compared to Tennessee?

The average high temperature in Bowling Green is 69°F, compared to 70°F in Nashville. Bowling Green receives around 49.9 in of rainfall per year, while Nashville gets 47.2 in.

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