Moving to Kentucky from Texas

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What to Expect

A comprehensive look at what changes when you move from Texas to Kentucky — from daily expenses to quality of life.

If you moved from Texas to Kentucky, you would find that Kentucky is 7.5% cheaper than Texas. A $75,000 salary in Texas would need to be roughly $70,641 in Kentucky to maintain the same lifestyle. Expect a noticeable climate shift — Bowling Green averages 69°F vs 79°F in Austin, making it significantly cooler.

How Far Will Your Money Go?

How your spending power changes when you relocate from Texas to Kentucky.

What does your salary buy?

$75,000 $70,641

To maintain the same standard of living in Kentucky

Calculate with your salary →

The biggest cost differences at a glance

Restaurants

pay 10.3% less

Groceries

pay 1.7% less

Transportation

pay 10.3% less

Housing

pay 14.1% less

Childcare

pay 5.5% more

Entertainment and Sports

pay 10.4% less

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Key Indicator Comparison

How Texas and Kentucky stack up on safety, healthcare, jobs, and infrastructure.

Is it safe?

Violent crime rateFBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

TX
391
KY
220
Property crime rateFBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

TX
2153
KY
1525

Kentucky performs significantly better than Texas across all safety metrics.

How's the healthcare?

Uninsured rateUS Census Bureau (American Community Survey), 2023

share of people without health insurance

TX
16.0%
KY
5.7%
Adult obesity rateCenters for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

TX
36.8%
KY
38.2%

Texas generally does better on health & wellbeing, though Kentucky leads in uninsured rate.

What about housing?

Median home valueUS Census Bureau (American Community Survey), 2023

typical price of a home

TX
$260,400
KY
$192,300
Median rentUS Census Bureau (American Community Survey), 2023

typical monthly gross rent

TX
$1,339
KY
$933

Kentucky performs significantly better than Texas across all what about housing? metrics.

Will I have good infrastructure?

Internet accessUS Census Bureau (American Community Survey), 2023

share of households with internet

TX
90.1%
KY
87.4%
Average commuteUS Census Bureau (American Community Survey), 2023

minutes each way to work

TX
27 min
KY
24 min

Texas generally does better on infrastructure, though Kentucky leads in average commute.

What are the job prospects?

Unemployment rateBureau of Labor Statistics, 2025

percentage of the labour force without work

TX
3.9%
KY
3.5%
GDP per capitaBureau of Economic Analysis, 2024

a broad measure of economic output per person

TX
$70,071
KY
$50,135

Texas generally does better on employment & economy, though Kentucky leads in unemployment rate.

Is it good for families?

Life expectancyOECD Regional Demography, 2020

average years of life at birth

TX
76.5 yrs
KY
73.5 yrs
Bachelor's degree or higherUS Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

TX
20%
KY
18%

Texas performs better than Kentucky across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

AustinRain: 36.2 in/yr (920 mm)
79°/55°F

Avg. annual high / low

Bowling GreenRain: 49.9 in/yr (1267 mm)
69°/47°F

Avg. annual high / low

MonthsAustinBowling Green
Jan–Mar65°/40°F (18°/5°C)52°/31°F (11°/-1°C)
Apr–Jun85°/63°F (29°/17°C)78°/55°F (25°/13°C)
Jul–Sep93°/70°F (34°/21°C)87°/64°F (30°/18°C)
Oct–Dec71°/47°F (22°/8°C)59°/38°F (15°/3°C)
View all months
MonthAustinBowling Green
Jan61°/37°F (15.9°/2.9°C)45°/26°F (7.2°/-3.1°C)
Feb64°/39°F (17.6°/3.8°C)50°/30°F (10.0°/-1.3°C)
Mar71°/45°F (21.6°/7.4°C)60°/37°F (15.4°/2.8°C)
Apr79°/55°F (25.9°/12.8°C)70°/46°F (20.9°/7.6°C)
May85°/64°F (29.7°/17.7°C)78°/55°F (25.4°/12.8°C)
Jun91°/70°F (32.8°/21.0°C)86°/64°F (30.1°/17.7°C)
Jul94°/72°F (34.7°/22.3°C)89°/68°F (31.9°/19.9°C)
Aug96°/72°F (35.4°/22.1°C)89°/66°F (31.6°/18.9°C)
Sep90°/67°F (32.3°/19.2°C)82°/58°F (27.8°/14.4°C)
Oct81°/57°F (27.3°/13.7°C)71°/46°F (21.8°/7.9°C)
Nov71°/47°F (21.4°/8.4°C)59°/38°F (15.2°/3.1°C)
Dec62°/38°F (16.5°/3.4°C)48°/29°F (8.8°/-1.6°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Kentucky than Texas?

Generally yes: Kentucky runs about 6% cheaper than Texas on average, though it depends heavily on the city.

How much money do I need to move to Kentucky?

A safe rule of thumb is 3 months of local expenses plus relocation costs. On a $75,000 comparable salary, that's around $17,660 in Kentucky for everyday spending, before movers, a truck rental, and a rental deposit.

Is Kentucky safe?

Kentucky performs significantly better than Texas across all safety metrics.

How is healthcare in Kentucky compared to Texas?

Texas generally does better on health & wellbeing, though Kentucky leads in uninsured rate.

What's the weather like in Kentucky compared to Texas?

The average high temperature in Bowling Green is 69°F, compared to 79°F in Austin. Bowling Green receives around 49.9 in of rainfall per year, while Austin gets 36.2 in.

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