Moving to Montana from Tennessee

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What to Expect

Everything you need to know before relocating from Tennessee to Montana — costs, safety, healthcare, and practical first steps.

If you moved from Tennessee to Montana, you would find that Montana is 7.4% more expensive than Tennessee. A $75,000 salary in Tennessee would need to be roughly $77,639 in Montana to maintain the same lifestyle. Expect a noticeable climate shift — Helena averages 58°F vs 70°F in Nashville, making it significantly cooler.

How Far Will Your Money Go?

What to expect for your wallet after moving from Tennessee to Montana.

What does your salary buy?

$75,000 $77,639

To maintain the same standard of living in Montana

Calculate with your salary →

Where you'll feel the difference day-to-day

Restaurants

pay 2.8% more

Groceries

pay 5.3% more

Transportation

pay 2.5% more

Housing

pay 2.9% more

Childcare

pay 19.1% more

Entertainment and Sports

pay 11.0% more

See full cost of living breakdown

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Key Indicator Comparison

Key indicators for anyone considering a move from Tennessee to Montana.

Is it safe?

Violent crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

TN
612
MT
437
Property crime rate FBI Uniform Crime Reporting, 2023

incidents per 100,000 people per year

TN
2301
MT
1815

Montana performs significantly better than Tennessee across all safety metrics.

How's the healthcare?

Uninsured rate US Census Bureau (American Community Survey), 2023

share of people without health insurance

TN
9.5%
MT
8.0%
Adult obesity rate Centers for Disease Control and Prevention (PLACES), 2022

share of adults with obesity

TN
37.9%
MT
31.8%

Montana performs significantly better than Tennessee across all health & wellbeing metrics.

What about housing?

Median home value US Census Bureau (American Community Survey), 2023

typical price of a home

TN
$256,800
MT
$338,100
Median rent US Census Bureau (American Community Survey), 2023

typical monthly gross rent

TN
$1,122
MT
$1,031

Montana generally does better on what about housing?, though Tennessee leads in median home value.

Will I have good infrastructure?

Internet access US Census Bureau (American Community Survey), 2023

share of households with internet

TN
87.6%
MT
88.7%
Average commute US Census Bureau (American Community Survey), 2023

minutes each way to work

TN
26 min
MT
19 min

Montana performs significantly better than Tennessee across all infrastructure metrics.

What are the job prospects?

Unemployment rate Bureau of Labor Statistics, 2025

percentage of the labour force without work

TN
3.4%
MT
3.7%
GDP per capita Bureau of Economic Analysis, 2024

a broad measure of economic output per person

TN
$60,177
MT
$52,945

Tennessee generally does better on employment & economy, though Montana leads in median household income.

Is it good for families?

Life expectancy OECD Regional Demography, 2020

average years of life at birth

TN
73.8 yrs
MT
76.8 yrs
Bachelor's degree or higher US Census Bureau (American Community Survey), 2023

share of adults with a 4-year college degree

TN
20%
MT
23%

Montana performs significantly better than Tennessee across all family life metrics.

Data: Bureau of Economic Analysis, Bureau of Labor Statistics, Centers for Disease Control and Prevention (PLACES), FBI Uniform Crime Reporting, OECD Regional Demography, US Census Bureau (American Community Survey)

What's the Climate Like?

Monthly averages — select a city to compare.

Nashville Rain: 47.2 in/yr (1200 mm)
70° / 49°F

Avg. annual high / low

Helena Rain: 11.2 in/yr (285 mm)
58° / 33°F

Avg. annual high / low

Months Nashville Helena
Jan–Mar 53°/33°F (12°/1°C) 40°/18°F (4°/-8°C)
Apr–Jun 78°/56°F (26°/14°C) 67°/41°F (19°/5°C)
Jul–Sep 87°/66°F (30°/19°C) 81°/50°F (27°/10°C)
Oct–Dec 60°/40°F (16°/4°C) 45°/22°F (7°/-6°C)
View all months
Month Nashville Helena
Jan 47°/28°F (8.3°/-2.0°C) 33°/13°F (0.7°/-10.6°C)
Feb 52°/32°F (11.0°/-0.2°C) 39°/17°F (3.7°/-8.4°C)
Mar 61°/39°F (16.1°/3.9°C) 48°/24°F (9.0°/-4.3°C)
Apr 71°/47°F (21.4°/8.6°C) 58°/32°F (14.3°/0.1°C)
May 78°/57°F (25.7°/13.8°C) 67°/41°F (19.5°/4.9°C)
Jun 86°/65°F (30.0°/18.6°C) 76°/49°F (24.3°/9.2°C)
Jul 89°/69°F (31.8°/20.8°C) 86°/54°F (29.8°/12.4°C)
Aug 89°/68°F (31.7°/20.2°C) 85°/52°F (29.2°/11.2°C)
Sep 82°/61°F (28.0°/15.9°C) 73°/43°F (22.6°/6.2°C)
Oct 72°/49°F (22.1°/9.4°C) 59°/33°F (14.8°/0.3°C)
Nov 60°/39°F (15.7°/4.1°C) 43°/22°F (6.2°/-5.6°C)
Dec 49°/31°F (9.7°/-0.4°C) 32°/12°F (-0.2°/-11.2°C)

Data: National Weather Service National Weather Service

Frequently Asked Questions

Is it cheaper to live in Montana than Tennessee?

No — Montana is on average about 4% more expensive than Tennessee. City-level variation matters.

How much money do I need to move to Montana?

Plan for at least 3 months of living expenses — roughly $19,410 in Montana on a $75,000 comparable salary — plus one-off moving costs (movers, a truck rental, and a rental deposit).

Is Montana safe?

Montana performs significantly better than Tennessee across all safety metrics.

How is healthcare in Montana compared to Tennessee?

Montana performs significantly better than Tennessee across all health & wellbeing metrics.

What's the weather like in Montana compared to Tennessee?

The average high temperature in Helena is 58°F, compared to 70°F in Nashville. Helena receives around 11.2 in of rainfall per year, while Nashville gets 47.2 in.

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