Moving to Maryland from Massachusetts

moving to

What to Expect

Everything you need to know before relocating from Massachusetts to Maryland — costs, safety, healthcare, and practical first steps.

If you moved from Massachusetts to Maryland, you would find that Maryland is 1.6% cheaper than Massachusetts. A $75,000 salary in Massachusetts would need to be roughly $69,431 in Maryland to maintain the same lifestyle. Expect a noticeable climate shift — Annapolis averages 68°F vs 59°F in Boston, making it significantly warmer.

How Far Will Your Money Go?

What to expect for your wallet after moving from Massachusetts to Maryland.

What does your salary buy?

$75,000 $69,431

To maintain the same standard of living in Maryland

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 9.7% less

Groceries

pay 11.0% more

Transportation

pay 6.7% more

Housing

pay 18.4% less

Childcare

pay 4.6% more

Entertainment and Sports

pay 8.9% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Maryland cost about 13% less than cities in Massachusetts.

Massachusetts

Cambridge 85%
Worcester 73%

Maryland

Bethesda 71%

Compare cities head-to-head

Key Indicator Comparison

Key indicators for anyone considering a move from Massachusetts to Maryland.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MA
308
MD
420
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MA
1077
MD
2043

Massachusetts performs better than Maryland across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

MA
2.6%
MD
6.0%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

MA
28.8%
MD
33.4%

Massachusetts generally does better on health & wellbeing, though Maryland leads in adult smoking rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

MA
$525,800
MD
$397,700
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

MA
$1,687
MD
$1,662

Maryland performs significantly better than Massachusetts across all what about housing? metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

MA
91.9%
MD
91.6%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

MA
29 min
MD
32 min

Massachusetts performs better than Maryland across all infrastructure metrics.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

MA
4.7%
MD
3.7%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

MA
$87,892
MD
$69,127

Maryland generally does better on employment & economy, though Massachusetts leads in gdp per capita.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

MA
79.0 yrs
MD
76.8 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

MA
32%
MD
29%

Massachusetts performs better than Maryland across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Boston Rain: 43.8 in/yr (1112 mm)
59° / 44°F

Avg. annual high / low

Annapolis Rain: 47.3 in/yr (1201 mm)
68° / 50°F

Avg. annual high / low

Months Boston Annapolis
Jan–Mar 40°/26°F (4°/-3°C) 50°/33°F (10°/0°C)
Apr–Jun 66°/50°F (19°/10°C) 77°/57°F (25°/14°C)
Jul–Sep 78°/62°F (25°/17°C) 86°/69°F (30°/20°C)
Oct–Dec 51°/38°F (11°/3°C) 59°/42°F (15°/6°C)
View all months
Month Boston Annapolis
Jan 36°/22°F (2.1°/-5.4°C) 44°/29°F (6.9°/-1.6°C)
Feb 39°/25°F (3.7°/-4.1°C) 48°/31°F (9.0°/-0.5°C)
Mar 45°/31°F (7.4°/-0.5°C) 57°/38°F (13.7°/3.5°C)
Apr 56°/41°F (13.1°/4.8°C) 68°/47°F (20.1°/8.6°C)
May 66°/50°F (18.9°/9.9°C) 77°/57°F (25.0°/13.7°C)
Jun 76°/60°F (24.4°/15.3°C) 86°/67°F (29.8°/19.2°C)
Jul 81°/65°F (27.4°/18.6°C) 89°/71°F (31.9°/21.9°C)
Aug 80°/65°F (26.4°/18.1°C) 87°/71°F (30.8°/21.4°C)
Sep 72°/57°F (22.4°/14.1°C) 81°/64°F (27.2°/17.6°C)
Oct 61°/47°F (16.3°/8.1°C) 69°/52°F (20.7°/10.9°C)
Nov 51°/38°F (10.8°/3.3°C) 59°/42°F (14.9°/5.3°C)
Dec 41°/28°F (5.1°/-2.1°C) 48°/33°F (9.1°/0.4°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Maryland than Massachusetts?

Yes — Maryland is on average about 7% cheaper than Massachusetts. City-level variation can be significant.

How much money do I need to move to Maryland?

Plan for at least 3 months of living expenses — roughly $17,358 in Maryland on a $75,000 comparable salary — plus one-off moving costs (movers, a truck rental, and a rental deposit).

Is Maryland safe?

Massachusetts performs better than Maryland across all safety metrics.

How is healthcare in Maryland compared to Massachusetts?

Massachusetts generally does better on health & wellbeing, though Maryland leads in adult smoking rate.

What's the weather like in Maryland compared to Massachusetts?

The average high temperature in Annapolis is 68°F, compared to 59°F in Boston. Annapolis receives around 47.3 in of rainfall per year, while Boston gets 43.8 in.

Share this