Moving to Montenegro from Zambia

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What to Expect

Everything you need to know before relocating from Zambia to Montenegro — costs, safety, healthcare, and practical first steps.

If you moved from Zambia to Montenegro, and you’d need to navigate life in Montenegrin. You’ll also switch from driving on the left to the right. Expect a noticeable climate shift — Podgorica averages 69°F vs 80°F in Lusaka, making it significantly cooler.

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Key Indicator Comparison

Key indicators for anyone considering a move from Zambia to Montenegro.

Is it safe?

Homicide rate United Nations SDG Indicators, 2022

per 100,000 people per year

ZM
5.2
ME
2.5
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

ZM
17.1
ME
9.1

Montenegro performs significantly better than Zambia across all safety metrics.

How's the healthcare?

Healthcare spending per person World Bank, 2023

annual government + private spending per person

ZM
$244
ME
$2,908
Doctors per 10,000 people United Nations SDG Indicators, 2022

affects wait times and access to care

ZM
2.6
ME
27.5

Zambia generally does better on health & wellbeing, though Montenegro leads in doctors per 10,000 people.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

ZM
50.0
ME
60.0

Zambia performs better than Montenegro across all environment metrics.

Will I have good infrastructure?

Broadband per 100 people United Nations SDG Indicators, 2022

fixed broadband subscriptions — key for remote work

ZM
0.4
ME
31.3
Electricity per capita World Bank, 2023

annual consumption — reflects grid capacity

ZM
704 kWh
ME
4,564 kWh

Montenegro performs significantly better than Zambia across all infrastructure metrics.

What are the job prospects?

Unemployment rate The World Factbook, 2023

percentage of the labour force without work

ZM
5.9%
ME
15.2%
GDP per capita The World Factbook, 2023

a broad measure of economic output per person

ZM
$3,700
ME
$27,800

Montenegro generally does better on employment & economy, though Zambia leads in unemployment rate.

Is it good for families?

Life expectancy The World Factbook, 2022

average years of life at birth

ZM
66.3 yrs
ME
77.8 yrs
Infant mortality The World Factbook, 2022

deaths per 1,000 live births — lower is better

ZM
37.1
ME
3.2

Montenegro performs significantly better than Zambia across all family life metrics.

Data: The World Factbook, United Nations SDG Indicators, World Bank, Zambia Revenue Authority

What's the Climate Like?

Monthly averages — select a city to compare.

Lusaka Rain: 31.4 in/yr (798 mm)
80° / 59°F

Avg. annual high / low

Podgorica Rain: 65.4 in/yr (1661 mm)
69° / 51°F

Avg. annual high / low

Months Lusaka Podgorica
Jan–Mar 80°/62°F (27°/17°C) 53°/38°F (12°/3°C)
Apr–Jun 77°/55°F (25°/13°C) 75°/56°F (24°/13°C)
Jul–Sep 79°/55°F (26°/13°C) 86°/66°F (30°/19°C)
Oct–Dec 85°/64°F (29°/18°C) 61°/45°F (16°/7°C)
View all months
Month Lusaka Podgorica
Jan 80°/63°F (26.6°/17.1°C) 49°/35°F (9.5°/1.4°C)
Feb 80°/62°F (26.5°/16.8°C) 52°/38°F (11.3°/3.1°C)
Mar 81°/62°F (27.0°/16.6°C) 59°/42°F (15.1°/5.8°C)
Apr 80°/59°F (26.5°/15.1°C) 66°/48°F (19.1°/9.1°C)
May 78°/55°F (25.3°/12.7°C) 76°/56°F (24.3°/13.5°C)
Jun 74°/51°F (23.4°/10.6°C) 83°/63°F (28.2°/17.3°C)
Jul 73°/50°F (23.0°/10.2°C) 89°/69°F (31.8°/20.3°C)
Aug 79°/54°F (25.9°/12.3°C) 89°/68°F (31.7°/20.2°C)
Sep 85°/60°F (29.4°/15.3°C) 81°/62°F (27.3°/16.5°C)
Oct 87°/64°F (30.8°/17.5°C) 71°/53°F (21.7°/11.6°C)
Nov 86°/64°F (29.9°/17.9°C) 60°/44°F (15.4°/6.8°C)
Dec 81°/63°F (27.2°/17.3°C) 52°/37°F (11.1°/2.9°C)

Data: Zambia Meteorological Department (ZMD) Zambia Meteorological Department (ZMD), Institute of Hydrometeorology and Seismology Institute of Hydrometeorology and Seismology

Visitor Visa Requirements

Short-stay tourist visa rules between Zambia and Montenegro. To live, work, or study long-term in Montenegro, you'll need a separate residence or work visa — check Montenegro's immigration authority.

Zambia passport

Zambia passport holder visiting Montenegro

Visa Required
Zambia passport holders need a visa to enter Montenegro.
Montenegro passport

Montenegro passport holder visiting Zambia

Visa Free
Montenegro passport holders can enter Zambia without a visa.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Can I work remotely from Montenegro?

Internet is rarely the blocker — Montenegro has 31.3 fixed broadband subscriptions per 100 people. The real questions are legal: digital nomad visa eligibility, your employer's overseas-work policy, and tax residency in both countries.

Is Montenegro safe for expats?

Montenegro performs significantly better than Zambia across all safety metrics. The homicide rate in Montenegro is 2.5 per 100,000 people, compared to 5.2 in Zambia.

How is healthcare in Montenegro compared to Zambia?

Zambia generally does better on health & wellbeing, though Montenegro leads in doctors per 10,000 people. There are 27.5 doctors per 10,000 people in Montenegro, compared to 2.6 in Zambia. Montenegro scores 72 on the WHO universal health coverage index (Zambia: 56).

What's the weather like in Montenegro compared to Zambia?

The average high temperature in Podgorica is 69°F, compared to 80°F in Lusaka. Podgorica receives around 65.4 in of rainfall per year, while Lusaka gets 31.4 in.

What language do they speak in Montenegro?

The official language in Montenegro is Montenegrin. In Zambia, the official language is English.

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At a Glance

ZM ME
Population 19,642,123 604,966
Currency Zambian Kwacha (ZMW) Euro (€)
Languages English Montenegrin
Driving side Left Right
Calling code +260 +382
Time zones 1 1
Emergency number 112