Moving to Montana from Texas

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What to Expect

Considering a move from Texas to Montana? Here's how the two compare on cost, climate, safety, and more.

If you moved from Texas to Montana, you would find that Montana is 8.0% more expensive than Texas. A $75,000 salary in Texas would need to be roughly $81,399 in Montana to maintain the same lifestyle. Expect a noticeable climate shift — Helena averages 58°F vs 79°F in Austin, making it significantly cooler.

How Far Will Your Money Go?

A breakdown of how everyday costs differ between Texas and Montana.

What does your salary buy?

$75,000 $81,399

To maintain the same standard of living in Montana

Calculate with your salary →

How key spending categories compare

Restaurants

pay 5.7% more

Groceries

pay 11.9% more

Transportation

pay 8.1% less

Housing

pay 6.2% more

Childcare

pay 18.3% more

Entertainment and Sports

pay 8.4% more

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Montana cost about 7% more than cities in Texas.

Texas

Dallas 68%
Plano 64%
Houston 63%

Montana

Bozeman 74%
Missoula 64%
Billings 58%

Compare cities head-to-head

Key Indicator Comparison

The numbers behind daily life in Montana compared to Texas.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

TX
391
MT
437
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

TX
2153
MT
1815

Texas generally does better on safety, though Montana leads in property crime rate.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

TX
16.0%
MT
8.0%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

TX
36.8%
MT
31.8%

Montana generally does better on health & wellbeing, though Texas leads in adult smoking rate.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

TX
$260,400
MT
$338,100
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

TX
$1,339
MT
$1,031

Montana generally does better on what about housing?, though Texas leads in median home value.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

TX
90.1%
MT
88.7%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

TX
27 min
MT
19 min

Texas generally does better on infrastructure, though Montana leads in average commute.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

TX
3.9%
MT
3.7%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

TX
$70,071
MT
$52,945

Texas generally does better on employment & economy, though Montana leads in unemployment rate.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

TX
76.5 yrs
MT
76.8 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

TX
20%
MT
23%

Montana performs significantly better than Texas across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Austin Rain: 36.2 in/yr (920 mm)
79° / 55°F

Avg. annual high / low

Helena Rain: 11.2 in/yr (285 mm)
58° / 33°F

Avg. annual high / low

Months Austin Helena
Jan–Mar 65°/40°F (18°/5°C) 40°/18°F (4°/-8°C)
Apr–Jun 85°/63°F (29°/17°C) 67°/41°F (19°/5°C)
Jul–Sep 93°/70°F (34°/21°C) 81°/50°F (27°/10°C)
Oct–Dec 71°/47°F (22°/8°C) 45°/22°F (7°/-6°C)
View all months
Month Austin Helena
Jan 61°/37°F (15.9°/2.9°C) 33°/13°F (0.7°/-10.6°C)
Feb 64°/39°F (17.6°/3.8°C) 39°/17°F (3.7°/-8.4°C)
Mar 71°/45°F (21.6°/7.4°C) 48°/24°F (9.0°/-4.3°C)
Apr 79°/55°F (25.9°/12.8°C) 58°/32°F (14.3°/0.1°C)
May 85°/64°F (29.7°/17.7°C) 67°/41°F (19.5°/4.9°C)
Jun 91°/70°F (32.8°/21.0°C) 76°/49°F (24.3°/9.2°C)
Jul 94°/72°F (34.7°/22.3°C) 86°/54°F (29.8°/12.4°C)
Aug 96°/72°F (35.4°/22.1°C) 85°/52°F (29.2°/11.2°C)
Sep 90°/67°F (32.3°/19.2°C) 73°/43°F (22.6°/6.2°C)
Oct 81°/57°F (27.3°/13.7°C) 59°/33°F (14.8°/0.3°C)
Nov 71°/47°F (21.4°/8.4°C) 43°/22°F (6.2°/-5.6°C)
Dec 62°/38°F (16.5°/3.4°C) 32°/12°F (-0.2°/-11.2°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Montana than Texas?

On average Montana is around 9% pricier than Texas, with notable variation by city.

How much money do I need to move to Montana?

Budget about $20,350 for 3 months in Montana (based on a $75,000 comparable annual salary), then add the one-off costs: movers, a truck rental, and a rental deposit.

Is Montana safe?

Texas generally does better on safety, though Montana leads in property crime rate.

How is healthcare in Montana compared to Texas?

Montana generally does better on health & wellbeing, though Texas leads in adult smoking rate.

What's the weather like in Montana compared to Texas?

The average high temperature in Helena is 58°F, compared to 79°F in Austin. Helena receives around 11.2 in of rainfall per year, while Austin gets 36.2 in.

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