Moving to Montana from Iowa

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What to Expect

A comprehensive look at what changes when you move from Iowa to Montana — from daily expenses to quality of life.

If you moved from Iowa to Montana, you would find that Montana is 15.7% more expensive than Iowa. A $75,000 salary in Iowa would need to be roughly $89,175 in Montana to maintain the same lifestyle.

How Far Will Your Money Go?

How your spending power changes when you relocate from Iowa to Montana.

What does your salary buy?

$75,000 $89,175

To maintain the same standard of living in Montana

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 13.2% more

Groceries

pay 16.9% more

Transportation

pay 8.0% more

Housing

pay 30.8% more

Childcare

pay 23.6% more

Entertainment and Sports

pay 0.4% more

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Montana cost about 17% more than cities in Iowa.

Montana

Bozeman 74%
Missoula 64%
Billings 58%

Compare cities head-to-head

Key Indicator Comparison

How Iowa and Montana stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

IA
277
MT
437
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

IA
1427
MT
1815

Iowa performs better than Montana across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

IA
4.7%
MT
8.0%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

IA
38.7%
MT
31.8%

Montana generally does better on health & wellbeing, though Iowa leads in uninsured rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

IA
$195,900
MT
$338,100
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

IA
$949
MT
$1,031

Iowa performs better than Montana across all what about housing? metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

IA
87.9%
MT
88.7%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

IA
20 min
MT
19 min

Montana performs significantly better than Iowa across all infrastructure metrics.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

IA
3.3%
MT
3.7%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

IA
$63,747
MT
$52,945

Iowa performs better than Montana across all employment & economy metrics.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

IA
77.5 yrs
MT
76.8 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

IA
20%
MT
23%

Iowa generally does better on family life, though Montana leads in bachelor's degree or higher.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Des Moines Rain: 36.0 in/yr (915 mm)
60° / 41°F

Avg. annual high / low

Helena Rain: 11.2 in/yr (285 mm)
58° / 33°F

Avg. annual high / low

Months Des Moines Helena
Jan–Mar 39°/21°F (4°/-6°C) 40°/18°F (4°/-8°C)
Apr–Jun 72°/52°F (22°/11°C) 67°/41°F (19°/5°C)
Jul–Sep 82°/62°F (28°/17°C) 81°/50°F (27°/10°C)
Oct–Dec 48°/31°F (9°/-1°C) 45°/22°F (7°/-6°C)
View all months
Month Des Moines Helena
Jan 31°/14°F (-0.6°/-9.8°C) 33°/13°F (0.7°/-10.6°C)
Feb 36°/19°F (2.3°/-7.3°C) 39°/17°F (3.7°/-8.4°C)
Mar 49°/30°F (9.4°/-1.3°C) 48°/24°F (9.0°/-4.3°C)
Apr 62°/41°F (16.8°/5.1°C) 58°/32°F (14.3°/0.1°C)
May 72°/52°F (22.4°/11.2°C) 67°/41°F (19.5°/4.9°C)
Jun 82°/62°F (27.6°/16.7°C) 76°/49°F (24.3°/9.2°C)
Jul 86°/67°F (29.8°/19.3°C) 86°/54°F (29.8°/12.4°C)
Aug 84°/65°F (28.8°/18.2°C) 85°/52°F (29.2°/11.2°C)
Sep 76°/55°F (24.5°/12.9°C) 73°/43°F (22.6°/6.2°C)
Oct 63°/43°F (17.3°/6.1°C) 59°/33°F (14.8°/0.3°C)
Nov 48°/31°F (8.8°/-0.8°C) 43°/22°F (6.2°/-5.6°C)
Dec 34°/18°F (1.1°/-7.8°C) 32°/12°F (-0.2°/-11.2°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Montana than Iowa?

Day-to-day costs in Montana run about 19% higher than Iowa on average; specific cities can swing further.

How much money do I need to move to Montana?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a $75,000 comparable salary, that's around $22,294 in Montana for everyday spending, before movers, a truck rental, and a rental deposit.

Is Montana safe?

Iowa performs better than Montana across all safety metrics.

How is healthcare in Montana compared to Iowa?

Montana generally does better on health & wellbeing, though Iowa leads in uninsured rate.

What's the weather like in Montana compared to Iowa?

The average high temperature in Helena is 58°F, compared to 60°F in Des Moines. Helena receives around 11.2 in of rainfall per year, while Des Moines gets 36.0 in.

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