Moving to Iowa from Maryland

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What to Expect

Considering a move from Maryland to Iowa? Here's how the two compare on cost, climate, safety, and more.

If you moved from Maryland to Iowa, you would find that Iowa is 16.2% cheaper than Maryland. A $75,000 salary in Maryland would need to be roughly $58,227 in Iowa to maintain the same lifestyle.

How Far Will Your Money Go?

A breakdown of how everyday costs differ between Maryland and Iowa.

What does your salary buy?

$75,000 $58,227

To maintain the same standard of living in Iowa

Calculate with your salary →

How key spending categories compare

Restaurants

pay 5.6% less

Groceries

pay 26.2% less

Transportation

pay 19.4% less

Housing

pay 16.8% less

Childcare

pay 38.3% less

Entertainment and Sports

pay 4.3% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Iowa cost about 22% less than cities in Maryland.

Maryland

Bethesda 71%

Compare cities head-to-head

Key Indicator Comparison

The numbers behind daily life in Iowa compared to Maryland.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MD
420
IA
277
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MD
2043
IA
1427

Iowa performs significantly better than Maryland across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

MD
6.0%
IA
4.7%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

MD
33.4%
IA
38.7%

Maryland generally does better on health & wellbeing, though Iowa leads in uninsured rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

MD
$397,700
IA
$195,900
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

MD
$1,662
IA
$949

Iowa performs significantly better than Maryland across all what about housing? metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

MD
91.6%
IA
87.9%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

MD
32 min
IA
20 min

Maryland generally does better on infrastructure, though Iowa leads in average commute.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

MD
3.7%
IA
3.3%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

MD
$69,127
IA
$63,747

Maryland generally does better on employment & economy, though Iowa leads in unemployment rate.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

MD
76.8 yrs
IA
77.5 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

MD
29%
IA
20%

Maryland generally does better on family life, though Iowa leads in life expectancy.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Annapolis Rain: 47.3 in/yr (1201 mm)
68° / 50°F

Avg. annual high / low

Des Moines Rain: 36.0 in/yr (915 mm)
60° / 41°F

Avg. annual high / low

Months Annapolis Des Moines
Jan–Mar 50°/33°F (10°/0°C) 39°/21°F (4°/-6°C)
Apr–Jun 77°/57°F (25°/14°C) 72°/52°F (22°/11°C)
Jul–Sep 86°/69°F (30°/20°C) 82°/62°F (28°/17°C)
Oct–Dec 59°/42°F (15°/6°C) 48°/31°F (9°/-1°C)
View all months
Month Annapolis Des Moines
Jan 44°/29°F (6.9°/-1.6°C) 31°/14°F (-0.6°/-9.8°C)
Feb 48°/31°F (9.0°/-0.5°C) 36°/19°F (2.3°/-7.3°C)
Mar 57°/38°F (13.7°/3.5°C) 49°/30°F (9.4°/-1.3°C)
Apr 68°/47°F (20.1°/8.6°C) 62°/41°F (16.8°/5.1°C)
May 77°/57°F (25.0°/13.7°C) 72°/52°F (22.4°/11.2°C)
Jun 86°/67°F (29.8°/19.2°C) 82°/62°F (27.6°/16.7°C)
Jul 89°/71°F (31.9°/21.9°C) 86°/67°F (29.8°/19.3°C)
Aug 87°/71°F (30.8°/21.4°C) 84°/65°F (28.8°/18.2°C)
Sep 81°/64°F (27.2°/17.6°C) 76°/55°F (24.5°/12.9°C)
Oct 69°/52°F (20.7°/10.9°C) 63°/43°F (17.3°/6.1°C)
Nov 59°/42°F (14.9°/5.3°C) 48°/31°F (8.8°/-0.8°C)
Dec 48°/33°F (9.1°/0.4°C) 34°/18°F (1.1°/-7.8°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Iowa than Maryland?

On average Iowa is about 22% less expensive than Maryland, with major cities narrowing the gap.

How much money do I need to move to Iowa?

Budget about $14,557 for 3 months in Iowa (based on a $75,000 comparable annual salary), then add the one-off costs: movers, a truck rental, and a rental deposit.

Is Iowa safe?

Iowa performs significantly better than Maryland across all safety metrics.

How is healthcare in Iowa compared to Maryland?

Maryland generally does better on health & wellbeing, though Iowa leads in uninsured rate.

What's the weather like in Iowa compared to Maryland?

The average high temperature in Des Moines is 60°F, compared to 68°F in Annapolis. Des Moines receives around 36.0 in of rainfall per year, while Annapolis gets 47.3 in.

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