Moving to Zambia from Montenegro

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What to Expect

Everything you need to know before relocating from Montenegro to Zambia — costs, safety, healthcare, and practical first steps.

If you moved from Montenegro to Zambia, and you’d need to navigate life in English. You’ll also switch from driving on the right to the left. Expect a noticeable climate shift — Lusaka averages 80°F vs 69°F in Podgorica, making it significantly warmer.

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Key Indicator Comparison

Key indicators for anyone considering a move from Montenegro to Zambia.

Is it safe?

Homicide rate United Nations SDG Indicators, 2022

per 100,000 people per year

ME
2.5
ZM
5.2
Road traffic deaths United Nations SDG Indicators, 2021

per 100,000 people per year

ME
9.1
ZM
17.1

Montenegro performs better than Zambia across all safety metrics.

How's the healthcare?

Healthcare spending per person World Bank, 2023

annual government + private spending per person

ME
$2,908
ZM
$244
Doctors per 10,000 people United Nations SDG Indicators, 2022

affects wait times and access to care

ME
27.5
ZM
2.6

Zambia generally does better on health & wellbeing, though Montenegro leads in doctors per 10,000 people.

What about the environment?

Air pollution deaths United Nations SDG Indicators, 2019

deaths attributable to air pollution per 100k people

ME
60.0
ZM
50.0

Zambia performs significantly better than Montenegro across all environment metrics.

Will I have good infrastructure?

Broadband per 100 people United Nations SDG Indicators, 2022

fixed broadband subscriptions — key for remote work

ME
31.3
ZM
0.4
Electricity per capita World Bank, 2023

annual consumption — reflects grid capacity

ME
4,564 kWh
ZM
704 kWh

Montenegro performs better than Zambia across all infrastructure metrics.

What are the job prospects?

Unemployment rate The World Factbook, 2023

percentage of the labour force without work

ME
15.2%
ZM
5.9%
GDP per capita The World Factbook, 2023

a broad measure of economic output per person

ME
$27,800
ZM
$3,700

Montenegro generally does better on employment & economy, though Zambia leads in unemployment rate.

Is it good for families?

Life expectancy The World Factbook, 2022

average years of life at birth

ME
77.8 yrs
ZM
66.3 yrs
Infant mortality The World Factbook, 2022

deaths per 1,000 live births — lower is better

ME
3.2
ZM
37.1

Montenegro performs better than Zambia across all family life metrics.

Data: Department of Public Revenues, Montenegro, The World Factbook, United Nations SDG Indicators, World Bank

What's the Climate Like?

Monthly averages — select a city to compare.

Podgorica Rain: 65.4 in/yr (1661 mm)
69° / 51°F

Avg. annual high / low

Lusaka Rain: 31.4 in/yr (798 mm)
80° / 59°F

Avg. annual high / low

Months Podgorica Lusaka
Jan–Mar 53°/38°F (12°/3°C) 80°/62°F (27°/17°C)
Apr–Jun 75°/56°F (24°/13°C) 77°/55°F (25°/13°C)
Jul–Sep 86°/66°F (30°/19°C) 79°/55°F (26°/13°C)
Oct–Dec 61°/45°F (16°/7°C) 85°/64°F (29°/18°C)
View all months
Month Podgorica Lusaka
Jan 49°/35°F (9.5°/1.4°C) 80°/63°F (26.6°/17.1°C)
Feb 52°/38°F (11.3°/3.1°C) 80°/62°F (26.5°/16.8°C)
Mar 59°/42°F (15.1°/5.8°C) 81°/62°F (27.0°/16.6°C)
Apr 66°/48°F (19.1°/9.1°C) 80°/59°F (26.5°/15.1°C)
May 76°/56°F (24.3°/13.5°C) 78°/55°F (25.3°/12.7°C)
Jun 83°/63°F (28.2°/17.3°C) 74°/51°F (23.4°/10.6°C)
Jul 89°/69°F (31.8°/20.3°C) 73°/50°F (23.0°/10.2°C)
Aug 89°/68°F (31.7°/20.2°C) 79°/54°F (25.9°/12.3°C)
Sep 81°/62°F (27.3°/16.5°C) 85°/60°F (29.4°/15.3°C)
Oct 71°/53°F (21.7°/11.6°C) 87°/64°F (30.8°/17.5°C)
Nov 60°/44°F (15.4°/6.8°C) 86°/64°F (29.9°/17.9°C)
Dec 52°/37°F (11.1°/2.9°C) 81°/63°F (27.2°/17.3°C)

Data: Institute of Hydrometeorology and Seismology Institute of Hydrometeorology and Seismology, Zambia Meteorological Department (ZMD) Zambia Meteorological Department (ZMD)

Visitor Visa Requirements

Short-stay tourist visa rules between Montenegro and Zambia. To live, work, or study long-term in Zambia, you'll need a separate residence or work visa — check Zambia's immigration authority.

Montenegro passport

Montenegro passport holder visiting Zambia

Visa Free
Montenegro passport holders can enter Zambia without a visa.
Zambia passport

Zambia passport holder visiting Montenegro

Visa Required
Zambia passport holders need a visa to enter Montenegro.

Data: Henley Passport Index. Check with the destination country's embassy for the most current requirements.

Frequently Asked Questions

Can I work remotely from Zambia?

Internet is rarely the blocker — Zambia has 0.4 fixed broadband subscriptions per 100 people. The real questions are legal: digital nomad visa eligibility, your employer's overseas-work policy, and tax residency in both countries.

Is Zambia safe for expats?

Montenegro performs better than Zambia across all safety metrics. The homicide rate in Zambia is 5.2 per 100,000 people, compared to 2.5 in Montenegro.

How is healthcare in Zambia compared to Montenegro?

Zambia generally does better on health & wellbeing, though Montenegro leads in doctors per 10,000 people. There are 2.6 doctors per 10,000 people in Zambia, compared to 27.5 in Montenegro. Zambia scores 56 on the WHO universal health coverage index (Montenegro: 72).

What's the weather like in Zambia compared to Montenegro?

The average high temperature in Lusaka is 80°F, compared to 69°F in Podgorica. Lusaka receives around 31.4 in of rainfall per year, while Podgorica gets 65.4 in.

What language do they speak in Zambia?

The official language in Zambia is English. In Montenegro, the official language is Montenegrin.

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At a Glance

ME ZM
Population 604,966 19,642,123
Currency Euro (€) Zambian Kwacha (ZMW)
Languages Montenegrin English
Driving side Right Left
Calling code +382 +260
Time zones 1 1
Emergency number 112