Moving to Croatia from Bulgaria

moving to

What to Expect

Considering a move from Bulgaria to Croatia? Here's how the two compare on cost, climate, safety, and more.

If you moved from Bulgaria to Croatia, you would find that Croatia is 52.6% more expensive than Bulgaria overall. A BGN128,505 salary in Bulgaria would need to be roughly HRK667,198 in Croatia to maintain the same lifestyle, and you’d need to navigate life in Croatian.

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How Far Will Your Money Go?

A breakdown of how everyday costs differ between Bulgaria and Croatia.

What does your salary buy?

BGN128,505 HRK667,198

To maintain the same standard of living in Croatia

Calculate with your salary →

How key spending categories compare

Restaurants

pay 84.0% more

Groceries

pay 9.3% more

Transportation

pay 63.2% more

Housing

pay 2.1 times more

Childcare

pay 4.7% more

Entertainment and Sports

pay 56.7% more

See full cost of living breakdown
Exchange rate: 1 BGN = 3.85 HRK (July 2026)

Data: MyLifeElsewhere's crowdsourced cost of living database, with prices submitted and updated by users worldwide. Exchange rates are refreshed regularly from public sources.

Cost of living by city

Cost of living varies a lot by city. Each figure is a city's overall cost of living as a percentage of New York City (the priciest, = 100%).

On average, cities in Croatia cost about 30% more than cities in Bulgaria.

Bulgaria

Sofia 44%
Ruse 36%

Croatia

Dubrovnik 56%
Zadar 51%

Compare cities head-to-head

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Who Else Is Making This Move?

What the data shows about people moving from Bulgaria to Croatia.

Living there in 2020
285 ↓ 7% vs 2015

people born in Bulgaria live in Croatia · UN DESA

Who's moving to Croatia?

Top countries of origin for Croatia's foreign-born residents.

Foreign-born population · UN DESA (2020)

Key Indicator Comparison

The numbers behind daily life in Croatia compared to Bulgaria.

Is it safe?

Homicide rate United Nations SDG Indicators, 2022

per 100,000 people per year

BG
1.1
HR
0.8
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

BG
8.4
HR
8.1

Croatia performs significantly better than Bulgaria across all safety metrics.

How's the healthcare?

Healthcare spending per person World Bank, 2023

annual government + private spending per person

BG
$2,970
HR
$3,229
Doctors per 10,000 people United Nations SDG Indicators, 2022

affects wait times and access to care

BG
49.0
HR
36.1

Bulgaria generally does better on health & wellbeing, though Croatia leads in health coverage index.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

BG
63.0
HR
31.0
CO₂ emissions per capita World Bank, 2024

tonnes of CO₂ emitted per person per year

BG
5.3t
HR
4.8t

Croatia performs significantly better than Bulgaria across all environment metrics.

Will I have good infrastructure?

Broadband per 100 people United Nations SDG Indicators, 2022

fixed broadband subscriptions — key for remote work

BG
35.2
HR
27.0
Water stress level United Nations SDG Indicators, 2021

higher means greater strain on freshwater supply

BG
37.5%
HR
1.5%

Bulgaria generally does better on infrastructure, though Croatia leads in water stress level.

What are the job prospects?

Unemployment rate The World Factbook, 2023

percentage of the labour force without work

BG
4.3%
HR
6.1%
GDP per capita The World Factbook, 2023

a broad measure of economic output per person

BG
$33,300
HR
$41,300

Bulgaria generally does better on employment & economy, though Croatia leads in gdp per capita.

Is it good for families?

Life expectancy The World Factbook, 2022

average years of life at birth

BG
75.6 yrs
HR
77.2 yrs
Infant mortality The World Factbook, 2022

deaths per 1,000 live births — lower is better

BG
8.0
HR
8.7

Croatia generally does better on family life, though Bulgaria leads in infant mortality.

Data: National Revenue Agency, Bulgaria, The World Factbook, United Nations SDG Indicators, World Bank

What's the Climate Like?

Monthly averages — select a city to compare.

