Moving to Florida from Maryland

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What to Expect

Everything you need to know before relocating from Maryland to Florida — costs, safety, healthcare, and practical first steps.

If you moved from Maryland to Florida, you would find that Florida is 8.4% cheaper than Maryland. A $75,000 salary in Maryland would need to be roughly $72,343 in Florida to maintain the same lifestyle. Expect a noticeable climate shift — Tallahassee averages 80°F vs 68°F in Annapolis, making it significantly warmer.

How Far Will Your Money Go?

What to expect for your wallet after moving from Maryland to Florida.

What does your salary buy?

$75,000 $72,343

To maintain the same standard of living in Florida

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 8.0% more

Groceries

pay 12.1% less

Transportation

pay 8.4% less

Housing

pay 12.4% more

Childcare

pay 43.5% less

Entertainment and Sports

pay 10.6% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Florida cost about 4% less than cities in Maryland.

Compare cities head-to-head

Key Indicator Comparison

Key indicators for anyone considering a move from Maryland to Florida.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MD
420
FL
280
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MD
2043
FL
1461

Florida performs significantly better than Maryland across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

MD
6.0%
FL
11.0%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

MD
33.4%
FL
32.6%

Maryland generally does better on health & wellbeing, though Florida leads in adult obesity rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

MD
$397,700
FL
$325,000
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

MD
$1,662
FL
$1,564

Florida generally does better on what about housing?, though Maryland leads in homeownership rate.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

MD
91.6%
FL
90.4%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

MD
32 min
FL
28 min

Maryland generally does better on infrastructure, though Florida leads in average commute.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

MD
3.7%
FL
4.4%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

MD
$69,127
FL
$57,636

Maryland performs better than Florida across all employment & economy metrics.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

MD
76.8 yrs
FL
77.5 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

MD
29%
FL
22%

Maryland generally does better on family life, though Florida leads in life expectancy.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Annapolis Rain: 47.3 in/yr (1201 mm)
68° / 50°F

Avg. annual high / low

Tallahassee Rain: 59.2 in/yr (1504 mm)
80° / 56°F

Avg. annual high / low

Months Annapolis Tallahassee
Jan–Mar 50°/33°F (10°/0°C) 68°/43°F (20°/6°C)
Apr–Jun 77°/57°F (25°/14°C) 86°/61°F (30°/16°C)
Jul–Sep 86°/69°F (30°/20°C) 91°/71°F (33°/22°C)
Oct–Dec 59°/42°F (15°/6°C) 73°/48°F (23°/9°C)
View all months
Month Annapolis Tallahassee
Jan 44°/29°F (6.9°/-1.6°C) 64°/39°F (17.5°/3.9°C)
Feb 48°/31°F (9.0°/-0.5°C) 67°/42°F (19.7°/5.5°C)
Mar 57°/38°F (13.7°/3.5°C) 74°/47°F (23.2°/8.4°C)
Apr 68°/47°F (20.1°/8.6°C) 80°/52°F (26.6°/11.3°C)
May 77°/57°F (25.0°/13.7°C) 87°/62°F (30.6°/16.4°C)
Jun 86°/67°F (29.8°/19.2°C) 91°/69°F (32.8°/20.8°C)
Jul 89°/71°F (31.9°/21.9°C) 92°/72°F (33.4°/22.2°C)
Aug 87°/71°F (30.8°/21.4°C) 92°/72°F (33.1°/22.3°C)
Sep 81°/64°F (27.2°/17.6°C) 88°/68°F (31.3°/20.1°C)
Oct 69°/52°F (20.7°/10.9°C) 81°/57°F (27.4°/14.1°C)
Nov 59°/42°F (14.9°/5.3°C) 73°/47°F (22.8°/8.6°C)
Dec 48°/33°F (9.1°/0.4°C) 65°/41°F (18.5°/5.1°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Florida than Maryland?

Yes — Florida is on average about 4% cheaper than Maryland. City-level variation can be significant.

How much money do I need to move to Florida?

Plan for at least 3 months of living expenses — roughly $18,086 in Florida on a $75,000 comparable salary — plus one-off moving costs (movers, a truck rental, and a rental deposit).

Is Florida safe?

Florida performs significantly better than Maryland across all safety metrics.

How is healthcare in Florida compared to Maryland?

Maryland generally does better on health & wellbeing, though Florida leads in adult obesity rate.

What's the weather like in Florida compared to Maryland?

The average high temperature in Tallahassee is 80°F, compared to 68°F in Annapolis. Tallahassee receives around 59.2 in of rainfall per year, while Annapolis gets 47.3 in.

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