Moving to California from Montana

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What to Expect

A comprehensive look at what changes when you move from Montana to California — from daily expenses to quality of life.

If you moved from Montana to California, you would find that California is 17.3% more expensive than Montana. A $75,000 salary in Montana would need to be roughly $89,928 in California to maintain the same lifestyle. Expect a noticeable climate shift — Sacramento averages 74°F vs 58°F in Helena, making it significantly warmer.

How Far Will Your Money Go?

How your spending power changes when you relocate from Montana to California.

What does your salary buy?

$75,000 $89,928

To maintain the same standard of living in California

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 9.0% more

Groceries

pay 13.8% more

Transportation

pay 32.0% more

Housing

pay 30.2% more

Childcare

pay 23.6% more

Entertainment and Sports

pay 21.1% more

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in California cost about 31% more than cities in Montana.

Compare cities head-to-head

Key Indicator Comparison

How Montana and California stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MT
437
CA
503
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

MT
1815
CA
2303

Montana performs better than California across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

MT
8.0%
CA
6.8%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

MT
31.8%
CA
28.4%

California generally does better on health & wellbeing, though Montana leads in diabetes rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

MT
$338,100
CA
$695,400
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

MT
$1,031
CA
$1,956

Montana performs better than California across all what about housing? metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

MT
88.7%
CA
92.6%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

MT
19 min
CA
29 min

Montana generally does better on infrastructure, though California leads in internet access.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

MT
3.7%
CA
5.1%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

MT
$52,945
CA
$84,028

Montana generally does better on employment & economy, though California leads in gdp per capita.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

MT
76.8 yrs
CA
79.0 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

MT
23%
CA
25%

California performs significantly better than Montana across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Helena Rain: 11.2 in/yr (285 mm)
58° / 33°F

Avg. annual high / low

Sacramento Rain: 18.5 in/yr (470 mm)
74° / 48°F

Avg. annual high / low

Months Helena Sacramento
Jan–Mar 40°/18°F (4°/-8°C) 60°/41°F (15°/5°C)
Apr–Jun 67°/41°F (19°/5°C) 79°/51°F (26°/11°C)
Jul–Sep 81°/50°F (27°/10°C) 90°/57°F (32°/14°C)
Oct–Dec 45°/22°F (7°/-6°C) 65°/44°F (18°/7°C)
View all months
Month Helena Sacramento
Jan 33°/13°F (0.7°/-10.6°C) 54°/39°F (12.1°/3.8°C)
Feb 39°/17°F (3.7°/-8.4°C) 60°/41°F (15.7°/5.2°C)
Mar 48°/24°F (9.0°/-4.3°C) 65°/44°F (18.4°/6.7°C)
Apr 58°/32°F (14.3°/0.1°C) 71°/46°F (21.7°/7.9°C)
May 67°/41°F (19.5°/4.9°C) 80°/51°F (26.6°/10.6°C)
Jun 76°/49°F (24.3°/9.2°C) 87°/56°F (30.6°/13.2°C)
Jul 86°/54°F (29.8°/12.4°C) 92°/58°F (33.4°/14.7°C)
Aug 85°/52°F (29.2°/11.2°C) 91°/58°F (32.9°/14.4°C)
Sep 73°/43°F (22.6°/6.2°C) 87°/56°F (30.7°/13.2°C)
Oct 59°/33°F (14.8°/0.3°C) 78°/50°F (25.3°/10.1°C)
Nov 43°/22°F (6.2°/-5.6°C) 64°/43°F (17.7°/6.0°C)
Dec 32°/12°F (-0.2°/-11.2°C) 54°/38°F (12.2°/3.6°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in California than Montana?

Day-to-day costs in California run about 20% higher than Montana on average; specific cities can swing further.

How much money do I need to move to California?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a $75,000 comparable salary, that's around $22,482 in California for everyday spending, before movers, a truck rental, and a rental deposit.

Is California safe?

Montana performs better than California across all safety metrics.

How is healthcare in California compared to Montana?

California generally does better on health & wellbeing, though Montana leads in diabetes rate.

What's the weather like in California compared to Montana?

The average high temperature in Sacramento is 74°F, compared to 58°F in Helena. Sacramento receives around 18.5 in of rainfall per year, while Helena gets 11.2 in.

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