Sofia Rain: 22.5 in/yr (571 mm)
59° / 41°F

Avg. annual high / low

Zagreb Rain: 33.7 in/yr (856 mm)
60° / 42°F

Avg. annual high / low

Months Sofia Zagreb
Jan–Mar 42°/28°F (6°/-2°C) 44°/29°F (7°/-2°C)
Apr–Jun 68°/48°F (20°/9°C) 69°/48°F (21°/9°C)
Jul–Sep 77°/55°F (25°/13°C) 77°/55°F (25°/13°C)
Oct–Dec 50°/34°F (10°/1°C) 50°/35°F (10°/2°C)
View all months
Month Sofia Zagreb
Jan 36°/23°F (2.2°/-4.9°C) 38°/25°F (3.1°/-4.0°C)
Feb 41°/27°F (4.9°/-2.9°C) 43°/28°F (6.1°/-2.5°C)
Mar 50°/33°F (9.8°/0.3°C) 52°/34°F (11.3°/0.9°C)
Apr 60°/41°F (15.7°/4.8°C) 62°/41°F (16.4°/4.9°C)
May 69°/48°F (20.3°/9.0°C) 70°/49°F (21.3°/9.2°C)
Jun 74°/54°F (23.5°/12.1°C) 76°/55°F (24.6°/12.7°C)
Jul 79°/57°F (25.9°/13.8°C) 80°/58°F (26.7°/14.2°C)
Aug 79°/56°F (26.0°/13.4°C) 79°/57°F (26.2°/13.7°C)
Sep 73°/51°F (22.6°/10.4°C) 72°/51°F (22.3°/10.4°C)
Oct 62°/42°F (16.6°/5.7°C) 61°/42°F (16.2°/5.8°C)
Nov 49°/34°F (9.6°/1.2°C) 49°/35°F (9.3°/1.8°C)
Dec 39°/27°F (4.1°/-2.7°C) 40°/29°F (4.4°/-1.9°C)

Data: National Institute of Meteorology and Hydrology National Institute of Meteorology and Hydrology, Croatian Meteorological and Hydrological Service Croatian Meteorological and Hydrological Service

Visitor Visa Requirements

Short-stay tourist visa rules between Bulgaria and Croatia. To live, work, or study long-term in Croatia, you'll need a separate residence or work visa — check Croatia's immigration authority.

Bulgaria passport

Bulgaria passport holder visiting Croatia

Visa Free
Bulgaria passport holders can enter Croatia without a visa.
Croatia passport

Croatia passport holder visiting Bulgaria

Visa Free
Croatia passport holders can enter Bulgaria without a visa.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Is it cheaper to live in Croatia than Bulgaria?

On average Croatia is around 35% pricier than Bulgaria, with notable variation by city.

How much money do I need to move to Croatia?

Budget about HRK166,800 for 3 months in Croatia (based on a BGN128,505 comparable annual salary), then add the one-off costs: flights, shipping, a rental deposit, and visa fees.

Can I work remotely from Croatia?

Connectivity is usually fine (Croatia: 27.0 fixed broadband per 100). What actually decides it is legal: does Croatia offer a digital nomad visa, will your employer permit overseas work, and where are you tax-resident?

Is Croatia safe for expats?

Croatia performs significantly better than Bulgaria across all safety metrics. The homicide rate in Croatia is 0.8 per 100,000 people, compared to 1.1 in Bulgaria.

How is healthcare in Croatia compared to Bulgaria?

Bulgaria generally does better on health & wellbeing, though Croatia leads in health coverage index. There are 36.1 doctors per 10,000 people in Croatia, compared to 49.0 in Bulgaria. Croatia scores 80 on the WHO universal health coverage index (Bulgaria: 73).

What's the weather like in Croatia compared to Bulgaria?

The average high temperature in Zagreb is 60°F, compared to 59°F in Sofia. Zagreb receives around 33.7 in of rainfall per year, while Sofia gets 22.5 in.

What language do they speak in Croatia?

The official language in Croatia is Croatian. In Bulgaria, the official language is Bulgarian.

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At a Glance

BG HR
Population 6,873,253 4,188,853
Currency Bulgarian Lev (BGN) Croatian Kuna (HRK)
Languages Bulgarian Croatian
Driving side Right Right
Calling code +359 +385
Time zones 1 1
Emergency number 112 112