Moving to New York from Texas

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What to Expect

Considering a move from Texas to New York? Here's how the two compare on cost, climate, safety, and more.

If you moved from Texas to New York, you would find that New York is 17.9% more expensive than Texas. A $75,000 salary in Texas would need to be roughly $89,779 in New York to maintain the same lifestyle. Expect a noticeable climate shift — Albany averages 58°F vs 79°F in Austin, making it significantly cooler.

How Far Will Your Money Go?

A breakdown of how everyday costs differ between Texas and New York.

What does your salary buy?

$75,000 $89,779

To maintain the same standard of living in New York

Calculate with your salary →

How key spending categories compare

Restaurants

pay 2.6% more

Groceries

pay 23.7% more

Transportation

pay 20.3% more

Housing

pay 12.8% more

Childcare

pay 37.8% more

Entertainment and Sports

pay 30.2% more

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in New York cost about 19% more than cities in Texas.

Texas

Dallas 68%
Plano 64%
Houston 63%

New York

Queens 73%
Ithaca 62%

Compare cities head-to-head

Key Indicator Comparison

The numbers behind daily life in New York compared to Texas.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

TX
391
NY
381
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

TX
2153
NY
1760

New York performs significantly better than Texas across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

TX
16.0%
NY
5.0%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

TX
36.8%
NY
29.9%

New York performs significantly better than Texas across all health & wellbeing metrics.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

TX
$260,400
NY
$403,000
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

TX
$1,339
NY
$1,576

Texas performs better than New York across all what about housing? metrics.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

TX
90.1%
NY
89.7%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

TX
27 min
NY
33 min

Texas performs better than New York across all infrastructure metrics.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

TX
3.9%
NY
4.4%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

TX
$70,071
NY
$91,992

Texas generally does better on employment & economy, though New York leads in gdp per capita.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

TX
76.5 yrs
NY
77.7 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

TX
20%
NY
28%

New York performs significantly better than Texas across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Austin Rain: 36.2 in/yr (920 mm)
79° / 55°F

Avg. annual high / low

Albany Rain: 39.4 in/yr (1000 mm)
58° / 39°F

Avg. annual high / low

Months Austin Albany
Jan–Mar 65°/40°F (18°/5°C) 37°/19°F (2°/-7°C)
Apr–Jun 85°/63°F (29°/17°C) 68°/47°F (20°/8°C)
Jul–Sep 93°/70°F (34°/21°C) 78°/58°F (26°/14°C)
Oct–Dec 71°/47°F (22°/8°C) 48°/31°F (9°/-1°C)
View all months
Month Austin Albany
Jan 61°/37°F (15.9°/2.9°C) 31°/15°F (-0.8°/-9.7°C)
Feb 64°/39°F (17.6°/3.8°C) 35°/17°F (1.4°/-8.2°C)
Mar 71°/45°F (21.6°/7.4°C) 44°/26°F (6.9°/-3.5°C)
Apr 79°/55°F (25.9°/12.8°C) 58°/37°F (14.6°/2.9°C)
May 85°/64°F (29.7°/17.7°C) 69°/47°F (20.8°/8.4°C)
Jun 91°/70°F (32.8°/21.0°C) 78°/56°F (25.5°/13.6°C)
Jul 94°/72°F (34.7°/22.3°C) 82°/61°F (27.9°/16.3°C)
Aug 96°/72°F (35.4°/22.1°C) 80°/60°F (26.9°/15.5°C)
Sep 90°/67°F (32.3°/19.2°C) 72°/52°F (22.3°/10.9°C)
Oct 81°/57°F (27.3°/13.7°C) 60°/40°F (15.4°/4.2°C)
Nov 71°/47°F (21.4°/8.4°C) 48°/31°F (8.8°/-0.3°C)
Dec 62°/38°F (16.5°/3.4°C) 36°/21°F (2.1°/-6.0°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in New York than Texas?

On average New York is around 20% pricier than Texas, with notable variation by city.

How much money do I need to move to New York?

Budget about $22,445 for 3 months in New York (based on a $75,000 comparable annual salary), then add the one-off costs: movers, a truck rental, and a rental deposit.

Is New York safe?

New York performs significantly better than Texas across all safety metrics.

How is healthcare in New York compared to Texas?

New York performs significantly better than Texas across all health & wellbeing metrics.

What's the weather like in New York compared to Texas?

The average high temperature in Albany is 58°F, compared to 79°F in Austin. Albany receives around 39.4 in of rainfall per year, while Austin gets 36.2 in.

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